Best credit card coversion rate to Asiamiles in 2009? (For FTers based in HK)
Dec 11, 2011, 7:44 am
#1381
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
http://www.hongkongcard.com/forum/fo...ow.php?id=6266
望到CX俾cabin crew o既newsletter，其中有講佢o地inflight sales可以用到更多本地銀行o既銀聯卡，我望一望個list，大鑊...
未Update之前，只受中銀香港/澳門、集友、南洋同大豐發出o既本地銀聯卡，而家佢o地雖然update完，但唔係全部本地銀行出o既銀聯 信用卡都受，而家受o既包括:
AEON、東亞、建行、創興、恆生、匯豐
交通同永隆，Sorry，仲未受你玩！
未Update之前，只受中銀香港/澳門、集友、南洋同大豐發出o既本地銀聯卡，而家佢o地雖然update完，但唔係全部本地銀行出o既銀聯 信用卡都受，而家受o既包括:
AEON、東亞、建行、創興、恆生、匯豐
交通同永隆，Sorry，仲未受你玩！
Dec 12, 2011, 3:40 am
#1382
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
Just asked ShaComm to increase my limit so that I can use the Card to pay for my tax 
Not too bad...for reference: $100k = 20k pts (2,500 miles).
Not too bad...for reference: $100k = 20k pts (2,500 miles).
Dec 12, 2011, 3:44 am
#1383
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
With end of the year looming close, will transfer some of my pts to AM:
BankComm CUP Diamond - 120k pts = 15k miles
StanChart AMEX - 1.2m pts = 80k miles
HSBC - 800 RewardCash (more to come and not yet credited from the Mannings promo) = 12k miles
Total: 107k miles
The only card with "substantial" leftover pts will be SCB Platinum Visa and will wait till it reaches 10k before transferring the miles over.
BankComm CUP Diamond - 120k pts = 15k miles
StanChart AMEX - 1.2m pts = 80k miles
HSBC - 800 RewardCash (more to come and not yet credited from the Mannings promo) = 12k miles
Total: 107k miles
The only card with "substantial" leftover pts will be SCB Platinum Visa and will wait till it reaches 10k before transferring the miles over.
Dec 12, 2011, 4:35 am
#1384
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
With end of the year looming close, will transfer some of my pts to AM:
BankComm CUP Diamond - 120k pts = 15k miles
StanChart AMEX - 1.2m pts = 80k miles
HSBC - 800 RewardCash (more to come and not yet credited from the Mannings promo) = 12k miles
Total: 107k miles
The only card with "substantial" leftover pts will be SCB Platinum Visa and will wait till it reaches 10k before transferring the miles over.
BankComm CUP Diamond - 120k pts = 15k miles
StanChart AMEX - 1.2m pts = 80k miles
HSBC - 800 RewardCash (more to come and not yet credited from the Mannings promo) = 12k miles
Total: 107k miles
The only card with "substantial" leftover pts will be SCB Platinum Visa and will wait till it reaches 10k before transferring the miles over.
2. Or when a devaluation is imminent in BankComm's case
3. You can pool Stanchart Plat Visa with Stanchart Amex. For your $300 fee (unavoidable if you want to transfer out of SCB AE) SCB is nice enough to allow you to exhaust your (three year expiry and non-Moneyback transferrable) Stanchart Amex first, and top off with as much Stanchart Plat points (no expiry date) as you like.
Dec 12, 2011, 4:36 am
#1385
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
Did you also go for BEA's $10,000 payment for 10,000 points (1,250 miles) offer also? You can split your tax payments as much as you like, and if you have more than one BEA card you can schedule more than one $10,000 payment.
Dec 13, 2011, 9:56 pm
#1386
Join Date: Jan 2011
Location: HKG/YVR
Programs: MPO, Aeroplan, SPG
Posts: 183
So I went to Macau and made some purchases with 4 different credit cards, here are the rates I am getting:
Bankcomm Union Pay using HKD: 1.03000
Shanghai Commerical Bank Visa: 1.00890
Cathay Pacific AMEX: 1.02899
HSBC Visa: Awaiting for post
It seems like the Bankcomm is the best card to use in Macau followed by AMEX. The SCB Visa gave me a VERY VERY ...... rate. Is there any way I can complain about this? They are giving almost 1:1 when it should be 1:1.03. When I go to the Visa website http://corporate.visa.com/pd/consume...jsp?src=ex_rez I can't even see the conversion in MOP.
