Aug 27, 2016, 8:34 am
Last edit by: mia
Discussion continues HERE.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
Chase Sapphire Reserve [Initial application frenzy]
Aug 25, 2016 | 2:00 pm
#1201
Join Date: Jan 2013
Location: BOS
Programs: Hyatt Discoverist, Marriott/SPG/Hilton Gold, PreCheck + Clear
Posts: 2,306
And just so I'm reading you right, when you say "you can use the CSR at PP lounges, and they should accept it for entry," are you claiming that the actual CSR card itself would be accepted as an entry credential? That's absurd. What would be the point of the PP card if that were true?
Aug 25, 2016 | 2:14 pm
#1202
Join Date: Jul 2016
Location: MSP
Posts: 165
Well sure they will, as part of the $300 travel credit -- but otherwise nope, not a chance.
And just so I'm reading you right, when you say "you can use the CSR at PP lounges, and they should accept it for entry," are you claiming that the actual CSR card itself would be accepted as an entry credential? That's absurd. What would be the point of the PP card if that were true?
And just so I'm reading you right, when you say "you can use the CSR at PP lounges, and they should accept it for entry," are you claiming that the actual CSR card itself would be accepted as an entry credential? That's absurd. What would be the point of the PP card if that were true?
I didn't ask if it counted towards the travel credit though.
Aug 25, 2016 | 2:17 pm
#1203
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 30,341
Warning on "Pre-Approved" - how to make sure you indeed are so
Make sure to look at the screen of your profile when the banker told you you were pre-approved. There are enough DPs (personal and read on sites) that either the banker is sleazy or incompetent - told customers they were pre-approved, but in reality it was just "you are invite to apply". The former is almost a sure approval regardless 5/24, low FICO, low income range... do not matter. The latter is no different than you apply online without wasting your time at the branch.
If the banker does not show you the screen while filling out your app - it is almost certain that either he is a scammer or he is incompetent.
The tell-tale then is in the Disclosure page on the APR and Fee etc. If you are preapproved, the APR would be a FIXED NUMBER, not a RANGE. If it is a RANGE, it definitely is NOT a pre-approved. When you come to think about it, it makes sense - if you are pre-approved, you are already being evaluated and the APR is determined, versus the "you are invite to apply" is just that you submit the app, then the evaluation process starts.
Until you sign the application, there would be NO hard pull. So be careful on the "preapproved" status because enough DPs have shown that some bankers would pull a fast one, in the hope that you could get approved and then they get the commission. Or, they are incompetent to distinguish the 2. One DP I read, showed that after the customer submitted the app and was declined, he questioned the banker. She then said, "you are invited to apply." So this guy was duped into believe he was pre-approved while he was NOT!
If you are not pre-approved, and you are doomed due to 5/24 - the only way to get pass it is thru CPC which you can sign up without assets at Chase first. Only apply after you become CPC customer. If you are declined, either the banker or you yourself, can do the recon call. Use the lending dept's number to do the recon call if you decide to do it yourself, esp if your banker isn't very helpful. This number is the direct number to the lending dept, and is in the Wiki of the Apply Chase Card STICKY.
(888) 871-4649 – Alternative Personal Reconsideration with live rep
It works for folks who have long history with Chase and can explain why there were more than 5 new accounts in past 24 months, and have enough CL to shuffle (i.e. no new credit needed - as if new credit is needed, the app would be moved up to another level for further review, versus the initial lending dept rep could approve you.)
Hope the above help for those still are trying.
If the banker does not show you the screen while filling out your app - it is almost certain that either he is a scammer or he is incompetent.
The tell-tale then is in the Disclosure page on the APR and Fee etc. If you are preapproved, the APR would be a FIXED NUMBER, not a RANGE. If it is a RANGE, it definitely is NOT a pre-approved. When you come to think about it, it makes sense - if you are pre-approved, you are already being evaluated and the APR is determined, versus the "you are invite to apply" is just that you submit the app, then the evaluation process starts.
Until you sign the application, there would be NO hard pull. So be careful on the "preapproved" status because enough DPs have shown that some bankers would pull a fast one, in the hope that you could get approved and then they get the commission. Or, they are incompetent to distinguish the 2. One DP I read, showed that after the customer submitted the app and was declined, he questioned the banker. She then said, "you are invited to apply." So this guy was duped into believe he was pre-approved while he was NOT!
If you are not pre-approved, and you are doomed due to 5/24 - the only way to get pass it is thru CPC which you can sign up without assets at Chase first. Only apply after you become CPC customer. If you are declined, either the banker or you yourself, can do the recon call. Use the lending dept's number to do the recon call if you decide to do it yourself, esp if your banker isn't very helpful. This number is the direct number to the lending dept, and is in the Wiki of the Apply Chase Card STICKY.
(888) 871-4649 – Alternative Personal Reconsideration with live rep
It works for folks who have long history with Chase and can explain why there were more than 5 new accounts in past 24 months, and have enough CL to shuffle (i.e. no new credit needed - as if new credit is needed, the app would be moved up to another level for further review, versus the initial lending dept rep could approve you.)
Hope the above help for those still are trying.
Aug 25, 2016 | 2:21 pm
#1204
Join Date: May 2014
Posts: 394
I didn't have any offers either.
Aug 25, 2016 | 2:26 pm
#1205
Join Date: May 2013
Posts: 54
Yes, exactly. Banker asked for my Chase debit or credit card. (I only have credit cards with Chase.) He verified my address with DL then asked for my Chase secret word. At no time did he ask for my SSN or any other personal info.
