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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old Nov 18, 2013, 5:01 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.

What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.


For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.

Q. Can I apply for this card and earn the bonus after doing so previously?

A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.

As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
See Sapphire (CSR & CSP) 48 months between bonuses, August 2018 for details and ongoing discussion.

Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?

A. No, being an authorized user does not prevent you from obtaining your own card / bonus.


Q. I just met the spend requirement. When will I receive my signup bonus points?

A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)

However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.

Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.

Q. What's the value of a UR point? What are the best redemption options?

A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?

Benefits Guide https://www.chasebenefits.com/sapphirepreferred

A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?

To review previous Sapphire Preferred thread, click HERE.







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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old May 29, 2019, 9:51 pm
  #976  
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Originally Posted by 808traveler
chase is pretty strict on PCs. I'd be surprised to hear of anything <1 year.
​​​​​​

So if I want to do a PC, I'll have to wait until May 28th, 2020 since I was approved for CSP on May 28th, 2019? Exactly 365 days or what?
lsquare is offline  
Old May 29, 2019, 10:08 pm
  #977  
 
Join Date: Jul 2018
Posts: 354
Originally Posted by lsquare
​​​​​​

So if I want to do a PC, I'll have to wait until May 28th, 2020 since I was approved for CSP on May 28th, 2019? Exactly 365 days or what?
that's how long i had to wait to PC from CSP to CSR.
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Old May 29, 2019, 10:22 pm
  #978  
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Originally Posted by 808traveler
that's how long i had to wait to PC from CSP to CSR.
Exactly 365 days from the day your application was approved?
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Old May 30, 2019, 7:23 am
  #979  
mia
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Originally Posted by mia
In general USA based card issuers will not upgrade or downgrade in the first 12 months due to regulatory considerations.
Originally Posted by lsquare
....by that point I would have proven to Chase that I can handle the card. ...
This restriction has nothing to do with you or your creditworthiness. A consumer protection law prohibits changing the terms of a card account during the first 12 months. Upgrading or downgrading changes the terms. It doesn't matter who initiates the change, they simply won't do it.
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Old May 31, 2019, 4:41 pm
  #980  
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Amazing thread guys! I got the CSP today!!! I can't believe I got this excited over a credit card.

I do have to say that there isn't much heft to this card. The AMEX Platinum feels nicer and have a bit of weight to it.
808traveler likes this.
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Old Jun 1, 2019, 12:28 pm
  #981  
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Anyone here have a CSR and compare the quality of the two cards? Like I said earlier, I think the AMEX Platinum feels much nicer than the CSP.
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Old Jun 1, 2019, 12:31 pm
  #982  
 
Join Date: Feb 2013
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Originally Posted by lsquare
Anyone here have a CSR and compare the quality of the two cards? Like I said earlier, I think the AMEX Platinum feels much nicer than the CSP.
Meh. Once you’ve had the old Ritz card they are all tissue paper.
808traveler likes this.
highops is offline  
Old Jun 1, 2019, 6:18 pm
  #983  
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The CSP looks crummy. The print is barely visible, it's so dark. The CSR isn't a looker as it is, but the new contactless CSPs are really quite ugly.
caliform is offline  
Old Jun 7, 2019, 10:54 pm
  #984  
 
Join Date: Oct 2005
Posts: 26
Sapphire Bonus Points...ummm...lost?

I took out a Sapphire Pref. card and received 50,000 points for charginf $4000 within 3 months...I bought cruise tickets...to....Cuba.....now that Trump has killed that cruise, the cruise line will credit my account with the $4000 in the form of a refund...will Chase take the points back?
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Old Jun 7, 2019, 11:21 pm
  #985  
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Join Date: Apr 2016
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Yes, Chase will take the points back. You may want to ask the cruise line to give you a gift card instead if you plan to use them in the future.
vh_bu98 is offline  
Old Jun 8, 2019, 4:32 am
  #986  
 
Join Date: Apr 2011
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Originally Posted by pauli5500
I took out a Sapphire Pref. card and received 50,000 points for charginf $4000 within 3 months...I bought cruise tickets...to....Cuba.....now that Trump has killed that cruise, the cruise line will credit my account with the $4000 in the form of a refund...will Chase take the points back?
I cancelled a Holland America cruise booked last fall with Chase Travel using Points from my Sapphire Reserve and they actually issued a check mailed to me.as my refund.
worldspan is offline  
Old Jun 9, 2019, 9:16 am
  #987  
 
Join Date: Jun 2019
Posts: 14
Originally Posted by lsquare
Anyone here have a CSR and compare the quality of the two cards? Like I said earlier, I think the AMEX Platinum feels much nicer than the CSP.
Same thing but darker as far as I can tell.
Taco1933 is offline  
Old Jun 9, 2019, 6:06 pm
  #988  
mia
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Originally Posted by worldspan
.... they actually issued a check.....
Who issued the check, the cruise line or the travel agency?
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Old Jun 9, 2019, 7:00 pm
  #989  
 
Join Date: May 2011
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Originally Posted by lsquare
Anyone here have a CSR and compare the quality of the two cards? Like I said earlier, I think the AMEX Platinum feels much nicer than the CSP.
I have a metal “non-contactless” Chase Sapphire Preferred, a contactless metal Chase Sapphire Reserve and a “non-contactless” Amex Platinum. Of the three, the Reserve is the lightest. It looks fine, but contactless metal cards are lighter as they have to have some kind of plastic in them. I would guess that the contactless Amex Platinum feels similar to the contactless Sapphire Reserve
Adelphos is offline  
Old Jun 10, 2019, 12:35 am
  #990  
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Originally Posted by Adelphos


I have a metal “non-contactless” Chase Sapphire Preferred, a contactless metal Chase Sapphire Reserve and a “non-contactless” Amex Platinum. Of the three, the Reserve is the lightest. It looks fine, but contactless metal cards are lighter as they have to have some kind of plastic in them. I would guess that the contactless Amex Platinum feels similar to the contactless Sapphire Reserve
Thanks for the comment. Your post got my attention. I just looked at my CSP and I don't think it's contactless. I don't see any logos indicating that it have such capability. Is Chase still sending out non-contactless cards? I guess so since think I think I have one.
lsquare is offline  


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