Nov 23, 2013, 1:41 pm
Last edit by: philemer
Current public offer as of March 2024: 100k for $5K spend in 3 months: https://creditcards.chase.com/busine...ard?iCELL=6C1Y
Note: This is now branded as the United Business Card, without the "Explorer" branding. It is believed that this is considered by Chase to be a new product compared to the Explorer Business Card.
Older offers:
For the complete list of all Chase Credit card public offers, see the Chase sitemap : https://creditcards.chase.com/sitemapNote: This is now branded as the United Business Card, without the "Explorer" branding. It is believed that this is considered by Chase to be a new product compared to the Explorer Business Card.
Older offers:
Can I apply for this card after earning a previous bonus on it?
Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the Chase "5/24" policy? Does it apply to this card?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?See the wiki at Applying for Chase Credit cards.
Can I have MileagePlus Explorer Business Card if I already have a MileagePlus Explorer personal card?Yes. They are different products.
If I earned a 50k bonus within last 24 months on a MP Explorer Business card with one EIN, would I be able to apply for and receive a new bonus with a new MP Explorer Business card with a different business EIN?No. Even if your businesses have separate EINs, you must wait the 24 months.
Once I meet the spending requirement, how soon will I receive my bonus points?Bonus points typically accrue at the close of the billing period in which you incur the corresponding charges. Points should appear in your United account within a day or two thereafter.
NOTE: If you complete your required spending within 7-10 days of your statement close, the bonus may not post until the following month's statement, even if the regular per-dollar points post on the first statement. This is normal behavior for Chase and is not worth a phone call.
Where can I find details on the travel & purchase-protection benefits for this card?Here: https://www.chasebenefits.com/unitedVW4
Notes:
- Purchasing 7 x $100 TravelBank triggers the $100 travel credit.
United MileagePlus Explorer Business card: Various offers up to 100K
Feb 18, 2019, 8:34 am
#736
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Please stop using the murky "counts toward" phrase. Thanks.
This card does not add to your 5/24 count if you get approved (which is what most people would interpret "counts toward" as), because it's a business card that doesn't appear on your credit report, and Chase only counts cards that appear on your credit report.
However, the card is subject to 5/24 if you apply for it. That's different than "count toward".
This card does not add to your 5/24 count if you get approved (which is what most people would interpret "counts toward" as), because it's a business card that doesn't appear on your credit report, and Chase only counts cards that appear on your credit report.
However, the card is subject to 5/24 if you apply for it. That's different than "count toward".
Feb 18, 2019, 11:26 am
#737
Join Date: Nov 2011
Location: Iowa
Posts: 733
This type of information is in the Wikipost of this Sticky Thread:
https://www.flyertalk.com/forum/chas...ard.html#phone
https://www.flyertalk.com/forum/chas...ard.html#phone
Please stop using the murky "counts toward" phrase. Thanks.
This card does not add to your 5/24 count if you get approved (which is what most people would interpret "counts toward" as), because it's a business card that doesn't appear on your credit report, and Chase only counts cards that appear on your credit report.
However, the card is subject to 5/24 if you apply for it. That's different than "count toward".
This card does not add to your 5/24 count if you get approved (which is what most people would interpret "counts toward" as), because it's a business card that doesn't appear on your credit report, and Chase only counts cards that appear on your credit report.
However, the card is subject to 5/24 if you apply for it. That's different than "count toward".
Feb 18, 2019, 11:52 am
#738
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
(800) 432-3117 – General Application Status Line, automated
(800) 436-7927 – Alternative General Application Status Line, automated
(888) 609-7805 – Alternative Personal Reconsideration line with live rep
(800) 453-9719 – Business Credit Card Reconsideration Line with live rep
(800) 955-9900 – General Card Services and Application status, automated
(888) 298-5623 – Credit Reallocation Office (Personal cards)
(800) 453-9719 – Credit Reallocation Office (Business cards)
(888) 622-7547 – Executive Offices
(877) 470-9042 – Personal Application Verification line with live rep
(800) 436-7927 – Alternative General Application Status Line, automated
(888) 609-7805 – Alternative Personal Reconsideration line with live rep
(800) 453-9719 – Business Credit Card Reconsideration Line with live rep
(800) 955-9900 – General Card Services and Application status, automated
(888) 298-5623 – Credit Reallocation Office (Personal cards)
(800) 453-9719 – Credit Reallocation Office (Business cards)
(888) 622-7547 – Executive Offices
(877) 470-9042 – Personal Application Verification line with live rep
Last edited by mia; Feb 18, 2019 at 3:57 pm
Feb 18, 2019, 3:44 pm
#739
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
If the former ("would getting this card increase my 5/24 count", what you need to know is that:
a) Chase only counts cards they see on your EQ/EX/TU credit report. Even though they could also count cards within their system, they haven't so far.
b) Most banks (the main exceptions being Cap One and Discover) don't report business cards (in good standing) to EQ/EX/TU, and thus those cards are "invisible" to Chase's 5/24 counting process.
And thus the answer for this particular card is "no".
If the latter, there are very few Chase cards left that don't require being under 5/24 to get approved. Most of them were hotel cards which have either just been discontinued or have been upgraded to new versions in the past year, and the new versions of those may require being under 5/24 to get approved (even though the old versions, which you can no longer apply for, didn't).
And thus the answer for this particular card is "yes".
Feb 19, 2019, 8:03 pm
#740
Join Date: Sep 2013
Posts: 144
i applied and got the 30 day notice which changed to 7 to 10. i assumed it was because i was at near the max credit limit for chase cards so i reduced a few limits and called business recon line. they said they didnt see any issues with credit limit on the application and that i needed to call 877 470 9042 to check on the status. they are closed now so i cant call. whats up with that? the person couldnt say if the application was actually denied or not.
Feb 27, 2019, 3:05 pm
#742
Join Date: Aug 2003
Location: Chicago
Programs: AA UA Delta. HH Diamond, PC Platinum, Club Carlson Gold, Hyatt Diamond
Posts: 809
How does this card compare to the personal card? They both give 75K after $5K spending 3 months.
The annual fee is waived for the business but not the personal one.
The annual fee is waived for the business but not the personal one.
Feb 27, 2019, 3:36 pm
#743
Join Date: Apr 2018
Posts: 262
Where are you seeing 75K signup bonus on the personal card?
Feb 28, 2019, 7:43 am
#744
Join Date: Jul 2005
Location: Chicago, IL
Programs: AA EP; WN CP;UA SILVER; MARRIOTT TITANIUM; HH DIAMOND; IHG PLAT; RADISSON PLAT; HYATT GLOBAL
Posts: 1,938
Feb 28, 2019, 9:12 am
#745
Join Date: Feb 2019
Posts: 268
The Business card does not.
Mar 2, 2019, 10:22 pm
#746
Join Date: Aug 2003
Location: Chicago
Programs: AA UA Delta. HH Diamond, PC Platinum, Club Carlson Gold, Hyatt Diamond
Posts: 809
Mar 7, 2019, 1:55 pm
#747
Join Date: Jan 2014
Location: DFW
Programs: AA EXP, Hilton Diamond, Marriott Gold
Posts: 45
Who has a useful data point they can provide in terms of when they applied and when they were approved? I’m looking for a recent ttimeline for anyone not instantly approved. I applied on Monday and am hoping I get approved in under two weeks.
Mar 7, 2019, 2:42 pm
#748
Join Date: Sep 2013
Posts: 144
took about a week for my status to go from 30 days to 7 to 10 days. got a letter like a week later to call in and confirm identity and then was approved.