Aug 11, 2018, 3:23 pm
Last edit by: TravelinSperry
World of Hyatt Credit Card benefit details and notes
Anniversary Free Night Award (Category 1-4)
- Issued 10 weeks after cardmember anniversary date
- Expires 1 year after issuance
- Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
- The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
- The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
- Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
- Expires 1 year after issuance
- Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
- Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards
- The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
- This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
- Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
- For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
- World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights
- 4 Bonus Points per $1 spent on purchases at Hyatt hotels
- 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases
- Discoverist status every year
- 5 qualifying night credits every year
- No foreign transaction fees
- Travel & purchase coverage
Other notes and tips
Chase spending tracker
- The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
- Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
- Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
- Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
- Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee
Sign-up bonus offer
Chase card overview and application page: Link
Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points
- 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
- Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Previous sign-up offer:
Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.
Previous sign-up offer:
Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
Previous sign-up offer:
Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
WoH Credit card! [Launched 2018] (Chase)
Oct 9, 2023 | 8:57 am
#3571
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS Plat, AA EP, Bonvoy Plat, Hilton Dia, Hyatt Glob, IHG Plat, ...
Posts: 21,413
If your intent is to track spending for CC TQN purposes, it’s only necessary and perhaps you could also more easily track spending since the last 2 TQN you received from the card. Such a transaction would appear chronologically on your Hyatt activity as “Bonus Credit Card Night Credits (month and day), 2023 Qualifying Night(s) 2.”
e.g., I had 2 EQN post right after my Aug 2023 statement. My August statement balance (= new charges) was $850. I don’t kow which of those 850 dollars was the one that triggered the EQN posting. Sadly, going back to the previous EQN posting, back in Jan, doesn’t add a lot of precision. That statement had $750 in new charges.
(from wiki:
Two Additional Night Credits with every $5k spend
- Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
My statements never go back more than 2 years because I’ve had 5-6 different cards/accounts for this card over the past 10 years because I’ve been able to receive a SUB for this card 5-6 times in the past 10 years 
.
.
)
Oct 9, 2023 | 9:04 am
#3572
Moderator: Hyatt, American Express; FlyerTalk Evangelist
Join Date: Jun 2015
Location: WAS
Programs: :rolleyes:, DL DM, AA EXP, UA Silver, Hyatt Glob, Mlife Noir (=> Marriott Amb), invol FT beta tester
Posts: 21,589
If your intent is to track spending for CC TQN purposes, its only necessary and perhaps you could also more easily track spending since the last 2 TQN you received from the card. Such a transaction would appear chronologically on your Hyatt activity as Bonus Credit Card Night Credits (month and day), 2023 Qualifying Night(s) 2.
However if say you are at 60 nights and your goal is to hold short of the next threshold, then I think you won't know if your previous 2 EQNs were because you went over the next $5k by $1 spend or by $4999 spend?
Oct 9, 2023 | 12:22 pm
#3573
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,554
Oct 9, 2023 | 2:35 pm
#3574
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS Plat, AA EP, Bonvoy Plat, Hilton Dia, Hyatt Glob, IHG Plat, ...
Posts: 21,413
Every buck I overshoot might cost me between $0.0187 and $0.025 in tax processing fees, so I am aiming for perfect precision.
(my year-end plan is to get to $15k in spend this year for the free night, and earn four more EQN to reach the next milestone award, another free night. These two goals are reasonably well aligned as far as the remaining spend required, +- $850 or so. And then cancel the card and follow your example of
Oct 10, 2023 | 10:20 am
#3575
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,170
That might not be very precise, though, depending on how much spend you happen to put on the card during that month.
e.g., I had 2 EQN post right after my Aug 2023 statement. My August statement balance (= new charges) was $850. I dont kow which of those 850 dollars was the one that triggered the EQN posting. Sadly, going back to the previous EQN posting, back in Jan, doesnt add a lot of precision. That statement had $750 in new charges.