Bankcomm Union Pay using HKD: 1.03000
Shanghai Commerical Bank Visa: 1.00890
Cathay Pacific AMEX: 1.02899
HSBC Visa: Awaiting for post
It seems like the Bankcomm is the best card to use in Macau followed by AMEX. The SCB Visa gave me a VERY VERY ...... rate. Is there any way I can complain about this? They are giving almost 1:1 when it should be 1:1.03. When I go to the Visa website http://corporate.visa.com/pd/consume...jsp?src=ex_rez I can't even see the conversion in MOP.
Dec 13, 2011, 11:15 pm
#1387
Suspended
Join Date: May 2006
Location: HKG
Programs: A3, TK *G; JL JGC; SPG,Hilton Gold
Posts: 9,952
So I went to Macau and made some purchases with 4 different credit cards, here are the rates I am getting:
Bankcomm Union Pay using HKD: 1.03000
Shanghai Commerical Bank Visa: 1.00890
Cathay Pacific AMEX: 1.02899
HSBC Visa: Awaiting for post
It seems like the Bankcomm is the best card to use in Macau followed by AMEX. The SCB Visa gave me a VERY VERY ...... rate. Is there any way I can complain about this? They are giving almost 1:1 when it should be 1:1.03. When I go to the Visa website http://corporate.visa.com/pd/consume...jsp?src=ex_rez I can't even see the conversion in MOP.
Bankcomm Union Pay using HKD: 1.03000
Shanghai Commerical Bank Visa: 1.00890
Cathay Pacific AMEX: 1.02899
HSBC Visa: Awaiting for post
It seems like the Bankcomm is the best card to use in Macau followed by AMEX. The SCB Visa gave me a VERY VERY ...... rate. Is there any way I can complain about this? They are giving almost 1:1 when it should be 1:1.03. When I go to the Visa website http://corporate.visa.com/pd/consume...jsp?src=ex_rez I can't even see the conversion in MOP.
Dec 14, 2011, 1:55 am
#1388
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
1. Unless you need the miles, you should only transfer on imminent expiry days, to minimise fees.
2. Or when a devaluation is imminent in BankComm's case
3. You can pool Stanchart Plat Visa with Stanchart Amex. For your $300 fee (unavoidable if you want to transfer out of SCB AE) SCB is nice enough to allow you to exhaust your (three year expiry and non-Moneyback transferrable) Stanchart Amex first, and top off with as much Stanchart Plat points (no expiry date) as you like.
2. Or when a devaluation is imminent in BankComm's case
3. You can pool Stanchart Plat Visa with Stanchart Amex. For your $300 fee (unavoidable if you want to transfer out of SCB AE) SCB is nice enough to allow you to exhaust your (three year expiry and non-Moneyback transferrable) Stanchart Amex first, and top off with as much Stanchart Plat points (no expiry date) as you like.
2. I also don't have any BEA Cards with me. Too much of a hassle to apply for all the cards. So, the tax payments will be done through ShaCommBank in one go before Dec 31, 2011.
Dec 14, 2011, 2:22 am
#1389
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
So I went to Macau and made some purchases with 4 different credit cards, here are the rates I am getting:
Bankcomm Union Pay using HKD: 1.03000
Shanghai Commerical Bank Visa: 1.00890
Cathay Pacific AMEX: 1.02899
HSBC Visa: Awaiting for post
It seems like the Bankcomm is the best card to use in Macau followed by AMEX. The SCB Visa gave me a VERY VERY ...... rate. Is there any way I can complain about this? They are giving almost 1:1 when it should be 1:1.03. When I go to the Visa website http://corporate.visa.com/pd/consume...jsp?src=ex_rez I can't even see the conversion in MOP.
Bankcomm Union Pay using HKD: 1.03000
Shanghai Commerical Bank Visa: 1.00890
Cathay Pacific AMEX: 1.02899
HSBC Visa: Awaiting for post
It seems like the Bankcomm is the best card to use in Macau followed by AMEX. The SCB Visa gave me a VERY VERY ...... rate. Is there any way I can complain about this? They are giving almost 1:1 when it should be 1:1.03. When I go to the Visa website http://corporate.visa.com/pd/consume...jsp?src=ex_rez I can't even see the conversion in MOP.
I got 0.9709 (1.03) and 0.9791 (1.021) for my Bankcomm Unionpay Diamond and SCB AE respectively in September 2011 http://www.hongkongcard.com/forum/fo...hp?id=3939&p=2.
Sorry, didn't get a Visa/MC rate. I saw a 0.9910 (1.0091) rate for BEA Visa for October 2010 http://www.hongkongcard.com/forum/fo...ow.php?id=4395 - not sure if they're comparable (the Unionpay rate listed for 2010 is similar to my 2011 rate, the Amex is not).
