Jan 15, 2014, 9:20 am
Last edit by: Steve Oh
What we know so far, that we are happy to share, and won't get the hump when other people ask us or other people get the hump cos we know something they don't.
3V / Pay.com cards are no more
That is all.
3V / Pay.com cards are no more
That is all.
Manufactured Spend UK
Nov 29, 2015, 5:21 am
#1921
Join Date: Aug 2011
Location: UK
Posts: 452
I need some help trying to meet an Amex companion voucher to book a holiday in August I've done 6k still need to Ms 4 k. Travellers cheques are getting hard to get rid of my bank previously took them now claims unless I bought them there they will incur a fee? Any ideas people tried the range card that's a joke and should be closed down coz the people running it are idiots
Nov 29, 2015, 6:35 am
#1922
Join Date: Dec 2014
Location: havering
Programs: BA,Tesco,AA,IHG,Marriot
Posts: 23
Halifax not had problems in past but they seem to be getting fussy I told them they should be treated as a cheque but they wouldn't have it, maybe I should try another branch but just wondered if there is any other easy methods of Ms out there?. Suppose that's what everyone wants lol
Nov 29, 2015, 6:38 am
#1923
Join Date: Jul 2014
Location: London, UK
Programs: Nandos Chillis
Posts: 196
Halifax not had problems in past but they seem to be getting fussy I told them they should be treated as a cheque but they wouldn't have it, maybe I should try another branch but just wondered if there is any other easy methods of Ms out there?. Suppose that's what everyone wants lol
Last edited by TheUrbanite; Nov 29, 2015 at 6:43 am
Dec 1, 2015, 4:40 am
#1924
Join Date: Aug 2011
Location: UK
Posts: 452
Quote:
Originally Posted by scottydoobuy
Halifax not had problems in past but they seem to be getting fussy I told them they should be treated as a cheque but they wouldn't have it, maybe I should try another branch but just wondered if there is any other easy methods of Ms out there?. Suppose that's what everyone wants lol
Set up a current account at another bank that will be happy to have them? Rather easy to do online nowadays! I recommend Nationwide if you've got a bit of cash to stash away - take the introductory 5% rate then make a profit by switching it to another bank after a year.
Originally Posted by scottydoobuy
Halifax not had problems in past but they seem to be getting fussy I told them they should be treated as a cheque but they wouldn't have it, maybe I should try another branch but just wondered if there is any other easy methods of Ms out there?. Suppose that's what everyone wants lol
Set up a current account at another bank that will be happy to have them? Rather easy to do online nowadays! I recommend Nationwide if you've got a bit of cash to stash away - take the introductory 5% rate then make a profit by switching it to another bank after a year.
My local Nationwide is a pain to use for TC, 4 out of 5 time they will tell me they don't take it. The last time I used them, they told me the TC has to be issued in the UK, of course they are, but they insisted that Issued address on the TC has to be UK, not US, so I just gave up and using Halifax instead.
Halifax sometimes requested to see an ID for depositing TC, but it has been easy and painless for me when using them, so I am hoping they haven't changed the T&C...
Dec 1, 2015, 4:44 am
#1925
Join Date: Jan 2007
Posts: 4,709
I have been using Halifax and Nationwide for depositing TC in the past, however I haven't bought the TC for a while now, so don't know if there has been any change.
My local Nationwide is a pain to use for TC, 4 out of 5 time they will tell me they don't take it. The last time I used them, they told me the TC has to be issued in the UK, of course they are, but they insisted that Issued address on the TC has to be UK, not US, so I just gave up and using Halifax instead.
Halifax sometimes requested to see an ID for depositing TC, but it has been easy and painless for me when using them, so I am hoping they haven't changed the T&C...
My local Nationwide is a pain to use for TC, 4 out of 5 time they will tell me they don't take it. The last time I used them, they told me the TC has to be issued in the UK, of course they are, but they insisted that Issued address on the TC has to be UK, not US, so I just gave up and using Halifax instead.
Halifax sometimes requested to see an ID for depositing TC, but it has been easy and painless for me when using them, so I am hoping they haven't changed the T&C...
Dec 1, 2015, 6:06 am
#1926
Join Date: Sep 2007
Location: Ether
Programs: Some, not all.
Posts: 1,595
Since:-
a) most people under 40 think "what they hell is a traveller cheque, is that some historic monetary instrument ?"
b) Some people get charged a cash advance fee for TCs
c) New cards (you know the ones that people have taken out less than 90 days ago), tend not to like big TC orders, or have a low TC limit.
