Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Mar 10, 2014, 4:05 pm
#1156
Join Date: Feb 2009
Posts: 6,607
Off the top of my head I have or currently have the Delta bus card, United, Marriott, American, SPG and SW............maybe a Northwest years ago but 100% sure
Last edited by flyer4512; Mar 11, 2014 at 7:44 pm
Mar 11, 2014, 7:20 am
#1157
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
I believe that I have still have a targeted piece of mail for the personal card at 50k that expires later this month. However, that won't help me with a biz card :-(
Mar 11, 2014, 6:02 pm
#1159
Join Date: Oct 2011
Posts: 4,166
Mar 11, 2014, 11:44 pm
#1161
Original Member
Join Date: May 1998
Posts: 2,506
This link from post #705 of this thread takes you to an active landing page for a 50K personal card offer. Apply Now on that page takes you to an application page for the clearly labeled personal card. Also, on that landing page is a link to a clearly labeled application page for a 50K business card offer.
I have had that link up on my website for all of you to see since shortly after post #705 appeared November 20. I have been keeping my readers up to date on this saga on my What's New page.
I have had that link up on my website for all of you to see since shortly after post #705 appeared November 20. I have been keeping my readers up to date on this saga on my What's New page.
Mar 12, 2014, 5:36 am
#1162
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
This link from post #705 of this thread takes you to an active landing page for a 50K personal card offer. Apply Now on that page takes you to an application page for the clearly labeled personal card. Also, on that landing page is a link to a clearly labeled application page for a 50K business card offer.
I have had that link up on my website for all of you to see since shortly after post #705 appeared November 20. I have been keeping my readers up to date on this saga on my What's New page.
I have had that link up on my website for all of you to see since shortly after post #705 appeared November 20. I have been keeping my readers up to date on this saga on my What's New page.
Mar 13, 2014, 7:03 am
#1164
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Mar 13, 2014, 8:13 am
#1165
Join Date: Sep 2012
Programs: Hyatt Globalist, Hilton Diamond, Delta Platinum, IHG Diamond, AA Plat Pro
Posts: 85
Another data point: applied and approved for both personal cards in January. Met min spend, plus the extra $6k. Both statements closed a few days ago, and the points are already in my SW account, with the CP.
Mar 14, 2014, 11:23 am
#1166
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Just apped for the premier personal and biz. Neither were an instant approval :-( I called the personal reconsideration line immediately after. He said that it was probably an issue due applying at the same time (I thought I had to do the different browser window trick.) However after reviewing everything, he instantly approved me for 3x more than I was approved for with Freedom 3 months ago lol. I will probably call in later and see if I can move credit balance to my Freedom that I imagine I would spend a lot more past getting the sign up bonus.
A lot harder for the business card though. He asked a lot of questions about my business, annual projected income, and why I spent so much in 3 months on my Ink, etc. Unfortunately, it was not approved. The CSR said that they wanted to see more history on my Ink especially given the low yearly projected revenue and being a new card. Should I even waste my time calling back to talk to another CSR? I was thinking that maybe I can ask them to split my Ink credit limit in half to be approved for this card. If I can't get the CP, then this wasn't worth my time.
A lot harder for the business card though. He asked a lot of questions about my business, annual projected income, and why I spent so much in 3 months on my Ink, etc. Unfortunately, it was not approved. The CSR said that they wanted to see more history on my Ink especially given the low yearly projected revenue and being a new card. Should I even waste my time calling back to talk to another CSR? I was thinking that maybe I can ask them to split my Ink credit limit in half to be approved for this card. If I can't get the CP, then this wasn't worth my time.
Last edited by cdancer20; Mar 14, 2014 at 11:56 am
Mar 14, 2014, 11:57 am
#1167
Join Date: Feb 2010
Posts: 1,263
I would...the worst they can do is deny you again. I wouldn't volunteer the credit transfer until the last moment. During my reconsideration call, the CSR offered to pull $5k for another one of my Chase cards to allow the SW business card to be approved.
Mar 14, 2014, 12:04 pm
#1168
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Thanks for that info. I just fear that they will see the last CSR's notes and be like "he told you no so I will also tell you no." LOL. I will try again later tonight.
Mar 14, 2014, 12:09 pm
#1169
Join Date: Dec 2010
Posts: 352
A lot harder for the business card though. He asked a lot of questions about my business, annual projected income, and why I spent so much in 3 months on my Ink, etc. Unfortunately, it was not approved. The CSR said that they wanted to see more history on my Ink especially given the low yearly projected revenue and being a new card. Should I even waste my time calling back to talk to another CSR? I was thinking that maybe I can ask them to split my Ink credit limit in half to be approved for this card. If I can't get the CP, then this wasn't worth my time.
Bummer! I had the personal card for about 2 months now, applied for the business card 9 days ago and was not instantly approved. However I usually don't call unless I get rejected (only happened once) and just call the application status line. Just called today and was approved without speaking to anyone. I would call back and say you are going to fly Southwest even more but want to keep your business expense separate so how this card makes sense. Worst that could happen is they say no.
My Citi Business 4 months ago almost exactly same scenario. Was approved with no call about 9 days after application.
Good luck!
Mar 14, 2014, 6:16 pm
#1170
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Nope no go. The agent said that she agreed with the notes from the other CSR and that they wanted to see the business more established before issuing a second card. She even asked why I wanted the Southwest card and I stated because I travel a lot with Southwest and wanted to get the great benefits from the card while separating my personal and business. She also wouldn't let me split the limits since my Ink wasn't high enough to split.
Oh well. Guess I will wait 3 months or so until this deal is back and reapply. Or better yet try to apply for the plus card. Luckily I don't really have any travel that I absolutely need the CP for right now.
Oh well. Guess I will wait 3 months or so until this deal is back and reapply. Or better yet try to apply for the plus card. Luckily I don't really have any travel that I absolutely need the CP for right now.