Jun 13, 2016, 10:36 am
Last edit by: mia
Issued by Elan Financial Services. New account bonus, $100 for $1,000 spend within 90 days:
https://www.fidelity.com/go/rewards-visa-signature
https://www.fidelity.com/go/rewards-visa-signature
Fidelity 2% cash back VISA $100/$1k (New card & issuer Jan 4, 2016)
Jul 28, 2016, 9:05 am
#212
Join Date: Mar 2009
Posts: 2,295
Aug 13, 2016, 11:12 pm
#213
Join Date: Mar 2013
Programs: HHonors Gold, Thank You Citi Rewards
Posts: 51
After receiving your statement, how long till your reward points post to your account? On the statement, it says I collected X-number of points but in my awards management site, I'm currently at 0... Any thoughts? Was I suppose to do something before or should I be patient? All my other reward credit cards, the points are automatically updated as soon as the new billing cycle starts.
Thanks
Thanks
Aug 15, 2016, 8:09 am
#215
Join Date: Oct 2003
Location: Tampa
Programs: A3
Posts: 109
We both use Shop Safe for virtual card numbers for almost anything we buy on-line. I confirmed via a call to Fidelity that Elan has no Shop Safe or other virtual option. The Fidelity rep got an Elan person on the phone who told me they were getting that question from several folks being switched from Fidelity. I will consider opening new cards for both of us from Bank of America or Citi to get virtual number capability.
I still can't get my wife's card to show up on Fidelity Full View which uses Yodlee. I did get it to show up on Mint by selecting Elan credit card and using the Elan account credentials that seem to be optional since it can also be accessed from fidelity.com.
Aug 15, 2016, 1:42 pm
#216
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,285
I'm curious what folks see as the pluses and minuses, broadly speaking, of this versus other cash-back cards paying at least 2% such as the Citi DoubleCash. (Aside from the fact that Fidelity is a Visa and thus is accepted at Costco, whereas Citi DC is not.)
Aug 15, 2016, 2:07 pm
#217
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
Disadvantage: you need a Fidelity account to deposit the cash back into.
Am I missing anything else?
Aug 15, 2016, 3:24 pm
#218
Join Date: Jul 2007
Posts: 1,762
advantage of fidelity or disadvantage of dc...
ftf 1% with fidelity
3% with dc...of course ftf on fidelity card is 1% higher than it should be making something like the grandfathered old Schwab no 1-2-3 Bank America just as good for foreign purposes.
ftf 1% with fidelity
3% with dc...of course ftf on fidelity card is 1% higher than it should be making something like the grandfathered old Schwab no 1-2-3 Bank America just as good for foreign purposes.
Aug 15, 2016, 5:35 pm
#219
Join Date: Jun 2016
Posts: 27
It might also be nice to have a couple 2% cards in case some benefits get discontinued. Ultimately, they are good cards for those who pay in full.
The DC is a flat card, while the Fidelity Visa has the embossed numbers and name.
Some may like that the cash rebate goes right into Fidelity. Others may want an immediate statement credit. In the end, it's the same to one's bottom line.
Some may like the DC's lower rebate threshold.
Aug 16, 2016, 5:12 pm
#220
Join Date: Feb 2014
Location: Washington, DC
Programs: AA - EP, Marriott - PP
Posts: 227
I saw a little discussion over at FWF, but it dropped pretty quickly.
Anyone have experience with Elan giving small credit lines with a new application and getting a larger credit limit after some use? Good score (low 800's), income, and 4 or so new cards in the last 18 months. Somehow Elan saw fit to only give a $1k line which makes the card darn near useless.
Anyone have experience with Elan giving small credit lines with a new application and getting a larger credit limit after some use? Good score (low 800's), income, and 4 or so new cards in the last 18 months. Somehow Elan saw fit to only give a $1k line which makes the card darn near useless.
Aug 17, 2016, 10:07 pm
#221
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
I saw a little discussion over at FWF, but it dropped pretty quickly.
Anyone have experience with Elan giving small credit lines with a new application and getting a larger credit limit after some use? Good score (low 800's), income, and 4 or so new cards in the last 18 months. Somehow Elan saw fit to only give a $1k line which makes the card darn near useless.
Anyone have experience with Elan giving small credit lines with a new application and getting a larger credit limit after some use? Good score (low 800's), income, and 4 or so new cards in the last 18 months. Somehow Elan saw fit to only give a $1k line which makes the card darn near useless.
Feb 11, 2017, 1:26 pm
#223
Join Date: Feb 2017
Posts: 4
Has anybody here ever done manufactured spending on this card? I was reading the forum's and I read some guy had this card and was doing 40-60k a month before getting shut down. I was wondering if I did a little lower amount would I get shut down.
Oct 31, 2017, 2:02 pm
#225
Join Date: Oct 2005
Location: Berkeley
Programs: Hilton, Marriott
Posts: 144