But other than that, your idea was brilliant
a) most people under 40 think "what they hell is a traveller cheque, is that some historic monetary instrument ?"
b) Some people get charged a cash advance fee for TCs
c) New cards (you know the ones that people have taken out less than 90 days ago), tend not to like big TC orders, or have a low TC limit.
But other than that, your idea was brilliant
b) need to do their homework if they want to get into this game
c) make smaller purchases @:-)
If you're out to shill your blog and offer poor advice, then as you were
Dec 2, 2015, 8:33 am
#1927
Join Date: Dec 2014
Location: havering
Programs: BA,Tesco,AA,IHG,Marriot
Posts: 23
thanks for your suggestions people i will def give a different bank a try.I gave izettle a go did 2 charges of £1000 with my wives amex thats linked to my account but after the second time i got an email shutting me down 
oh well got 2k nearer to the 2-4-1 although i was hoping to do 5k to get the fees down 
oh well got 2k nearer to the 2-4-1 although i was hoping to do 5k to get the fees down
Dec 3, 2015, 1:25 am
#1928
Join Date: Dec 2004
Location: London
Posts: 6,265
thanks for your suggestions people i will def give a different bank a try.I gave izettle a go did 2 charges of £1000 with my wives amex thats linked to my account but after the second time i got an email shutting me down oh well got 2k nearer to the 2-4-1 although i was hoping to do 5k to get the fees down
oh well got 2k nearer to the 2-4-1 although i was hoping to do 5k to get the fees down
Dec 3, 2015, 5:26 am
#1929
Join Date: Mar 2011
Location: Tyrone,EU
Programs: Avios Hunter
Posts: 2,816
Good luck finding any Non-amex card that won't see a TC purchase as a cash advance. Good luck finding somewhere to redeem them. As has been reported by others, banks are increasingly only accepting ones that they sold.
The theirperfectgift cards can be bought and used without ever leaving the house, paid for using any credit / amex card, and definitely won't attract a cash advance fee if paid for using paypal. For some short £500 of a spend target, many will find the £12.50 in difference between 4% and 1.5% cost a small price to pay for the sureity and ease of use.
You pays your money and takes your choice.
I've bought via paypal a few days ago as a test, and as I suspected, there was no cash advance fee.
Last edited by tangey; Dec 3, 2015 at 7:31 am
Dec 3, 2015, 9:01 am
#1931
Join Date: Sep 2015
Posts: 13
Face value £50 coins available at Royal Mint: http://www.royalmint.com/shop/Britan...ne_Silver_Coin
As my local HSBC didn't know that £20 coins were a thing last time around I don't think I'll bother, but could be of use to some. Looks like there is a £100 coin too.
As my local HSBC didn't know that £20 coins were a thing last time around I don't think I'll bother, but could be of use to some. Looks like there is a £100 coin too.
Dec 4, 2015, 4:14 am
#1932
Join Date: Dec 2013
Location: UK
Programs: BAEC
Posts: 658
I do wonder why they care so much about MS. After all, the idea is for you to put spend through the servie so they make money
Dec 16, 2015, 2:31 am
#1934
Join Date: Jun 2015
Posts: 68
I am aware of a regular savings account that will allow you to pay contributions in £/$/€ with a (non-AMEX) creditcard for no additional fee....
It is only available for expats and has a minimum term of 5 years (although increased bonuses etc if longer). There are some restrictions in terms of residency and citizenship (e.g. no US citizens).
Obviously not suitable purely for MS but if intending to save for a future event it could be worth looking at?
It is only available for expats and has a minimum term of 5 years (although increased bonuses etc if longer). There are some restrictions in terms of residency and citizenship (e.g. no US citizens).
Obviously not suitable purely for MS but if intending to save for a future event it could be worth looking at?
Dec 22, 2015, 2:46 pm
#1935
Join Date: Dec 2015
Posts: 5
Hey folks
I just wanted to add my vote to the Royal Mint which is a great MS opportunity
There are no limits on quantity or delivery fees so this is entirely free spend
It is not as hard as people are suggesting to cash these out, most any bank will take them, if your having problems you clearly are trying the wrong place!
I highly recommend ordering a load, as many as possible
EM
I just wanted to add my vote to the Royal Mint which is a great MS opportunity
There are no limits on quantity or delivery fees so this is entirely free spend
It is not as hard as people are suggesting to cash these out, most any bank will take them, if your having problems you clearly are trying the wrong place!
I highly recommend ordering a load, as many as possible
EM