Nov 7, 2016, 8:01 pm
Last edit by: percysmith
For earn rates visit Credit Card Asiamiles Earning discussion (HK) - 2016
[to 31 Aug 19] Amex CX Elite : $2/AM to $100K local and and $1/AM to $100K overseas for three months after approval and 2,000AM per supp (4,000AM for supps maximum) https://www.americanexpress.com/hk/en/campaigns/cathay-pacific/wave-generic.html
[to 30 Jun 17] Bankcomm Diamond Unionpay + Platinum Visa: 5,000 miles for $4,500 spend on both cards in first three months after approval http://www.bankcomm.com.hk/en/creditcard/cupcard.html
[to 31 Dec 17] BEA Flyer World: $1.5/mile to $9,000 for first two months after approval plus $3,000 for online application http://www.hkbea.com/html/en/bea-cre...astercard.html
[to 30 Jun 17] CCB: none (only cash rebate offer) http://www.asia.ccb.com/hongkong/per...edit_card.html
[to 30 Jun 17] Citi Premiermiles: 19,875 miles for $15,000 spend in first two months after approval https://www.citibank.com.hk/english/...dc-master.html
[to 31 Aug 17] DBS Black MC: $1/mile to $5,000 spend in first two months after approval http://www.dbs.com.hk/personal/credi...cards/black-mc
[to 28 Feb 18] Fubon Plat: 4,000 miles for $2,800 spend within first three months after approval http://www.fubonbank.com.hk/web/html...lcome00_e.html
[to 31 Dec 17] HSBC: HK$6K spend for 400 RC (300 RC if existing CC customer) + 100 RC for online application https://www.personal.hsbc.com.hk/1/2.../cards/prom201
[to 30 Jun 17] SCB AM: $0.5/AM to $7,500 and $2/AM for next $30,000 thereafter for first two months after approval https://www.sc.com/hk/credit-cards/asiamiles/
[to 31 Dec 17] Shacom Po Leung Kuk MC: 5,000 miles for $7,000 spend within first two months after approval http://www.shacombank.com.hk/eng/per...rCard-Card.jsp
[to 31 Aug 17] Wing Lung Plat MC: 5,000 miles for $2,800 spend within first two months after approval http://www.winglungbank.com/wlb_corp...ard/index.html
[to 31 Aug 19] Amex CX Elite : $2/AM to $100K local and and $1/AM to $100K overseas for three months after approval and 2,000AM per supp (4,000AM for supps maximum) https://www.americanexpress.com/hk/en/campaigns/cathay-pacific/wave-generic.html
[to 30 Jun 17] Bankcomm Diamond Unionpay + Platinum Visa: 5,000 miles for $4,500 spend on both cards in first three months after approval http://www.bankcomm.com.hk/en/creditcard/cupcard.html
[to 31 Dec 17] BEA Flyer World: $1.5/mile to $9,000 for first two months after approval plus $3,000 for online application http://www.hkbea.com/html/en/bea-cre...astercard.html
[to 30 Jun 17] CCB: none (only cash rebate offer) http://www.asia.ccb.com/hongkong/per...edit_card.html
[to 30 Jun 17] Citi Premiermiles: 19,875 miles for $15,000 spend in first two months after approval https://www.citibank.com.hk/english/...dc-master.html
[to 31 Aug 17] DBS Black MC: $1/mile to $5,000 spend in first two months after approval http://www.dbs.com.hk/personal/credi...cards/black-mc
[to 28 Feb 18] Fubon Plat: 4,000 miles for $2,800 spend within first three months after approval http://www.fubonbank.com.hk/web/html...lcome00_e.html
[to 31 Dec 17] HSBC: HK$6K spend for 400 RC (300 RC if existing CC customer) + 100 RC for online application https://www.personal.hsbc.com.hk/1/2.../cards/prom201
[to 30 Jun 17] SCB AM: $0.5/AM to $7,500 and $2/AM for next $30,000 thereafter for first two months after approval https://www.sc.com/hk/credit-cards/asiamiles/
[to 31 Dec 17] Shacom Po Leung Kuk MC: 5,000 miles for $7,000 spend within first two months after approval http://www.shacombank.com.hk/eng/per...rCard-Card.jsp
[to 31 Aug 17] Wing Lung Plat MC: 5,000 miles for $2,800 spend within first two months after approval http://www.winglungbank.com/wlb_corp...ard/index.html
Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda
Jan 13, 2017, 1:54 am
#31
Join Date: Nov 2008
Location: SHA & TKO
Programs: Hyatt Gold Passport Diamond / *A Gold / NH Platinum / Super Flyers
Posts: 28
And if you travel a lot for business aren't you claiming the overseas expenses back from your employer, in which case foreign currency transaction fees are not your problem?
