AMEX Hilton Aspire Card for Casual Travelers?
#16

Join Date: Aug 2012
Posts: 7,359
In my view, at inception I thought this was bar none one of the best CC value propositions I'd have ever seen, especially taking into consideration the SUB. It's almost as if they're paying the cardmember to enjoy Diamond status. Of course, I do spend a minimum of "X" dollars per year on travel and will always use the benefits, but I assume that's the targeted demographic? Matter of fact, I'm both pleasantly surprised and thankful Amex hasn't nerfed this thing, which I was almost certain would've happened by now.
#17
FlyerTalk Evangelist




Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS Plat, AA EP, Bonvoy Plat, Hilton Dia, Hyatt Glob, IHG Plat, ...
Posts: 21,421
In short, yes. I am a leisure traveler - when I had an employer who paid for the occasional business trip, I had to use my corporate card anyway. For international travel it is really nice to have Diamond status since properties abroad usually still offer substantial benefits to elites (breakfast, lounge, maybe room upgrades). The free night and airline credit are easy to use. There are a lot of resorts, so it shouldn’t be too hard to use the resort credit naturally, but there are also ways to fudge it. I have not used a Conrad/WA credit because it has been many years since I had the opportunity to stay at one. Just no opportunity - I don’t travel with a credit in mind. One day I am sure it will happen, but even without it the card is profitable for me.
Would be good to know more about your travel style. International or domestic? Resorts or roadside Hampton Inn?
Welcome to Flyertalk!
Would be good to know more about your travel style. International or domestic? Resorts or roadside Hampton Inn?
Welcome to Flyertalk!
#18
Original Poster
Join Date: Sep 2022
Posts: 110
United is simple and reliable. Delta requires a few steps, but is also reliable.
If you open an Aspire now, you can receive an airline reimbursement in 2022, and again in early 2023. There is no net cost to hold the card for the first 12 months, and that's the best way to learn if it is useful for you.
If you open an Aspire now, you can receive an airline reimbursement in 2022, and again in early 2023. There is no net cost to hold the card for the first 12 months, and that's the best way to learn if it is useful for you.
You must stay at a resort (on their resort list) to utilize the resort fee reimbursement (fudging nothwithstanding). Do you go to an actual resort every year? We do, but $250 is merely the tip of the iceberg of what we end up spending out of pocket (unless you have one nearby that you go to for just one night).
I have found the airline credit extremely difficult to use on Alaska, I might switch to Southwest next year (fudging nothwithstanding).
I use the free night every year, and get considerable value from that.
Priority Pass is great since we don't have status/passes for any other airport lounges. But it was waaaay better when certain restaurants were included.
Plus the Diamond status which translates to more points earned on each stay, and the very high multiples on many categories, I think it is well worth it, and we are also purely leisure travelers.
I have found the airline credit extremely difficult to use on Alaska, I might switch to Southwest next year (fudging nothwithstanding).
I use the free night every year, and get considerable value from that.
Priority Pass is great since we don't have status/passes for any other airport lounges. But it was waaaay better when certain restaurants were included.
Plus the Diamond status which translates to more points earned on each stay, and the very high multiples on many categories, I think it is well worth it, and we are also purely leisure travelers.
Tough to say if it's worth it or not. A lot of people hate to admit that they hold cards on the principle of huge financial returns, but don't actually pull the value they thought they would. However, some people will pay for an experience they feel is a more premium one.
Honestly, if you travel with Hilton somewhat regularly, it's rarely a terrible value. However, even though it isn't hard to exceed $450 in value, it causes some people to spend more than they would. I'd say my starting point for the Aspire is the resort credit. Besides the obvious $250 amount, I think that's the point if you are bought in enough to pull in significant value. I know the free night has its allure because it could easily exceed a $450 room, but it may not always work as intended either. Diamond F&B credit is a good addition, no matter how many people scream and cry that it isn't steak and eggs in new york.
Some people are better off not staying loyal, and/or looking for the best hotel for the price.
Honestly, if you travel with Hilton somewhat regularly, it's rarely a terrible value. However, even though it isn't hard to exceed $450 in value, it causes some people to spend more than they would. I'd say my starting point for the Aspire is the resort credit. Besides the obvious $250 amount, I think that's the point if you are bought in enough to pull in significant value. I know the free night has its allure because it could easily exceed a $450 room, but it may not always work as intended either. Diamond F&B credit is a good addition, no matter how many people scream and cry that it isn't steak and eggs in new york.
Some people are better off not staying loyal, and/or looking for the best hotel for the price.
In short, yes. I am a leisure traveler - when I had an employer who paid for the occasional business trip, I had to use my corporate card anyway. For international travel it is really nice to have Diamond status since properties abroad usually still offer substantial benefits to elites (breakfast, lounge, maybe room upgrades). The free night and airline credit are easy to use. There are a lot of resorts, so it shouldnt be too hard to use the resort credit naturally, but there are also ways to fudge it. I have not used a Conrad/WA credit because it has been many years since I had the opportunity to stay at one. Just no opportunity - I dont travel with a credit in mind. One day I am sure it will happen, but even without it the card is profitable for me.
Would be good to know more about your travel style. International or domestic? Resorts or roadside Hampton Inn?
Welcome to Flyertalk!
Would be good to know more about your travel style. International or domestic? Resorts or roadside Hampton Inn?
Welcome to Flyertalk!
#19




