Lloyds Avios credit cards
Feb 23, 2012, 3:25 am
#721
Join Date: Dec 2007
Programs: Just a lowly Blue ;(
Posts: 1,780
Yes, i've noticed the same and it is annoying, it does show on the printed statement but not on the online. last week in NY I would have got about 1.54 on my BA amex as they are usually quite good at rates, the Lloyds Amex was 1.49
Rubbish rate but I was only using it for the 25 avios.
Rubbish rate but I was only using it for the 25 avios.
Feb 23, 2012, 3:31 am
#722
Join Date: Jan 2007
Location: Canary Wharf, London
Programs: MyWaitrose, IC Spire Ambassador, Hilton Diamond & BAEC Gold
Posts: 2,685
Feb 23, 2012, 4:27 am
#723
Join Date: Dec 2010
Location: NJ, USA
Posts: 470
Yes, i've noticed the same and it is annoying, it does show on the printed statement but not on the online. last week in NY I would have got about 1.54 on my BA amex as they are usually quite good at rates, the Lloyds Amex was 1.49
Rubbish rate but I was only using it for the 25 avios.
Rubbish rate but I was only using it for the 25 avios.
I just ran the transaction I did through the AmEx calculator and it gave me $14 = £9.11 on that particular day, but Lloyds actually charged me £9.09.
The only way it would have been cheaper would have been to use a no forex fee card, but paying the loading is well worth it at 25 Avios per £1!
Feb 23, 2012, 4:37 am
#724
Join Date: Dec 2009
Posts: 858
Hi all,
Just booked a cruise for my mother and it was cheaper to buy in the US in dollars than here in pounds - and I get double Avios on an Avios TSB card. Yippee!
Just booked a cruise for my mother and it was cheaper to buy in the US in dollars than here in pounds - and I get double Avios on an Avios TSB card. Yippee!
Feb 23, 2012, 2:59 pm
#725
Join Date: Jun 2011
Location: Aberdeen
Programs: BAEC
Posts: 6
Hello,
Have Lloyds got their act together!! got accepted late Jan with 6k limit,
first statement date 22nd of Feb and after just over 4k of spend the basic and BONUS avios of around (50,000) in my account today.
Keep the faith guys.
Have Lloyds got their act together!! got accepted late Jan with 6k limit,
first statement date 22nd of Feb and after just over 4k of spend the basic and BONUS avios of around (50,000) in my account today.
Keep the faith guys.
Feb 23, 2012, 3:06 pm
#726
Join Date: Jun 2005
Posts: 932
The rate would have been pretty much the same - AmEx set the GBP:USD rate and AmEx direct billed cards have a 2.99% loading, Lloyds adds a 2.95% loading.
I just ran the transaction I did through the AmEx calculator and it gave me $14 = £9.11 on that particular day, but Lloyds actually charged me £9.09.
The only way it would have been cheaper would have been to use a no forex fee card, but paying the loading is well worth it at 25 Avios per £1!
I just ran the transaction I did through the AmEx calculator and it gave me $14 = £9.11 on that particular day, but Lloyds actually charged me £9.09.
The only way it would have been cheaper would have been to use a no forex fee card, but paying the loading is well worth it at 25 Avios per £1!
My Halifax cc is still great for cash withdrawals abroad.
Feb 23, 2012, 4:10 pm
#727
Join Date: Sep 2001
Location: UK. BAEC AAdvantage
Programs: Mucci Des Oeufs Brouilles et des Canards
Posts: 3,671
Hoorah!
First statement arrived today and bonus points have allocatded including a small amount of foriegn spend. ^
Now to get the other half to apply for his so we have a card with bonus points while on hols in Sth America! However I bet that there won't be a lot of places that take Amex.
Am doing a bathroom refurb at the moment and I don't think 1 shop I've been in or looked at online accepts Amex.
First statement arrived today and bonus points have allocatded including a small amount of foriegn spend. ^
Now to get the other half to apply for his so we have a card with bonus points while on hols in Sth America! However I bet that there won't be a lot of places that take Amex.
Am doing a bathroom refurb at the moment and I don't think 1 shop I've been in or looked at online accepts Amex.
Feb 23, 2012, 4:20 pm
#728
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
Feb 24, 2012, 2:21 am
#729
Join Date: Sep 2001
Location: UK. BAEC AAdvantage
Programs: Mucci Des Oeufs Brouilles et des Canards
Posts: 3,671
For one fleeting moment I even considered Tescos for the the 20,000 bonus points , however style and quality triumphed over miles - that and my other half said no way!!
Feb 24, 2012, 4:05 am
#730
Join Date: Dec 2007
Programs: Just a lowly Blue ;(
Posts: 1,780
LOL, the bloomin corner basin for my downstairs toilet just cost me £600!!!!
Feb 24, 2012, 6:46 am
#731
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
Just been told by Lloyds that I won't be getting the 10,000 bonus points, or £25 of the card fee refunded because I had a card previously, even though it was closed years ago.
Even though I had made several calls to query this and even got a letter in writing confirming my spend levels for the first 2 months which was in response to a question directly regarding the bonus offer.
I'm on hold for the complaints department at the moment.
This is absurd, especially since others on here have said they were in the same position and did get a bonus offer.
I'm absolutely F U R I O U S!!!!!!
Even though I had made several calls to query this and even got a letter in writing confirming my spend levels for the first 2 months which was in response to a question directly regarding the bonus offer.
I'm on hold for the complaints department at the moment.
This is absurd, especially since others on here have said they were in the same position and did get a bonus offer.
I'm absolutely F U R I O U S!!!!!!
Feb 24, 2012, 6:48 am
#732
Join Date: Dec 2007
Programs: Just a lowly Blue ;(
Posts: 1,780
If you have it in writing then tell them you will have to make an official complaint to the FSB, (they don't like it it costs them money)
Feb 24, 2012, 7:33 am
#733
Join Date: Jul 2010
Location: Tonbridge
Programs: BAEC Silver
Posts: 2,034
Sorry to hear that Panny, especially with the helpful posts you contribute
Feb 24, 2012, 7:36 am
#734
Join Date: Jul 2010
Location: Tonbridge
Programs: BAEC Silver
Posts: 2,034
I've been trying to bring forward any spending I have panned to get it within my bonus period.
If I know I have some costs later in the year, but can't bring forward, I'm thinking I could book some flexible tickets now, in equal value to my future real spend, and then get them refunded when the real spend occurs.
Anyone see anything wrong with doing this?
If I know I have some costs later in the year, but can't bring forward, I'm thinking I could book some flexible tickets now, in equal value to my future real spend, and then get them refunded when the real spend occurs.
Anyone see anything wrong with doing this?
Feb 24, 2012, 7:43 am
#735
Join Date: Jan 2009
Location: Near Edinburgh
Programs: BA Silver
Posts: 9,034
Better hurry up and get those bonus miles before Lloyds disappear 
http://www.bbc.co.uk/news/business-17151214
Ok, maybe I added a little bit to the real story
http://www.bbc.co.uk/news/business-17151214
Lloyds Banking Group made a loss of £3.5bn for the year to 31 December after setting aside £3.2bn to cover payment protection insurance claims and another £2.7bn to cover bonus Avios due as part of a credit card deal abused by savvy internet geeks.