The problem with hongkongcard is that is is overwhelmingly in Chinese, which may not be much help to the OP (nor me).
The problem with hongkongcard is that is is overwhelmingly in Chinese, which may not be much help to the OP (nor me).
I do claim back hotel and dining bills from the company (they directly purchase the flight tickets), but they will pay me back what is on the hotel or restaurant receipts, NOT what gets sent me on my credit card bill.
Jan 13, 2017, 2:06 am
#32
Suspended
Join Date: Jun 2002
Location: Hong Kong
Programs: None any more
Posts: 11,017
Ouch! That's pretty mean - I was fortunate never to work for an employer like that. Where do they get their exchange rates from? Surely they don't pay you in the original currencies of all your receipts?
Jan 13, 2017, 3:56 am
#33
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,839
Jan 13, 2017, 4:07 am
#34
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,839
1. Besides your wife, are the other members of your family children? I'm thinking whether do we have to consider school holidays where CX Revenue Management are normally mean
2. Can the travel party be split, akin to Eightblack http://www.flyertalk.com/forum/trip-...christmas.html ? Lots of AM availablity are only available in twos, and involve routing that will be difficult to replicate in revenue (e.g. HKG-(CX)KIX-(JL)CTS-(JL)NGO-(CX)HKG)
3. Is there a "home" country your family will need to go to? Asia Miles may be useful for "going home" long-haul.
If from the answers of (1)-(3) suggest you can redeem miles, then I'll point you to the direction of BEA Flyer World ($5/AM) for general spend, SCB AM ($4/AM) for dining and overseas and Citi Rewards ($3/AM) for the groceries. All three banks generally waive annual fees for the asking (Hongkie petty tradition of "trying" for an annual fee then waiving it for a phone call) and give you free supp cards for the wife.
If you can't redeem miles then you might as well maximise your cash rebate (for your cash fares, or otherwise) with something like SCB Executive Platinum http://forum.hongkongcard.com/forumSE/show/4979 (2% overseas 1% others), again with supp for the wife.
Last edited by percysmith; Jan 13, 2017 at 4:16 am
Jan 13, 2017, 4:13 am
#35
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,839
This is one of the very rare cases you should accept Dynamic Currency Conversion BTW http://www.flyertalk.com/forum/credi...solidated.html
There are no FTF-free credit cards in Hong Kong. Most banks charge 1.95% for Visa/Mastercard (1% card network 0.95% bank) and none for Unionpay except for the following:
- Hang Seng charges 1.2% for Unionpay and HSBC 1% for Unionpay
- Fubon charges 1.85% for Visa/Mastercard. They also give 2% cash rebate (rounded down to nearest $5,000 every card anniversary) or $3.75/AM
- Public Bank and Aeon don't charge any fee themselves but pass on the card network fee of 1%. Public Bank has a reward scheme of up to 0.55% on overseas spending also.
Jan 14, 2017, 9:44 am
#38
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,839
If you can't redeem miles then you might as well maximise your cash rebate (for your cash fares, or otherwise) with something like SCB Executive Platinum http://forum.hongkongcard.com/forumSE/show/4979 (2% overseas 1% others), again with supp for the wife.
(1,000 AM = 2,500 MB points = $50 spending offset at Parknshop)
Jan 15, 2017, 8:05 pm
#39
Join Date: Aug 2005
Location: US, CA, HK
Programs: UNITED 1P
Posts: 508
So Citibank only gives the welcome offer if the client has not had or have the card within the past 12 months. I'm a bit confused about the 12 month period. If I had cancelled the card recently but my last bonus was like 2-3 years ago, am I eligible for the bonus again? Or the cancellation reset the 12 month clock ? thx
Jan 23, 2017, 3:35 am
#42
Join Date: Nov 2008
Location: SHA & TKO
Programs: Hyatt Gold Passport Diamond / *A Gold / NH Platinum / Super Flyers
Posts: 28
Sorry for the delay percysmith - I caught a bad cold while on a biz trip. Worst possible combo...