Join Date: Jun 2016
Location: EWR
Programs: UA 1.75M , Platinum MM, UC Lifetime , HHonors Gold, Presidential Plus CC
Posts: 855
Diamond status got us a nice upgrade last month in Hawaii. Using points for a regular room we ended up in a Cottage Suite. It was very nice.
#20




Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,555
Whether the maneuvers some of us do to take advantage of the various credits for this card are “fudging” and/or “tricks” is semantics (and debatable). Regardless of where one is on that debate, those maneuvers are not unethical or amoral or illegal. Certainly those maneuvers are not nearly as questionable as some of the MS (manufactured spend) maneuvers posted here (covering the word “debit” or "gift" with a finger when asked to show the card, using someone else’s SSN, etc.). Certainly one is NOT a sap if one chooses to not do these maneuvers.
It's not been mentioned on this thread yet but Hilton Diamond status (and hence the Aspire card) had significantly greater value just a short while ago. Hilton in the past couple of years has replaced complimentary breakfast(s) for Diamonds with a breakfast credit (which usually pales in comparison to the actual cost of breakfast).
Even with that recent “devaluation”, consensus of opinions expressed on this and other threads is that the Aspire card, particularly in this age of (relative) unchurnability, is a keeper and well worth the annual fee even for infrequent and/or leisure and/or casual travelers.
Why not both?
It's not been mentioned on this thread yet but Hilton Diamond status (and hence the Aspire card) had significantly greater value just a short while ago. Hilton in the past couple of years has replaced complimentary breakfast(s) for Diamonds with a breakfast credit (which usually pales in comparison to the actual cost of breakfast).
Even with that recent “devaluation”, consensus of opinions expressed on this and other threads is that the Aspire card, particularly in this age of (relative) unchurnability, is a keeper and well worth the annual fee even for infrequent and/or leisure and/or casual travelers.
Why not both?
#21
FlyerTalk Evangelist




Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS Plat, AA EP, Bonvoy Plat, Hilton Dia, Hyatt Glob, IHG Plat, ...
Posts: 21,421
It's not been mentioned on this thread yet but Hilton Diamond status (and hence the Aspire card) had significantly greater value just a short while ago. Hilton in the past couple of years has replaced complimentary breakfast(s) for Diamonds with a breakfast credit (which usually pales in comparison to the actual cost of breakfast).
For me it has been somewhat of a mixed impact. While the credit probably generally is less than what we would consume for breakfast, there are times when we visit friends/family and actually dont use the free breakfast benefit because we want to go out for breakfast with them somewhere else. In the past we are forgoing the free breakfast and paying for the outside breakfast. Now we can use the daily credit to stock up the room with snacks and drinks or have lunch or dinner instead. All things considered, as would prefer a choice (even a couple thousand points as an option would be nice).
#22


