May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Jun 19, 2014, 7:39 pm
#1456
Join Date: Jun 2011
Location: Around The World
Programs: ALL :)
Posts: 384
Now transfer all those people over to your Grocery store that are doing the same thing as you are doing. They are going to notice in a BIG WAY. And they are going to start asking, "What are you using to pay with these?" Can I see the debit cards. They must have your name on them and they must be from an issuing bank, they can't say debit card? Sound familiar? Yeah the process started at Walmart.
Jun 19, 2014, 7:39 pm
#1457
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
It'll take quite a few of the people out of the game who don't want anything more complicated, or can't handle anything more complicated.
Sure there may be more how do I do "X" posts, but between the death of VRs and VGC at WM many will not be bothered by the more complicated processes.
Sure there may be more how do I do "X" posts, but between the death of VRs and VGC at WM many will not be bothered by the more complicated processes.
Jun 19, 2014, 7:42 pm
#1458
Join Date: Jun 2011
Location: Around The World
Programs: ALL :)
Posts: 384
There is a certain amount of schadenfreude that goes along with this. I'm sorry but the people getting caught with $10's of K of gift cards waiting for liquidation didn't understand arbitrage. Arbitrage opportunities always close once they are widely known.
Myself, I am only holding $1k because I was too lazy to go to WM yesterday. Not much of a problem to liquidate.
Myself, I am only holding $1k because I was too lazy to go to WM yesterday. Not much of a problem to liquidate.
Jun 19, 2014, 7:45 pm
#1459
Join Date: Aug 2011
Posts: 866
Quote:
Originally Posted by edwards183
There is a certain amount of schadenfreude that goes along with this. I'm sorry but the people getting caught with $10's of K of gift cards waiting for liquidation didn't understand arbitrage. Arbitrage opportunities always close once they are widely known.
Myself, I am only holding $1k because I was too lazy to go to WM yesterday. Not much of a problem to liquidate.
I think most of the posts on here were the people joking around about holding onto that much. None of us would be crazy enough to have lots of cards that are not liquidated.
Originally Posted by edwards183
There is a certain amount of schadenfreude that goes along with this. I'm sorry but the people getting caught with $10's of K of gift cards waiting for liquidation didn't understand arbitrage. Arbitrage opportunities always close once they are widely known.
Myself, I am only holding $1k because I was too lazy to go to WM yesterday. Not much of a problem to liquidate.
I think most of the posts on here were the people joking around about holding onto that much. None of us would be crazy enough to have lots of cards that are not liquidated.
You would be wrong. Many of us have in excess of $10k in cards right now. Not to worry at least this one of us has plenty if other liquidation options.
Jun 19, 2014, 7:47 pm
#1460
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
^
Jun 19, 2014, 7:50 pm
#1461
Join Date: Sep 2009
Location: MSN
Programs: AA Plat 1MM, HH GLD, Hyatt Diamond, SPG GLD
Posts: 325
You are probably right about the people here. But I am quite sure that there are tons of people out there that are holding a whole lot of OV's without a way to easily liquidate them. You should have seen the whining on the Evolve thread when they changed the rules on how many swipes you could do a month. There were people who were playing some really risky games with home equity lines and overpaying creditors to get the cash refunds.
Jun 19, 2014, 7:53 pm
#1462
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
Jun 19, 2014, 7:56 pm
#1463
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Jun 19, 2014, 8:06 pm
#1464
Join Date: Mar 2009
Location: East Coast
Posts: 1,018
The Visas by Meta bank are not affected, right? Vanillas only?
Jun 19, 2014, 8:10 pm
#1467
Join Date: Jan 2014
Posts: 198
So another plunge in CVS' sales, since most Vanilla VGCs and OVs are bought from CVS?
Jun 19, 2014, 8:15 pm
#1469
Join Date: Jun 2004
Location: San Diego
Programs: IHG Spire Amb, HH Diamond, DL Diamond and 1MM
Posts: 3,611
Bump. I got a $200 fixed value VISA gift card by Meta Bank from the Vons/Safeway deal.
Can I liquidate it at Walmart in one $200 transaction to buy a MO, or do I have to do two or more transactions like the OV's?
Also, for a Meta Bank card, the instructions say, "Your initial pin is the last 4 digits of your card number."
Do they mean the number on the front of the card, or the last four digits on the activation code receipt which looks something like xxxx-xxxx-xxxx-1234? (not the actual number of course.)
Please be kind. I'm only doing MS'ing to meet a minimum spend, not compete with the money-making people.
Can I liquidate it at Walmart in one $200 transaction to buy a MO, or do I have to do two or more transactions like the OV's?
Also, for a Meta Bank card, the instructions say, "Your initial pin is the last 4 digits of your card number."
Do they mean the number on the front of the card, or the last four digits on the activation code receipt which looks something like xxxx-xxxx-xxxx-1234? (not the actual number of course.)
Please be kind. I'm only doing MS'ing to meet a minimum spend, not compete with the money-making people.
Jun 19, 2014, 8:16 pm
#1470
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786