Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Feb 21, 2014, 6:23 am
#1081
Join Date: Feb 2014
Location: Florida
Programs: Hilton Diamond, Marriott Titanium, Delta Diamond, Hyatt Globalist, AA Executive Platinum
Posts: 241
I was also approved by one of the business ones.
Hopefully, I will see bonuses on all 3!
Thanks
Feb 21, 2014, 1:15 pm
#1082
Join Date: Aug 2011
Location: ELP
Programs: AAdvantage, Amex MR
Posts: 2,314
Got approved for the Plus card, 50k points two days ago. Spend 2k in 3 months which I normally do anyway. Hoping I get my card sometime next week so I can pay my rent with it.
I thought about the Plus or premier card but when it comes down to it I am only getting this card for the signup bonus, will cancel this time next year once the annual fee comes due so it is better to go with the cheaper annual fee of the Plus card since it is not waived the first year.
Going to use my signup bonus, plus a little everyday spending as needed through this summer to get flights to Seattle, Salt lake city, and Kansas city this fall to watch some ncaa volleyball games. Love me some sign up bonuses.
I thought about the Plus or premier card but when it comes down to it I am only getting this card for the signup bonus, will cancel this time next year once the annual fee comes due so it is better to go with the cheaper annual fee of the Plus card since it is not waived the first year.
Going to use my signup bonus, plus a little everyday spending as needed through this summer to get flights to Seattle, Salt lake city, and Kansas city this fall to watch some ncaa volleyball games. Love me some sign up bonuses.
Feb 21, 2014, 3:59 pm
#1083
Join Date: Feb 2009
Posts: 6,607
Got approved for the Plus card, 50k points two days ago. Spend 2k in 3 months which I normally do anyway. Hoping I get my card sometime next week so I can pay my rent with it.
I thought about the Plus or premier card but when it comes down to it I am only getting this card for the signup bonus, will cancel this time next year once the annual fee comes due so it is better to go with the cheaper annual fee of the Plus card since it is not waived the first year.
Going to use my signup bonus, plus a little everyday spending as needed through this summer to get flights to Seattle, Salt lake city, and Kansas city this fall to watch some ncaa volleyball games. Love me some sign up bonuses.
I thought about the Plus or premier card but when it comes down to it I am only getting this card for the signup bonus, will cancel this time next year once the annual fee comes due so it is better to go with the cheaper annual fee of the Plus card since it is not waived the first year.
Going to use my signup bonus, plus a little everyday spending as needed through this summer to get flights to Seattle, Salt lake city, and Kansas city this fall to watch some ncaa volleyball games. Love me some sign up bonuses.
You can't find $99 ( AF on Premier card) in value having someone fly with you for free over a year and a half plus an extra 50,000 RR points ?
Feb 22, 2014, 10:48 pm
#1084
Join Date: Jul 2008
Posts: 66
Got my cards in Dec and Jan, 2nd bill closed a few days ago, just got 50k+50k dropped into the account and was companion pass eligible. Didn't get an e-mail or snailmail letter about it, just was able to add my wife via the companion pass page on southwest.com.
Feb 24, 2014, 1:42 pm
#1086
Join Date: Oct 2011
Location: Astraveln
Programs: AA ex Plat, IC Plat , Hilton Diamond
Posts: 491
I already had a business Chase Credit Card branded for United and my application went to Review. I did get both my cards after a quick discussion, but they seem to want to limit exposure. I have reasonable limits, around 30k each, and they wanted me to shuffle to keep their exposure down across 4 cards(2 Southwest, 2 other types)
Also, you will almost hit CP with just the 2 cards and minimum spend.....(only 8k short) unless you really need more SW points.
Feb 24, 2014, 7:15 pm
#1087
Join Date: Feb 2009
Posts: 6,607
I applied for the Plus personal card in November and made the spend in January.
I then applied for the SW Plus Bus card in January and made the spend.
That gave me ~ 104k miles
I applied for the Wyndham 12k points first use and transferred the points to SW, 2400 miles gave me 106,400
I spent over $30 twice for vtines day flowers, 3500 miles , total 109,900, misc spend gave me the other 100 miles
Just an example if you have issues getting a 3rd SW CC to meet CP
Last edited by flyer4512; Feb 24, 2014 at 8:17 pm
Feb 24, 2014, 7:20 pm
#1088
Join Date: Mar 2011
Posts: 1,832
Feb 25, 2014, 7:49 am
#1089
Join Date: Jul 2010
Posts: 33
Great idea guys! 
I was just thinking to truly maximize the CP, you would want the maximum points possible in the shortest amount of time thus the 3 card strategy. Cause you will then have 150k to play with for next 1-2 years using the CP...
I will just try both personal cards and hit the 104k points. My sabbatical is next year actually so maybe I will just slowly hit the remaining 6k by Jan 2015.
Does the points or CP expire if I cancel my credit cards next year as I dont want to pay the annual fee again?
I was just thinking to truly maximize the CP, you would want the maximum points possible in the shortest amount of time thus the 3 card strategy. Cause you will then have 150k to play with for next 1-2 years using the CP...
I will just try both personal cards and hit the 104k points. My sabbatical is next year actually so maybe I will just slowly hit the remaining 6k by Jan 2015.
Does the points or CP expire if I cancel my credit cards next year as I dont want to pay the annual fee again?
Feb 25, 2014, 9:29 am
#1091
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,457
Feb 25, 2014, 9:41 am
#1092
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Hi. Newbie here. I am thinking about applying for these cards (1 personal & 1 biz) in my next AOR in March but I had a few questions.
1) NVM.
2) How fast do people typically spend the extra $10k to get the CP? As a MS'er, I could easily spend $5k a card within a week (via BB/Serve/Amex GC). However has this been known to bring a lot of attention to my account?
1) NVM.
2) How fast do people typically spend the extra $10k to get the CP? As a MS'er, I could easily spend $5k a card within a week (via BB/Serve/Amex GC). However has this been known to bring a lot of attention to my account?
Last edited by cdancer20; Feb 25, 2014 at 10:34 am
Feb 25, 2014, 10:31 am
#1094
Join Date: Jan 2014
Posts: 113
Hi. Newbie here. I am thinking about applying for these cards (1 personal & 1 biz) in my next AOR in March but I had a few questions.
1) If I qualify for my CP this year, it is good through Dec 2015, correct?
2) How fast do people typically spend the extra $10k to get the CP? As a MS'er, I could easily spend $5k a card within a week (via BB/Serve/Amex GC). However has this been known to bring a lot of attention to my account?
1) If I qualify for my CP this year, it is good through Dec 2015, correct?
2) How fast do people typically spend the extra $10k to get the CP? As a MS'er, I could easily spend $5k a card within a week (via BB/Serve/Amex GC). However has this been known to bring a lot of attention to my account?
Feb 25, 2014, 10:33 am
#1095
Join Date: Mar 2011
Posts: 1,832