Nov 23, 2013, 1:41 pm
Last edit by: philemer
Current public offer as of March 2024: 100k for $5K spend in 3 months: https://creditcards.chase.com/busine...ard?iCELL=6C1Y
Note: This is now branded as the United Business Card, without the "Explorer" branding. It is believed that this is considered by Chase to be a new product compared to the Explorer Business Card.
Older offers:
For the complete list of all Chase Credit card public offers, see the Chase sitemap : https://creditcards.chase.com/sitemapNote: This is now branded as the United Business Card, without the "Explorer" branding. It is believed that this is considered by Chase to be a new product compared to the Explorer Business Card.
Older offers:
Can I apply for this card after earning a previous bonus on it?
Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the Chase "5/24" policy? Does it apply to this card?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?See the wiki at Applying for Chase Credit cards.
Can I have MileagePlus Explorer Business Card if I already have a MileagePlus Explorer personal card?Yes. They are different products.
If I earned a 50k bonus within last 24 months on a MP Explorer Business card with one EIN, would I be able to apply for and receive a new bonus with a new MP Explorer Business card with a different business EIN?No. Even if your businesses have separate EINs, you must wait the 24 months.
Once I meet the spending requirement, how soon will I receive my bonus points?Bonus points typically accrue at the close of the billing period in which you incur the corresponding charges. Points should appear in your United account within a day or two thereafter.
NOTE: If you complete your required spending within 7-10 days of your statement close, the bonus may not post until the following month's statement, even if the regular per-dollar points post on the first statement. This is normal behavior for Chase and is not worth a phone call.
Where can I find details on the travel & purchase-protection benefits for this card?Here: https://www.chasebenefits.com/unitedVW4
Notes:
- Purchasing 7 x $100 TravelBank triggers the $100 travel credit.
United MileagePlus Explorer Business card: Various offers up to 100K
Mar 18, 2019, 7:55 pm
#751
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,952
Mar 31, 2019, 3:38 pm
#752
Join Date: Nov 2009
Posts: 51
Anyone know what happens to the bonus points if you applied on the last day (3/18/19) of the 75K offer, and you got a “We need to review your request a little longer” message?
Suppose they OK/approve your application 7 days later (3/25/19) does that mean you are on the standard/current 50K bonus offer, or will you still get the 75K points if you meet the spend requirement?
Suppose they OK/approve your application 7 days later (3/25/19) does that mean you are on the standard/current 50K bonus offer, or will you still get the 75K points if you meet the spend requirement?
Mar 31, 2019, 11:02 pm
#753
Join Date: Apr 2017
Posts: 472
It depends what you mean by "counts toward the 5/24"? If you mean after approval, whether getting this card affects your 5/24 count, then you should say: "would getting this card increase my 5/24 count"? If you mean before approval, whether you need to be under 5/24 to get this card, you should says: "do I need to be under 5;/24 to get this card". "Count toward" could mean either of those things to different people (even if to you it only seems to mean one of those things), and that's why I say it's too "murky" a term to be useful.
If the former ("would getting this card increase my 5/24 count", what you need to know is that:
a) Chase only counts cards they see on your EQ/EX/TU credit report. Even though they could also count cards within their system, they haven't so far.
b) Most banks (the main exceptions being Cap One and Discover) don't report business cards (in good standing) to EQ/EX/TU, and thus those cards are "invisible" to Chase's 5/24 counting process.
And thus the answer for this particular card is "no".
If the latter, there are very few Chase cards left that don't require being under 5/24 to get approved. Most of them were hotel cards which have either just been discontinued or have been upgraded to new versions in the past year, and the new versions of those may require being under 5/24 to get approved (even though the old versions, which you can no longer apply for, didn't).
And thus the answer for this particular card is "yes".
If the former ("would getting this card increase my 5/24 count", what you need to know is that:
a) Chase only counts cards they see on your EQ/EX/TU credit report. Even though they could also count cards within their system, they haven't so far.
b) Most banks (the main exceptions being Cap One and Discover) don't report business cards (in good standing) to EQ/EX/TU, and thus those cards are "invisible" to Chase's 5/24 counting process.
And thus the answer for this particular card is "no".
If the latter, there are very few Chase cards left that don't require being under 5/24 to get approved. Most of them were hotel cards which have either just been discontinued or have been upgraded to new versions in the past year, and the new versions of those may require being under 5/24 to get approved (even though the old versions, which you can no longer apply for, didn't).
And thus the answer for this particular card is "yes".
Mar 31, 2019, 11:08 pm
#754
Join Date: Apr 2017
Posts: 472
Was just approved for this card (was not interested in the 75K offer because I believe it's not worth $5K spend). I basically have close to 300K ultimate reward points but I no longer have any of those chase cards that you can transfer points to a travel partner ( can get that later though). I am thinking of using this new card for the 50,000 bonus then keep in my account until I re-apply for those transfer cards again (not interested to keep it when annual fees hit) and then transfer points to united and combine points:
1) Do you think it's worth it to use the card for 2 miles per dollar spend after I reach the $3K for the 50K signup bonus?
