Originally Posted by
notquiteaff
… year-end plan is to get to $15k in spend this year for the free night, and earn four more EQN to reach the next milestone award, another free night. … then cancel the card and follow your example of churning earning a new SUB).
Sounds reasonable.
BUT, do NOT follow my example (
described on this post and thread) of cancelling near the end of the year (thus losing the January 1st 5 TQN) and/or near your anniversary date (thus losing anniversary FNA). In terms of re-applying, should only be a 1-2 month difference if you cancel in January instead of November/December.
There was a lot of discussion (IIRC on this thread) regarding getting 5 annual TQN on January 1st, closing that account shortly thereafter, applying (again) months later and getting another annual 5 TQN from the new account. I don’t recall if we reached consensus, I’m a believer that it is possible without ending up in Chase’s doghouse.