Last edited by percysmith; Dec 14, 2011 at 2:33 am
Dec 14, 2011, 6:27 am
#1390
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
DCC in Macau
Just read a post @ hongkongcard.com documenting a non-optional DCC of 1.0035 rate @ Gosto, Galaxy Macau http://www.hongkongcard.com/forum/fo...hp?id=6261&p=1
The OP accepted the DCC rate anyway as he wanted to take advantage of a 15% DBS discount http://hk.dbs.com/en/consumer/credit...05_galaxy.html but only had a DBS MC on him.
The OP accepted the DCC rate anyway as he wanted to take advantage of a 15% DBS discount http://hk.dbs.com/en/consumer/credit...05_galaxy.html but only had a DBS MC on him.
Dec 14, 2011, 8:55 am
#1391
Suspended
Join Date: May 2006
Location: HKG
Programs: A3, TK *G; JL JGC; SPG,Hilton Gold
Posts: 9,952
Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 4_2_1 like Mac OS X; en-us) AppleWebKit/533.17.9 (KHTML, like Gecko) Version/5.0.2 Mobile/8C148 Safari/6533.18.5)
Woah... This makes me want to push forward the hsbc cup application... Not sure if i can get my card before next fri tho...
Woah... This makes me want to push forward the hsbc cup application... Not sure if i can get my card before next fri tho...
Dec 15, 2011, 8:45 pm
#1392
Join Date: Oct 2007
Location: HKG, TPE, SAN
Programs: Marriott Plat, JAL Sapphire
Posts: 264
Gasoline discount?
Hi,
Sorry, this is not related to CX per se, but please don't bash me.
What is the best way to get gasoline discounts? I currently have a Caltex Star card, but the Caltex station nearby is closing down.
I guess I can do Esso Smile/BOC Esso card. The BOC Esso card points can also be used as discount or convert to Asia Miles (here is my link to this forum
). But how good is Esso's deal?
Thanks.
Sorry, this is not related to CX per se, but please don't bash me.
What is the best way to get gasoline discounts? I currently have a Caltex Star card, but the Caltex station nearby is closing down.
I guess I can do Esso Smile/BOC Esso card. The BOC Esso card points can also be used as discount or convert to Asia Miles (here is my link to this forum
). But how good is Esso's deal?Thanks.
Dec 15, 2011, 9:00 pm
#1393
Suspended
Join Date: May 2006
Location: HKG
Programs: A3, TK *G; JL JGC; SPG,Hilton Gold
Posts: 9,952
Hi,
Sorry, this is not related to CX per se, but please don't bash me.
What is the best way to get gasoline discounts? I currently have a Caltex Star card, but the Caltex station nearby is closing down.
I guess I can do Esso Smile/BOC Esso card. The BOC Esso card points can also be used as discount or convert to Asia Miles (here is my link to this forum). But how good is Esso's deal?
Thanks.
Sorry, this is not related to CX per se, but please don't bash me.
What is the best way to get gasoline discounts? I currently have a Caltex Star card, but the Caltex station nearby is closing down.
I guess I can do Esso Smile/BOC Esso card. The BOC Esso card points can also be used as discount or convert to Asia Miles (here is my link to this forum
). But how good is Esso's deal?Thanks.
anyway, Consumer Council made this:
http://www.consumer.org.hk/pricewatch/oilwatch/
the 3 graphs are pure cash price but at the bottom where the PDF is contains more info re credit card / loyalty bonus.
i don't know whether or not these companies allow double up (credit card discount + loyalty bonus points) so ymmv.
Dec 15, 2011, 10:16 pm
#1394
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
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Not that good with oil brands, since my family is stuck with Shell. Have looked into the Citibank Shell card but that earns cash rebate only, no AM.
Not that good with oil brands, since my family is stuck with Shell. Have looked into the Citibank Shell card but that earns cash rebate only, no AM.
Dec 15, 2011, 10:27 pm
#1395
Suspended
Join Date: May 2006
Location: HKG
Programs: A3, TK *G; JL JGC; SPG,Hilton Gold
Posts: 9,952
Wirelessly posted (Mozilla/5.0 (iPhone; CPU iPhone OS 5_0_1 like Mac OS X) AppleWebKit/534.46 (KHTML, like Gecko) Version/5.1 Mobile/9A405 Safari/7534.48.3)
Not that good with oil brands, since my family is stuck with Shell. Have looked into the Citibank Shell card but that earns cash rebate only, no AM.
Not that good with oil brands, since my family is stuck with Shell. Have looked into the Citibank Shell card but that earns cash rebate only, no AM.