2) Any other recommendations regarding this card or other strategies to get most of the points? It was a while ago since I searched when I had chase travel CCs and found that the best way - then- to get most of the points is to transfer to united and get those nice discounted business flights.
1) Do you think it's worth it to use the card for 2 miles per dollar spend after I reach the $3K for the 50K signup bonus?
2) Any other recommendations regarding this card or other strategies to get most of the points? It was a while ago since I searched when I had chase travel CCs and found that the best way - then- to get most of the points is to transfer to united and get those nice discounted business flights.
Apr 1, 2019, 7:23 am
#755
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
This depends entirely on your alternatives. Do you have other cards that earn more value per dollar in the same categories? Would you start working to earn a new account bonus on another card?
Apr 1, 2019, 5:20 pm
#756
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Certainly most people;s Chase business cards don't show up on EQ/EX/TU credit reports (other than the inquiry from the initial application), so I'm wondering why yours does.
Apr 1, 2019, 9:25 pm
#757
Join Date: Feb 2010
Posts: 42
Was just approved for this card (was not interested in the 75K offer because I believe it's not worth $5K spend). I basically have close to 300K ultimate reward points but I no longer have any of those chase cards that you can transfer points to a travel partner ( can get that later though). I am thinking of using this new card for the 50,000 bonus then keep in my account until I re-apply for those transfer cards again (not interested to keep it when annual fees hit) and then transfer points to united and combine points:
1) Do you think it's worth it to use the card for 2 miles per dollar spend after I reach the $3K for the 50K signup bonus?
2) Any other recommendations regarding this card or other strategies to get most of the points? It was a while ago since I searched when I had chase travel CCs and found that the best way - then- to get most of the points is to transfer to united and get those nice discounted business flights.
1) Do you think it's worth it to use the card for 2 miles per dollar spend after I reach the $3K for the 50K signup bonus?
2) Any other recommendations regarding this card or other strategies to get most of the points? It was a while ago since I searched when I had chase travel CCs and found that the best way - then- to get most of the points is to transfer to united and get those nice discounted business flights.
Apr 2, 2019, 7:42 am
#758
Join Date: Aug 2018
Location: Chicago
Posts: 319
Rental Car Insurance
Does anyone know the rental car policy for the United Explorer business car? I can't find the policy anywhere online. The travel benefits guide in the Wiki is for the personal card, not the business.
I'm trying to determine if the card provides CDW insurance when renting in the USA for personal (not business) reasons? I don't own a car and thus do not have my own insurance.
Other Chase business cards (e.g., chase ink) do provide CDW primary coverage if you're renting for personal reasons and do not have your own primary insurance policy. I assume the Explorer Business has the same policy, but need to confirm.
I'm trying to determine if the card provides CDW insurance when renting in the USA for personal (not business) reasons? I don't own a car and thus do not have my own insurance.
Other Chase business cards (e.g., chase ink) do provide CDW primary coverage if you're renting for personal reasons and do not have your own primary insurance policy. I assume the Explorer Business has the same policy, but need to confirm.
Apr 2, 2019, 7:52 am
#759
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
If you do not have other insurance the distinction between primary and secondary coverage collapses. The card insurance will cover the rental. However, be aware that the card only covers damage to the rental car. You are at risk for damage to other property or injury to people.
Apr 2, 2019, 8:01 am
#760
Join Date: Aug 2018
Location: Chicago
Posts: 319
If you do not have other insurance the distinction between primary and secondary coverage collapses. The card insurance will cover the rental. However, be aware that the card only covers damage to the rental car. You are at risk for damage to other property or injury to people.
Apr 2, 2019, 8:27 am
#761
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
You are covered unless the benefit provides NO coverage for personal rentals. If you did not save the printed booklet shipped with the card, and cannot locate the PDF version online, ask Chase to send it again.
Apr 2, 2019, 9:08 am
#762
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
Anyone know what happens to the bonus points if you applied on the last day (3/18/19) of the 75K offer, and you got a “We need to review your request a little longer” message?
Suppose they OK/approve your application 7 days later (3/25/19) does that mean you are on the standard/current 50K bonus offer, or will you still get the 75K points if you meet the spend requirement?
Suppose they OK/approve your application 7 days later (3/25/19) does that mean you are on the standard/current 50K bonus offer, or will you still get the 75K points if you meet the spend requirement?
Apr 5, 2019, 12:44 pm
#764
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,195
United eliminating award charts in November (and close-in booking fees.) Significantly reduces the value of this card, IMO.
https://viewfromthewing.boardingarea...-booking-fees/
https://viewfromthewing.boardingarea...-booking-fees/
Apr 6, 2019, 12:13 pm
#765
Join Date: Apr 2017
Posts: 472
United eliminating award charts in November (and close-in booking fees.) Significantly reduces the value of this card, IMO.
https://viewfromthewing.boardingarea...-booking-fees/
https://viewfromthewing.boardingarea...-booking-fees/