Join Date: May 2009
Location: EUG
Programs: AS MVP, AA MM, HH Diamond, MR Gold
Posts: 8,517
Whether the maneuvers some of us do to take advantage of the various credits for this card are fudging and/or tricks is semantics (and debatable). Regardless of where one is on that debate, those maneuvers are not unethical or amoral or illegal. Certainly those maneuvers are not nearly as questionable as some of the MS (manufactured spend) maneuvers posted here (covering the word debit or "gift" with a finger when asked to show the card, using someone elses SSN, etc.). Certainly one is NOT a sap if one chooses to not do these maneuvers.
It's not been mentioned on this thread yet but Hilton Diamond status (and hence the Aspire card) had significantly greater value just a short while ago. Hilton in the past couple of years has replaced complimentary breakfast(s) for Diamonds with a breakfast credit (which usually pales in comparison to the actual cost of breakfast).
Even with that recent devaluation, consensus of opinions expressed on this and other threads is that the Aspire card, particularly in this age of (relative) unchurnability, is a keeper and well worth the annual fee even for infrequent and/or leisure and/or casual travelers.
Why not both?
It's not been mentioned on this thread yet but Hilton Diamond status (and hence the Aspire card) had significantly greater value just a short while ago. Hilton in the past couple of years has replaced complimentary breakfast(s) for Diamonds with a breakfast credit (which usually pales in comparison to the actual cost of breakfast).
Even with that recent devaluation, consensus of opinions expressed on this and other threads is that the Aspire card, particularly in this age of (relative) unchurnability, is a keeper and well worth the annual fee even for infrequent and/or leisure and/or casual travelers.
Why not both?
If I have to book a flight with upgraded seats, that I know I'll never take and plan on cancelling...or book a resort that I know I will never stay at...then while you might say there's nothing wrong with that, I would say....I really don't need this pricey credit card.
But I do get more than $450 worth of value every year....I could get more by not being a sap, but I'm ok with that.
#23


Join Date: Jun 2011
Posts: 3,739
I wish they would just make it similar to the resort credit - $250 off any airline purchase - the resort can be room, or restaurant, or spa, or cabana, etc...just any money spent at a resort.
Restricting the airline credit to just peripheral spend (upgraded seats, baggage fees, etc.) makes it very difficult to use
Restricting the airline credit to just peripheral spend (upgraded seats, baggage fees, etc.) makes it very difficult to use
#24
Original Poster
Join Date: Sep 2022
Posts: 110
Whether the maneuvers some of us do to take advantage of the various credits for this card are fudging and/or tricks is semantics (and debatable). Regardless of where one is on that debate, those maneuvers are not unethical or amoral or illegal. Certainly those maneuvers are not nearly as questionable as some of the MS (manufactured spend) maneuvers posted here (covering the word debit or "gift" with a finger when asked to show the card, using someone elses SSN, etc.). Certainly one is NOT a sap if one chooses to not do these maneuvers.
It's not been mentioned on this thread yet but Hilton Diamond status (and hence the Aspire card) had significantly greater value just a short while ago. Hilton in the past couple of years has replaced complimentary breakfast(s) for Diamonds with a breakfast credit (which usually pales in comparison to the actual cost of breakfast).
Even with that recent devaluation, consensus of opinions expressed on this and other threads is that the Aspire card, particularly in this age of (relative) unchurnability, is a keeper and well worth the annual fee even for infrequent and/or leisure and/or casual travelers.
Why not both?
It's not been mentioned on this thread yet but Hilton Diamond status (and hence the Aspire card) had significantly greater value just a short while ago. Hilton in the past couple of years has replaced complimentary breakfast(s) for Diamonds with a breakfast credit (which usually pales in comparison to the actual cost of breakfast).
Even with that recent devaluation, consensus of opinions expressed on this and other threads is that the Aspire card, particularly in this age of (relative) unchurnability, is a keeper and well worth the annual fee even for infrequent and/or leisure and/or casual travelers.
Why not both?
#25
FlyerTalk Evangelist