Need further info. I don't mean to pry but:
1. Besides your wife, are the other members of your family children? I'm thinking whether do we have to consider school holidays where CX Revenue Management are normally mean.
Yes - they all go to international school...
2. Can the travel party be split, akin to Eightblack http://www.flyertalk.com/forum/trip-...christmas.html ? Lots of AM availablity are only available in twos, and involve routing that will be difficult to replicate in revenue (e.g. HKG-(CX)KIX-(JL)CTS-(JL)NGO-(CX)HKG)
I guess two or three of us could use AM, and the others could buy tickets.
3. Is there a "home" country your family will need to go to? Asia Miles may be useful for "going home" long-haul.
Home country is Japan. Not really the best use of miles, I know...
If from the answers of (1)-(3) suggest you can redeem miles, then I'll point you to the direction of BEA Flyer World ($5/AM) for general spend, SCB AM ($4/AM) for dining and overseas and Citi Rewards ($3/AM) for the groceries. All three banks generally waive annual fees for the asking (Hongkie petty tradition of "trying" for an annual fee then waiving it for a phone call) and give you free supp cards for the wife.
If you can't redeem miles then you might as well maximise your cash rebate (for your cash fares, or otherwise) with something like SCB Executive Platinum http://forum.hongkongcard.com/forumSE/show/4979 (2% overseas 1% others), again with supp for the wife.
1. Besides your wife, are the other members of your family children? I'm thinking whether do we have to consider school holidays where CX Revenue Management are normally mean.
Yes - they all go to international school...
2. Can the travel party be split, akin to Eightblack http://www.flyertalk.com/forum/trip-...christmas.html ? Lots of AM availablity are only available in twos, and involve routing that will be difficult to replicate in revenue (e.g. HKG-(CX)KIX-(JL)CTS-(JL)NGO-(CX)HKG)
I guess two or three of us could use AM, and the others could buy tickets.
3. Is there a "home" country your family will need to go to? Asia Miles may be useful for "going home" long-haul.
Home country is Japan. Not really the best use of miles, I know...
If from the answers of (1)-(3) suggest you can redeem miles, then I'll point you to the direction of BEA Flyer World ($5/AM) for general spend, SCB AM ($4/AM) for dining and overseas and Citi Rewards ($3/AM) for the groceries. All three banks generally waive annual fees for the asking (Hongkie petty tradition of "trying" for an annual fee then waiving it for a phone call) and give you free supp cards for the wife.
If you can't redeem miles then you might as well maximise your cash rebate (for your cash fares, or otherwise) with something like SCB Executive Platinum http://forum.hongkongcard.com/forumSE/show/4979 (2% overseas 1% others), again with supp for the wife.
Jan 23, 2017, 4:26 am
#43
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,839
Hope you're feeling better and will be out of it by CNY
Ugghh CX is terribly mean on Japan these days. Three of us were watching 23/12/18 HKG-NGO/KIX-TYO availability on 28/12/17 (we also trade iPhones). 08:00:01 comes around and we all explode into a a bunch of expletives - CX has released exactly 0 seats direct (some via TPE, Business for 50,000)
That kind of ticket I'd value at HK$3,000
So you're realising HK$0.06/AM
You earn:
$5/AM generally
$4/AM on food/overseas
$3/AM on supermarket/dept store/telecom/online/paywave
So that translates roughly to:
1.2%
1.5%
2%
JAL isn't much better on holidays in my experience
ANA releases afternoon Japan-bound flights/morning flights from Japan - obviously second pickings.
But they do release at least two seats in Economy for 23,000 miles for Christmas. $3,000/23,000 = $0.13/ANA mile
But ANA can only be earned in HK for $8/mile
1.6% - but to its credit this is for everything
I just done some 2017 updates for the other list I maintain http://forum.hongkongcard.com/forumSE/show/4979?page=27 - what if you don't want miles. The comparative rates for obtaining cash rebate or supermarket coupon directly are:
1%
2.4%
2%
I don't see an obvious case for your accumulation of miles over cash rebate. Perhaps you value redemption tickets more favourably than me.
