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Applying for Chase Credit Cards- Archived 2008-5/2015

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Old May 17, 2013, 10:08 pm
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This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
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Applying for Chase Credit Cards- Archived 2008-5/2015

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Old Mar 30, 2013, 7:23 pm
  #1006  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by pgary
3K on it in 3 months to get the 25k points?
  • Most blogs and my website below offer 40K points for the same $3K spend
  • On March 26, 2013, my local branch office gave me the same offer with only a $2,000 spend in 3 months offer.
  • On February 1, 2013, the Delta Points blog posted that one of its readers said "I just walked into my local Chase branch to do some maintenance, and was told I had a special offer for Sapphire Preferred. 70,000 POINTS and only $2000 SPEND in 90 days. Safe to say, I jumped all over that offer." On March 26, 2013, I was unable to get that offer, though I asked at two different offices. Apparently it depends on the account you have with Chase.
You might consider sending a secured message to Chase asking for the standard 40K points, and perhaps for only a $2K spend.
elaborate
AscorbylPalmitate is offline  
Old Mar 30, 2013, 8:42 pm
  #1007  
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Join Date: May 2012
Location: SIN
Programs: UA 1k, AA EXP, Hyatt Diamond, SPG Platinum
Posts: 257
Originally Posted by celetheo
Hi all - does anyone have experience applying for two business cards at the same time (i.e. Ink Bold and Plus)?

I have great credit, but minimal business income and have used my SSN for business apps in the past. Applied and received a Sapphire Preferred in March 2012 and a United MP in December 2012, but to my understanding that does not affect business apps.

I did it five months ago.
Daniel on the way is offline  
Old Mar 30, 2013, 8:46 pm
  #1008  
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Originally Posted by pgary
You might consider sending a secured message to Chase asking for the standard 40K points, and perhaps for only a $2K spend.
Chase will only match offers for same spend, they won't match offers with different spend, even if the bonus is the same.
PainCorp is offline  
Old Mar 30, 2013, 8:52 pm
  #1009  
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Join Date: May 2012
Location: SIN
Programs: UA 1k, AA EXP, Hyatt Diamond, SPG Platinum
Posts: 257
Originally Posted by jdtravel
I would call back another time. There must be another reason or a mistake.
Keep calling back until find a reasonable and nice representative. Chase has the best reconsideration team. One time, I was refused by three and fourth listened to my story and approved me. Just never give up.
Daniel on the way is offline  
Old Mar 30, 2013, 8:55 pm
  #1010  
 
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
Originally Posted by PainCorp
Chase will only match offers for same spend, they won't match offers with different spend, even if the bonus is the same.
That has not been my experience.
The_Wrath_of_Khan is offline  
Old Mar 30, 2013, 10:10 pm
  #1011  
 
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
Originally Posted by PainCorp
Chase will only match offers for same spend, they won't match offers with different spend, even if the bonus is the same.
I got them to drop my Ink Bold spending requirement when the offer went from spend $10,000 to spend $5000.
highops is offline  
Old Mar 30, 2013, 11:28 pm
  #1012  
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Originally Posted by highops
I got them to drop my Ink Bold spending requirement when the offer went from spend $10,000 to spend $5000.
When was this? I was told less than a month ago by, what sounded to be, a very knowledgeable rep that told me they can only match point amounts for the same spend, but can't match spend amounts. I had asked because I wanted to match to the CSP $2k spend instead of $3k and they said they couldn't, from multiple people.
PainCorp is offline  
Old Mar 31, 2013, 6:29 am
  #1013  
 
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
Originally Posted by PainCorp
When was this? I was told less than a month ago by, what sounded to be, a very knowledgeable rep that told me they can only match point amounts for the same spend, but can't match spend amounts. I had asked because I wanted to match to the CSP $2k spend instead of $3k and they said they couldn't, from multiple people.
January. I wasn't really trying to meet the 10K, then Ifound I had a big expense coming up and so I called to see if I could get the 5K matched. This was a 25,000 first spend and a 25,000 for $10,000 ($5,000) offer.
highops is offline  
Old Mar 31, 2013, 9:54 am
  #1014  
 
Join Date: Feb 2013
Posts: 13
Right now I have the CSP Visa. Can I downgrade this to the regular Sapphire Visa before the annual fee kicks in and then apply for the Mastercard CSP in order to get the signup bonus?
MoogLiberation is offline  
Old Mar 31, 2013, 7:30 pm
  #1015  
 
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
Originally Posted by MoogLiberation
Right now I have the CSP Visa. Can I downgrade this to the regular Sapphire Visa before the annual fee kicks in and then apply for the Mastercard CSP in order to get the signup bonus?
No you cannot hold either of the Sapphire products at the same time. You should be able to downgrade to a Freedom though and then get the Sapphire Preferred MasterCard.
The_Wrath_of_Khan is offline  
Old Apr 3, 2013, 7:55 pm
  #1016  
 
Join Date: Mar 2013
Posts: 91
Hey guys quick question - how long to UR points usually post after meeting the spend? Let's say I meet the spend in a day and then pay it off the next day....would i have to wait a whole month until the statement closes before seeing the points?
dmvflyer is offline  
Old Apr 3, 2013, 7:58 pm
  #1017  
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Originally Posted by dmvflyer
Hey guys quick question - how long to UR points usually post after meeting the spend? Let's say I meet the spend in a day and then pay it off the next day....would i have to wait a whole month until the statement closes before seeing the points?
Look what I found by searching.
PainCorp is offline  
Old Apr 3, 2013, 8:00 pm
  #1018  
 
Join Date: Mar 2013
Posts: 91
Originally Posted by PainCorp
Look what I found by searching.
I've seen conflicting things, so thought I'd ask for people's recent experiences.

Thanks for the snark though.
dmvflyer is offline  
Old Apr 3, 2013, 8:04 pm
  #1019  
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Originally Posted by dmvflyer
I've seen conflicting things, so thought I'd ask for people's recent experiences.

Thanks for the snark though.
Chase is always done the same way, the only one that I know of that does it differently is Amex.

And that wasn't snark, it was a "Hey, look, I searched and found this for you, here you go!"
PainCorp is offline  
Old Apr 3, 2013, 8:15 pm
  #1020  
 
Join Date: Mar 2013
Posts: 91
Originally Posted by PainCorp
Chase is always done the same way, the only one that I know of that does it differently is Amex.

And that wasn't snark, it was a "Hey, look, I searched and found this for you, here you go!"
Got it. And ok, thanks for the info.
dmvflyer is offline  



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