Join Date: Jan 2005
Location: home = LAX
Posts: 26,107
I wish they would just make it similar to the resort credit - $250 off any airline purchase - the resort can be room, or restaurant, or spa, or cabana, etc...just any money spent at a resort.
Restricting the airline credit to just peripheral spend (upgraded seats, baggage fees, etc.) makes it very difficult to use for those of us who primarily fly one airline but already get the seats they want and checked bags for free. It forces people to do "tricks" to get the credit, and for saps like me who don't want to do that, I leave some credit on the table almost every year. Why not just make it $250 off any airline purchase....sure, most will end up with a free flight or two, but they're already giving us a free hotel room, what's so terrible about a free or close to free flight, or a small chunk out of a very expensive flight?
Restricting the airline credit to just peripheral spend (upgraded seats, baggage fees, etc.) makes it very difficult to use for those of us who primarily fly one airline but already get the seats they want and checked bags for free. It forces people to do "tricks" to get the credit, and for saps like me who don't want to do that, I leave some credit on the table almost every year. Why not just make it $250 off any airline purchase....sure, most will end up with a free flight or two, but they're already giving us a free hotel room, what's so terrible about a free or close to free flight, or a small chunk out of a very expensive flight?
But the bigger risk is that they'll get rid of the airline "incidental" credit rather than changing it. They already got rid of the airline "incidental" credit on the Amex Gold card.
And, btw, it's not any money spent at a resort that counts, it's only money billed to the resort (whether spent in person or spent online). If there's someplace within the resort that does their own billing, that won't trigger the resort credit. And prepaid online doesn't work in the USA, because USA prepaid rates are billed to Hilton central, not to the individual hotel/resort.
Remember, it's Amex that's giving the airline "incidental" credit, but it's Hilton that's giving the resort credit. So it's not the same "they" in both cases.
Card benefits on partner cards are co-designed between the credit card company and the partner, and you shouldn't assume that all the benefits are coming from the same place.
#26

Join Date: May 2022
Posts: 3,090
IMO, if you can use the benefits its absolutely worth trying it out.
In year one you will get:
The Aspire card can very easily pay for itself, much quicker than the new Bonvoy Brilliant can
In year one you will get:
- 150,000 points - I value this at $750 ($.005 per point)
- 1 Free Night (uncapped value) - I value this at about $250-300. Although you can offset a $1,000 a night hotel, would you pay that much without the certificate? If not, value it at what you would pay
- $250 resort credit
- $250 airline credit
The Aspire card can very easily pay for itself, much quicker than the new Bonvoy Brilliant can
#27
Original Poster
Join Date: Sep 2022
Posts: 110
IMO, if you can use the benefits its absolutely worth trying it out.
In year one you will get:
The Aspire card can very easily pay for itself, much quicker than the new Bonvoy Brilliant can
In year one you will get:
- 150,000 points - I value this at $750 ($.005 per point)
- 1 Free Night (uncapped value) - I value this at about $250-300. Although you can offset a $1,000 a night hotel, would you pay that much without the certificate? If not, value it at what you would pay
- $250 resort credit
- $250 airline credit
The Aspire card can very easily pay for itself, much quicker than the new Bonvoy Brilliant can
#28



Join Date: Jul 2011
Location: TUS
Programs: HH Diamond, Sixt Platinum, IHG Spire Ambassador, Marriott/SPG Gold .....
Posts: 3,643
IMO, if you can use the benefits its absolutely worth trying it out.
In year one you will get:
The Aspire card can very easily pay for itself, much quicker than the new Bonvoy Brilliant can
In year one you will get:
- 150,000 points - I value this at $750 ($.005 per point)
- 1 Free Night (uncapped value) - I value this at about $250-300. Although you can offset a $1,000 a night hotel, would you pay that much without the certificate? If not, value it at what you would pay
- $250 resort credit
- $250 airline credit
The Aspire card can very easily pay for itself, much quicker than the new Bonvoy Brilliant can
#30
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,825
Aspire is not offered to markets outside the USA. This doesn't mean it is "impossible" to apply, but you will need some connection to the United States to be approved. See here:
https://www.flyertalk.com/forum/amer...periences.html
https://www.flyertalk.com/forum/amer...periences.html