(from wiki:
Two Additional Night Credits with every $5k spend
From a different thread:
e.g., I had 2 EQN post right after my Aug 2023 statement. My August statement balance (= new charges) was $850. I dont kow which of those 850 dollars was the one that triggered the EQN posting. Sadly, going back to the previous EQN posting, back in Jan, doesnt add a lot of precision. That statement had $750 in new charges.
(from wiki:
Two Additional Night Credits with every $5k spend
- Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
From a different thread:
Tracking based on the last time I saw 2 EQNs could result in us spending $4,999 to get it (as we may be just one dollar over and not know it).
Oct 11, 2023 | 1:35 pm
#3576
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,554
BUT, do NOT follow my example (described on this post and thread) of cancelling near the end of the year (thus losing the January 1st 5 TQN) and/or near your anniversary date (thus losing anniversary FNA). In terms of re-applying, should only be a 1-2 month difference if you cancel in January instead of November/December.
There was a lot of discussion (IIRC on this thread) regarding getting 5 annual TQN on January 1st, closing that account shortly thereafter, applying (again) months later and getting another annual 5 TQN from the new account. I dont recall if we reached consensus, Im a believer that it is possible without ending up in Chases doghouse.
Oct 12, 2023 | 8:37 pm
#3577
Join Date: Sep 2020
Posts: 31
Just an updated. I completed the 15K spend about 1.5 weeks ago and nothing hit my account. I contacted Chase via SM and they just said to wait the 4-8 weeks.
Oct 12, 2023 | 9:54 pm
#3578
Join Date: Jan 2020
Posts: 278
How does Chase calculate running total ?
I have been using a spreadsheet to tack monthly spending since day 1; the EQN numbers (calculated from the running total) recently does not match what was posted by Hyatt. Wondering whether others encountered the same issue. I called Chase to inquire the running total but was told they cannot release this number to me.
edit - I use each months statements new balance #.
edit - I use each months statements new balance #.
Oct 12, 2023 | 10:11 pm
#3579
Join Date: Oct 2021
Location: Bay Area
Posts: 551
I have been using a spreadsheet to tack monthly spending since day 1; the EQN numbers (calculated from the running total) recently does not match what was posted by Hyatt. Wondering whether others encountered the same issue. I called Chase to inquire the running total but was told they cannot release this number to me.
edit - I use each months statements new balance #.
edit - I use each months statements new balance #.
Oct 13, 2023 | 1:00 am
#3580
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS Plat, AA EP, Bonvoy Plat, Hilton Dia, Hyatt Glob, IHG Plat, ...
Posts: 21,413
How do Chase Offer credits impact the running total?
Oct 13, 2023 | 7:42 am
#3581
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,554
2: The odds of being given correct and accurate information by a telephone credit card/airline/hotel representative are 50/50 (and that’s being generous).
3: The odds of being given correct and accurate information by a live airline or hotel representative are 51/49 (still generous).
Similar to returns not decreasing (affecting, impacting) the calculation of spend for AmEx minimum spends, maybe Chase also, I don’t believe Chase credits affect any spend requirements.
BREAK
Although I’m pretty OCD/anal/compulsive my experience has been that whenever I think I’ve reached a spend or stay threshold and the issuer or program disagrees, it’s my mistake or erroneous assumption. I do these calculations very rarely compared to how often they do, they programed the computer and (as the saying goes) they hold all the cards* (pun intended).
(* “Hold All The Cards”: idiom, to be in a strong position when you are competing with someone else, because you have all the advantages, to be in control of a situation and have the power to make decisions.)
Oct 13, 2023 | 9:03 am
#3582
Join Date: Jan 2020
Posts: 278
Have you made any payments before the statement period closes that would reduce the statement balance? Are you excluding the annual fee from your calculations? For me, the best way to keep track is to use the spending planner feature on chase and subtracting out the annual fee.