Aug 25, 2016 | 2:26 pm
#1206
Join Date: Nov 2014
Location: NYC
Posts: 558
wife applied online yesterday, approved $28k @ 16.24%. 142k income, 1/24 and initially pending then approved without having to call in.
if anyone has their card already, what's the first 6 digits? i'm trying to see what the costs of the The Luxury Hotel & Resort Collection is but wife hasn't got card yet, and website wants 1st 6 digits to identify Chase Infinite. NP if no on wants to post it, although it isn't gonna identify your acc.
thanks all and GL if you want this one.
if anyone has their card already, what's the first 6 digits? i'm trying to see what the costs of the The Luxury Hotel & Resort Collection is but wife hasn't got card yet, and website wants 1st 6 digits to identify Chase Infinite. NP if no on wants to post it, although it isn't gonna identify your acc.
thanks all and GL if you want this one.
Aug 25, 2016 | 2:29 pm
#1207
Join Date: Nov 2004
Location: Camp Hill, Pa.
Posts: 234
So UPS cancelled my delivery because they say my address doesn't exist (lolololol). I called UPS customer service, they said it's Chase's issue. Called Chase and they I guess have emailed UPS the address is correct.
I took off today for delivery since they won't leave at my door. And Chase won't allow a shipment to be sent to an access point within MyUPS. Pretty awesome all around.
I took off today for delivery since they won't leave at my door. And Chase won't allow a shipment to be sent to an access point within MyUPS. Pretty awesome all around.
Aug 25, 2016 | 2:32 pm
#1208
Join Date: Jul 2016
Location: MSP
Posts: 165
Since some people asked, I called Chase back and talked to someone else. You were right that showing the CSR does not get entry. She told me that if you charge entry to the CSR, they will refund two of those charges per calendar year (presumably, this is only an issue right after you get the card, or if you somehow forgot the CSR, but had your PP card with you).
It does count against the travel credit (if the lounge is classified as travel), but they will also give you the refund, which makes up the loss of the travel credit.
It does count against the travel credit (if the lounge is classified as travel), but they will also give you the refund, which makes up the loss of the travel credit.
Aug 25, 2016 | 2:36 pm
#1209
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Gold, Best Western Diamond Select
Posts: 1,962
Since some people asked, I called Chase back and talked to someone else. You were right that showing the CSR does not get entry. She told me that if you charge entry to the CSR, they will refund two of those charges per calendar year (presumably, this is only an issue right after you get the card, or if you somehow forgot the CSR, but had your PP card with you).
It does count against the travel credit (if the lounge is classified as travel), but they will also give you the refund, which makes up the loss of the travel credit.
It does count against the travel credit (if the lounge is classified as travel), but they will also give you the refund, which makes up the loss of the travel credit.
Aug 25, 2016 | 2:39 pm
#1210
Join Date: Jun 2016
Posts: 2,318
If you are not pre-approved, and you are doomed due to 5/24 - the only way to get pass it is thru CPC which you can sign up without assets at Chase first. Only apply after you become CPC customer. If you are declined, either the banker or you yourself, can do the recon call. Use the lending dept's number to do the recon call if you decide to do it yourself, esp if your banker isn't very helpful. This number is the direct number to the lending dept, and is in the Wiki of the Apply Chase Card STICKY.
(888) 871-4649 – Alternative Personal Reconsideration with live rep
It works for folks who have long history with Chase and can explain why there were more than 5 new accounts in past 24 months, and have enough CL to shuffle (i.e. no new credit needed - as if new credit is needed, the app would be moved up to another level for further review, versus the initial lending dept rep could approve you.)
Hope the above help for those still are trying.
(888) 871-4649 – Alternative Personal Reconsideration with live rep
It works for folks who have long history with Chase and can explain why there were more than 5 new accounts in past 24 months, and have enough CL to shuffle (i.e. no new credit needed - as if new credit is needed, the app would be moved up to another level for further review, versus the initial lending dept rep could approve you.)
Hope the above help for those still are trying.
I might go into another branch again to check if i am pre-approved (just in case the previous banker doesnt know what the heck she is doing), but I dont have high hopes
I would like to know more about what you say - "If you are not pre-approved, and you are doomed due to 5/24 - the only way to get pass it is thru CPC which you can sign up without assets at Chase first. Only apply after you become CPC customer."
Is there solid DP that Chase would just let you sign up as CPC without assets, and then immediately help you out with a CSR application? I really dont think they will make it this easy...? I have some 'assets' - they are just not liquid like pure cash that i can transfer into Chase and just make them happy.
Aug 25, 2016 | 2:47 pm
#1212
Join Date: Sep 2011
Location: NYC
Programs: Delta Gold, SPG Gold, HHonors Gold, UA Gold (status match)
Posts: 777
How can you tell if you are pre approved online?i have an existing csp. Edit: nevermind. Figured it out.
Last edited by floridagal23; Aug 25, 2016 at 3:02 pm
Aug 25, 2016 | 2:51 pm
#1213
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
I applied a few days ago, called in today to see if I was approved, they said no because I'm at 9/24. I have no Chase checking, but have a good credit card history with them. Do you have to have a Chase checking account to apply in branch?
Aug 25, 2016 | 2:52 pm
#1214
Join Date: Jun 2011
Posts: 3,744
No. I got an in-branch approval despite being well over 5/24, just with a long CC history with them.
Aug 25, 2016 | 2:53 pm
#1215
Join Date: Dec 2010
Location: MEX
Posts: 1,152
Thanks for the response. I guess some of the Chase reps don't know what they're talking about seeing as how it works for you. This was part of their response when I asked about getting the plastic version:
"The option to have both the plastic and metal version is unavailable. I request you destroy your old card after you confirm receipt of the new one."
"The option to have both the plastic and metal version is unavailable. I request you destroy your old card after you confirm receipt of the new one."
Both cards definitely work, though.