Aug 18, 2015, 8:20 am

FlyerTalk Forums Expert How-Tos and Guides

Last edit by: BuBu4

Please read this Wiki before posting questions in the thread.

What's the difference between the Ink Bold & Ink Plus cards?

Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.

Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).

What are the best current Ink Plus offers?

The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.

Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
Landing page; original application page, current application page.

Landing page; application page.

Landing page; application page.

Landing page; current application page.

There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.

There is a no-fee, UR-earning Ink Cash card: https://creditcards.chase.com/ink-bu.../ink-cash-card

Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?

See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.

Are there special earning categories?

Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)

In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.

NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.

What merchants qualify for 5 points/dollar spent?

Merchants that qualify:

AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)

Merchants that DO NOT qualify:

Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)

Where can I find the Ink Plus Guide to Benefits?

See https://www.chasebenefits.com/ink10311.

What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?

See the separate discussions in

Closing Ink Plus cards

It is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.

Previous Discussion Threads:

Chase Ink Business Card Questions

Chase Ink Bold, Plus & Cash cards

Chase Ink Plus is now available

Chase Ink Business Cards - July 2015- Present

Closed Thread Subscribe

Thread Tools

Search this Thread

Feb 3, 2017 | 9:12 am

#1396

vm81

Join Date: Apr 2015

Posts: 309

Went to chase branch yesterday with SO to see if we had preapprovals for Ink Preferred.

I did not have any preapprovals for business cards (over 5/24) but the banker said he will update my profile and maybe pre approvals will pop up by next week.

My wife was preapprovaed for Ink Preferred. Banker applied and had to call in, just took an extra minute. She also got her Reserve card in the beginning of Jan through in branch pre approval.

80000 points and 1st year fee waived.

Feb 6, 2017 | 10:28 pm

#1397

aSiAnRiCk

Join Date: May 2006

Location: CGK & PBI

Programs: Cruise addict and AirBNB Plat :)

Posts: 3,320

Quote:

Originally Posted by Magic Pickles

What is the Ink Reserve?!

. Do you mean Ink Preferred?

New card in the works from Chase. Just how they went from CSP to CSR

Feb 7, 2017 | 9:20 am

#1398

RBM3

Join Date: Jun 2016

Location: LAX

Posts: 51

Just want to add a data point. I can confirm that DirecTV NOW (as opposed to the DirevTV satellite service)does count towards 5x on the Ink+.

EDIT: Looks like there's already a dp in the wiki listed under just DirecTV for DTV NOW.

Feb 7, 2017 | 8:31 pm

#1399

kerrigjl

Join Date: Mar 2015

Location: CLE -> BNA

Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Gold, Bonvoy Titanium, UA Silver, RR A-List

Posts: 312

100k sign-up bonus coming soon for the Chase Ink Preferred, per http://www.doctorofcredit.com/rumor-...0-ur-soon-ish/

Feb 8, 2017 | 8:29 am

#1400

bbriscoe34

Join Date: Feb 2012

Location: DEN

Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP

Posts: 1,196

Points Clawback?

I just completed the $5K min spend on my Chase Ink Preferred and the 80K shows due to hit on next statement. I have moved onto to meeting the min spend on my Sapphire Res now. However, I just returned a textbook to Amazon for a $161 credit to my Ink, which will push me below the $5K min spend mark.

Will I still get the 80k on the next statement?

Once the 80k posts, is there any chance that it could be lost due to returns/credits?

Feb 8, 2017 | 8:57 am

#1401

kerrigjl

Join Date: Mar 2015

Location: CLE -> BNA

Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Gold, Bonvoy Titanium, UA Silver, RR A-List

Posts: 312

Just got off the phone with Chase and am now curious to get opinions. I applied 2/1/17 when I fell to 4/24 (applied for and got the CSR, and then applied for the Ink Preferred the same day to hopefully a] combine pulls and b] get a 2-for-1 at 4/24). Automated line has been at 30 days. Got a call from 302-427-3930 this morning, and it was Chase calling to confirm information on my application (business income each of the last 3 years, gross profits, and personal total income). After giving all that, he said he could approve with a credit limit of $10,500 and to wait "one to two minutes to put this through." He then came back and said that it needed further review and that a decision would be made within 24-36 hours and I'd receive the decision in writing within 7-10 days. The automated line still says 30 days. Since he didn't say he was recommending it for approval, like prior posters have said, anyone had similar happen to them? (I'll turn this into a data point post once a decision is made, of course.)

Feb 8, 2017 | 11:07 am

#1402

Steve in Olympia

Join Date: Sep 2009

Posts: 2,894

Quote:

Originally Posted by bbriscoe34

I just completed the $5K min spend on my Chase Ink Preferred and the 80K shows due to hit on next statement.

Can you point me to where it shows that the bonus is due to hit on the next statement? I have not seen that feature before.