Oct 13, 2023 | 3:00 pm
#3583
Join Date: Sep 2015
Location: flyover country
Posts: 2,843
Another off-topic digression.
Not that I'd wish it on you, but I'm glad it's not just me. When I was a youngster, an acquaintance boasted of never balancing a checking account: "I've got people for that." (People, in this context, was the bank.) In the decades since, I have spent countless hours balancing checkbooks, tracking spending, and doing things that other People (namely, the banks) were doing too. In all that time, I know I have gained at least $10 that the banks would have kept if I hadn't caught them. Let's see, that works out to ... something under 1 per hour, I think, that I have earned. At least it was tax-free.
Not that I'd wish it on you, but I'm glad it's not just me. When I was a youngster, an acquaintance boasted of never balancing a checking account: "I've got people for that." (People, in this context, was the bank.) In the decades since, I have spent countless hours balancing checkbooks, tracking spending, and doing things that other People (namely, the banks) were doing too. In all that time, I know I have gained at least $10 that the banks would have kept if I hadn't caught them. Let's see, that works out to ... something under 1 per hour, I think, that I have earned. At least it was tax-free.
Oct 13, 2023 | 4:44 pm
#3584
Join Date: Mar 2021
Location: SoCal
Posts: 576
I have been using a spreadsheet to tack monthly spending since day 1; the EQN numbers (calculated from the running total) recently does not match what was posted by Hyatt. Wondering whether others encountered the same issue. I called Chase to inquire the running total but was told they cannot release this number to me.
edit - I use each month’s statement’s “new balance” #.
edit - I use each month’s statement’s “new balance” #.
If on the mobile app, under See All Transactions, filter by transaction type, I've confirmed that anything under "Return" should be subtracted from your running total.
So basically the formula for running count is : New Count = Previous Count + Purchases - Return
Edit: If you want to calculate this from scratch and have access to all your statements, then simply add every value under Purchases without regard to any other value in your statement. Then filter by Return, subtract all those values and you should have your current running count. Use the formula above to continue calculating it or simply keep a column for returns. Previously I mentioned Fee as a filter, but because they never fall under purchases they are already excluded from the running count. Subtracting them again would be an error.
I track my spend via an excel sheet and I can predict my next $5k threshold to within a few dollars.
Last edited by kevinjm; Oct 13, 2023 at 4:53 pm Reason: clarified formula, removed fees
Oct 13, 2023 | 9:00 pm
#3585
Join Date: Jan 2020
Posts: 278
From your monthly statement under Account Summary, the number listed for "Purchases" increases your running count.
If on the mobile app, under See All Transactions, filter by transaction type, I've confirmed that anything under "Return" should be subtracted from your running total.
So basically the formula for running count is : New Count = Previous Count + Purchases - Return
Edit: If you want to calculate this from scratch and have access to all your statements, then simply add every value under Purchases without regard to any other value in your statement. Then filter by Return, subtract all those values and you should have your current running count. Use the formula above to continue calculating it or simply keep a column for returns. Previously I mentioned Fee as a filter, but because they never fall under purchases they are already excluded from the running count. Subtracting them again would be an error.
I track my spend via an excel sheet and I can predict my next $5k threshold to within a few dollars.
If on the mobile app, under See All Transactions, filter by transaction type, I've confirmed that anything under "Return" should be subtracted from your running total.
So basically the formula for running count is : New Count = Previous Count + Purchases - Return
Edit: If you want to calculate this from scratch and have access to all your statements, then simply add every value under Purchases without regard to any other value in your statement. Then filter by Return, subtract all those values and you should have your current running count. Use the formula above to continue calculating it or simply keep a column for returns. Previously I mentioned Fee as a filter, but because they never fall under purchases they are already excluded from the running count. Subtracting them again would be an error.
I track my spend via an excel sheet and I can predict my next $5k threshold to within a few dollars.
Last edited by Illinwu; Oct 13, 2023 at 9:54 pm