Ugghh CX is terribly mean on Japan these days. Three of us were watching 23/12/18 HKG-NGO/KIX-TYO availability on 28/12/17 (we also trade iPhones). 08:00:01 comes around and we all explode into a a bunch of expletives - CX has released exactly 0 seats direct (some via TPE, Business for 50,000)
That kind of ticket I'd value at HK$3,000
So you're realising HK$0.06/AM
You earn:
$5/AM generally
$4/AM on food/overseas
$3/AM on supermarket/dept store/telecom/online/paywave
So that translates roughly to:
1.2%
1.5%
2%
JAL isn't much better on holidays in my experience
ANA releases afternoon Japan-bound flights/morning flights from Japan - obviously second pickings.
But they do release at least two seats in Economy for 23,000 miles for Christmas. $3,000/23,000 = $0.13/ANA mile
But ANA can only be earned in HK for $8/mile
1.6% - but to its credit this is for everything
I just done some 2017 updates for the other list I maintain http://forum.hongkongcard.com/forumSE/show/4979?page=27 - what if you don't want miles. The comparative rates for obtaining cash rebate or supermarket coupon directly are:
1%
2.4%
2%
I don't see an obvious case for your accumulation of miles over cash rebate. Perhaps you value redemption tickets more favourably than me.
Jan 23, 2017, 9:08 pm
#44
Join Date: Nov 2008
Location: SHA & TKO
Programs: Hyatt Gold Passport Diamond / *A Gold / NH Platinum / Super Flyers
Posts: 28
Hope you're feeling better and will be out of it by CNY
Ugghh CX is terribly mean on Japan these days. Three of us were watching 23/12/18 HKG-NGO/KIX-TYO availability on 28/12/17 (we also trade iPhones). 08:00:01 comes around and we all explode into a a bunch of expletives - CX has released exactly 0 seats direct (some via TPE, Business for 50,000)
That kind of ticket I'd value at HK$3,000
So you're realising HK$0.06/AM
You earn:
$5/AM generally
$4/AM on food/overseas
$3/AM on supermarket/dept store/telecom/online/paywave
So that translates roughly to:
1.2%
1.5%
2%
JAL isn't much better on holidays in my experience
ANA releases afternoon Japan-bound flights/morning flights from Japan - obviously second pickings.
But they do release at least two seats in Economy for 23,000 miles for Christmas. $3,000/23,000 = $0.13/ANA mile
But ANA can only be earned in HK for $8/mile
1.6% - but to its credit this is for everything
- I still keep a ANA JCB Superflyers card which earns me decent points, so I guess I will focus on ANA for flying back to Japan.
I just done some 2017 updates for the other list I maintain http://forum.hongkongcard.com/forumSE/show/4979?page=27 - what if you don't want miles. The comparative rates for obtaining cash rebate or supermarket coupon directly are:
1%
2.4%
2%
I don't see an obvious case for your accumulation of miles over cash rebate. Perhaps you value redemption tickets more favourably than me.
Ugghh CX is terribly mean on Japan these days. Three of us were watching 23/12/18 HKG-NGO/KIX-TYO availability on 28/12/17 (we also trade iPhones). 08:00:01 comes around and we all explode into a a bunch of expletives - CX has released exactly 0 seats direct (some via TPE, Business for 50,000)
That kind of ticket I'd value at HK$3,000
So you're realising HK$0.06/AM
You earn:
$5/AM generally
$4/AM on food/overseas
$3/AM on supermarket/dept store/telecom/online/paywave
So that translates roughly to:
1.2%
1.5%
2%
JAL isn't much better on holidays in my experience
ANA releases afternoon Japan-bound flights/morning flights from Japan - obviously second pickings.
But they do release at least two seats in Economy for 23,000 miles for Christmas. $3,000/23,000 = $0.13/ANA mile
But ANA can only be earned in HK for $8/mile
1.6% - but to its credit this is for everything
- I still keep a ANA JCB Superflyers card which earns me decent points, so I guess I will focus on ANA for flying back to Japan.
I just done some 2017 updates for the other list I maintain http://forum.hongkongcard.com/forumSE/show/4979?page=27 - what if you don't want miles. The comparative rates for obtaining cash rebate or supermarket coupon directly are:
1%
2.4%
2%
I don't see an obvious case for your accumulation of miles over cash rebate. Perhaps you value redemption tickets more favourably than me.
Jan 23, 2017, 9:13 pm
#45
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,839
And it has to be online or overseas. I just fixed-size online gift card and be done with it https://www.flyertalk.com/forum/cath...l#post26491816
Anyway, offer only good for this month and next month only.
Anyway, offer only good for this month and next month only.