Feb 8, 2017 | 1:52 pm

#1403

kerrigjl

Join Date: Mar 2015

Location: CLE -> BNA

Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Gold, Bonvoy Titanium, UA Silver, RR A-List

Posts: 312

Quote:

Originally Posted by Steve in Olympia

Can you point me to where it shows that the bonus is due to hit on the next statement? I have not seen that feature before.

In the UR portal, if you look under "Earning on the Next Statement" (Far left), you should see the points earned from spending + any additional bonuses pending.

(the attached is from my CSR showing the same)

Attached Images

Feb 9, 2017 | 10:25 am

#1404

gumercindo

Join Date: Apr 2008

Posts: 649

Applied for the Ink preferred business card a week or so ago and received quick approval. There have been posts talking about rejections because lack of estbalished business. I periodically sell stuff on ebay and entered a sole prop application. Did not overstate income earned (sub $1k) and did not have an issue with the application.

Quote:

Originally Posted by kerrigjl

100k sign-up bonus coming soon for the Chase Ink Preferred, per http://www.doctorofcredit.com/rumor-...0-ur-soon-ish/

Figures I get the 80k bonus and now there's talk about a 100k one. If I make my wife an authorized user on my ink business card, does that improve her chances to land the ink business card in her name in the future?

Feb 11, 2017 | 7:46 pm

#1405

OliverB

Join Date: Jul 2010

Posts: 2,115

I was just going to post whether anyone's heard any updates concerning the 100K signup rumor for the Ink Preferred, but I have a related question... Does Chase allow multiple business cards in a single credit portfolio? In other words, would I have to close out my Ink Plus before applying for, or getting approved for, the Ink Preferred? Would having the Ink+ help in establishing the "legitimacy" of a Business credit account or would Chase reject any applications for additional Business cards right off the bat? Lastly, is there any truth to the rumblings that 5x earnings are soon to be put to rest on the Ink+ or is that just speculation? Any thoughts on whether you think the Ink+ will just be grandfathered into Chase's offerings? I'm hesitant to let it go if it's carried on as an exception, but if the earnings get downgraded or the card is phased into another product, I'm all too happy to drop out for the (hopefully) 100K Preferred signup.

Last edited by OliverB; Feb 11, 2017 at 7:57 pm

Feb 11, 2017 | 11:49 pm

#1406

travelbugging

Join Date: Oct 2016

Posts: 394

Quote:

Originally Posted by OliverB

I was just going to post whether anyone's heard any updates concerning the 100K signup rumor for the Ink Preferred, but I have a related question... Does Chase allow multiple business cards in a single credit portfolio? In other words, would I have to close out my Ink Plus before applying for, or getting approved for, the Ink Preferred? Would having the Ink+ help in establishing the "legitimacy" of a Business credit account or would Chase reject any applications for additional Business cards right off the bat? Lastly, is there any truth to the rumblings that 5x earnings are soon to be put to rest on the Ink+ or is that just speculation? Any thoughts on whether you think the Ink+ will just be grandfathered into Chase's offerings? I'm hesitant to let it go if it's carried on as an exception, but if the earnings get downgraded or the card is phased into another product, I'm all too happy to drop out for the (hopefully) 100K Preferred signup.

Yes you can have multiple business cards.

Feb 12, 2017 | 6:17 am

#1407

roberto99

Join Date: May 2001

Location: exUA1K, UA MM, lifetime UA1P, AA MM, HH Diamond, Marriott Gold

Posts: 3,803

Quote:

Originally Posted by OliverB

I was just going to post whether anyone's heard any updates concerning the 100K signup rumor for the Ink Preferred...

I was in a Chase branch yesterday while my wife applied for CSR (approved).

Since the rep was so friendly and outgoing, I inquired about the Ink 100K rumor.

The Chase rep stated that he heard that the current 80K bonus is about to be LOWERED!!

He may even be correct.

Basically, we know nothing at this point.

Feb 12, 2017 | 4:05 pm

#1408

Stgermainparis

Join Date: Feb 2013

Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat

Posts: 6,227

Quote:

Originally Posted by roberto99

I was shocked actually that there was a rumor of 100k on a card with a relatively low AF. The 80k seemed huge to me. Spouse was going to wait a bit before applying but I think will go ahead now bc often Chase will match higher offer if within 90 days.

Feb 12, 2017 | 7:41 pm

#1409

asiantraveler

Join Date: Aug 2013

Posts: 119

Not sure if this is the right thread for Ink Cash but wanted to give DP that it is subject to 5/24 rule. Got the denial letter with only one reason which is too many credit cards opened in the last two years. Yes I'm way way over 5/24.

Feb 13, 2017 | 7:56 pm

#1410

svirfnebli

Join Date: Aug 2016

Programs: United

Posts: 83

As I understand ink preffered checks against 5/24 but doesn't count towards 5/24.

I.e. if you are already at 5/24 you will be denied, if you are at 4/24 you will be approved and remain at 4/24