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Old Jan 2, 2014, 12:03 am
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Master thread TD Aeroplan credit card

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Old Mar 3, 2016 | 3:37 am
  #3406  
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Originally Posted by Preacher7
This is really just a 25K, not a 30K offer, isn't it? The extra 5K for adding an AU will cost $50, and I don't know anyone who'd want to jump on that. Still, 4 members of our churn team will grab this 25K, FYF offer before the end of May...
With $70 cashback from RFD, the $50 fee is negated, unless you prefer not to spend $50 on 5K points (which is understandable)
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Old Mar 3, 2016 | 5:07 am
  #3407  
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Master thread TD Aeroplan credit card

Originally Posted by 1Newflyer
Originally Posted by bjywong
That's very fortunate, jubberly. Typically they would have reopened the old account if its within 90 days.
You are making stuff up?
Why would anyone make this up? For fun?

Just because it hasn't happened to you doesn't mean it's not possible. It hasn't happened to me either, but it has for one of my friends, when he cancelled and reapplied too soon. I know I've read of other churners who also posted their datapoints as well, with encountering a re-activated recently-cancelled card account.

Though it seldom happens, why not keep an open mind about the possibility, rather than comment cynically on people's otherwise well-intended advice?
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Old Mar 3, 2016 | 5:14 am
  #3408  
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Master thread TD Aeroplan credit card

Originally Posted by canadiancow
Originally Posted by Preacher7
The extra 5K for adding an AU will cost $50, and I don't know anyone who'd want to jump on that.
You wouldn't pay 1cpm for Aeroplan miles?

You must get them pretty cheaply then. I'll pay you 1.1cpm for yours, and you can make a killing.
Absolutely not!...unless you have a TD All Inclusive account to wave both the primary cardholder's and supplementary card's $50 annual fees.

Unless you're short of and really needed the points to make an upcoming booking, why would anyone in the churn-for-points game bother to pay for them when there are so many practically free points elsewhere to be grabbed (at the cost of another credit hit, and even then, maybe not even a pull)?

And for anyone who has reasonable knowledge at redeeming Aeros smartly, selling points at 1.1cpm would also be a losing proposition as minimum value on an award booking is going to be 2cpp, if not double or quadruple that. So no thanks for the buying offer.

Preacher didn't just fall off a turnip truck. He knows what he's doing, flying around the world on the best F products known to humans, and the occasional pet pig.
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Old Mar 3, 2016 | 5:23 am
  #3409  
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Originally Posted by JJonahJ
Absolutely not!...unless you have a TD All Inclusive account to wave both the primary cardholder's and supplementary card's $50 annual fees.

Unless you're short of and really needed the points to make an upcoming booking, why would anyone in the churn-for-points game bother to pay for them when there are so many practically free points elsewhere to be grabbed (at the cost of another credit hit, and even then, maybe not even a pull)?

And for anyone who has reasonable knowledge at redeeming Aeros smartly, selling points at 1.1cpm would also be a losing proposition as minimum value on an award booking is going to be 2cpp, if not double or quadruple that. So no thanks for the buying offer.

Preacher didn't just fall off a turnip truck. He knows what he's doing, flying around the world on the best F products known to humans, and the occasional pet pig.
Buying points at 1cpm certainly isn't a bad deal through the 5k sup. You guys may think you fly a lot on points, but compared to those of us who fly on points and in paid premium cabins, you don't.
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Old Mar 3, 2016 | 7:18 am
  #3410  
 
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Originally Posted by mase2500
last year, there was an issue where if someone applies for a subsequent card with the same aeroplan number, the number was set to 0. Has the zero aeroplan number issue been fixed? or do we still need to call in to get them to resolve it?
This does seem to have been resolved. I was one of those affected.
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Old Mar 3, 2016 | 7:24 am
  #3411  
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Originally Posted by Bonaventure
Buying points at 1cpm certainly isn't a bad deal through the 5k sup. You guys may think you fly a lot on points, but compared to those of us who fly on points and in paid premium cabins, you don't.
thank you for making this a better forum!
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Old Mar 3, 2016 | 8:34 am
  #3412  
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If you insist that redemptions are made at 2 cents per mile, acquiring them at half that rate is basically getting them on sale.

Not that different from amex business platinum at 50k for 399, or TD privilege at the same rate
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Old Mar 3, 2016 | 8:41 am
  #3413  
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Originally Posted by grandgourmand
thank you for making this a better forum!
lol
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Old Mar 3, 2016 | 8:42 am
  #3414  
 
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In terms of credit report, if person A adds person B as an AU, does that show up on person B's report as a new tradeline?

In other words, does it basically look like person B recently opened a new account?

Is there effectively no impact on person A from a credit report perspective?
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Old Mar 3, 2016 | 10:43 am
  #3415  
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Originally Posted by Cerenity
In terms of credit report, if person A adds person B as an AU, does that show up on person B's report as a new tradeline?

In other words, does it basically look like person B recently opened a new account?

Is there effectively no impact on person A from a credit report perspective?
Effectively no impact. They're an authorized user on YOUR account. It's similar to giving someone your credit card to buy something for you. IT's YOUR account and I've never seen supp cards show up on any of my credit reports or vice versa. If you have a business card for your company, you're an authorized user. You can buy things on the "company card" but it doesn't affect your credit rating ( assuming, of course, you're not the sole proprietor of the business! )
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Old Mar 3, 2016 | 10:50 am
  #3416  
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Originally Posted by grandgourmand
thank you for making this a better forum!
No problem. I look forward to you et al. trying to lecture members like CC et al. on the value/cost of points "because you fly J/F a lot".

Again, 5k points for 50 bucks for a sup card isn't a bad tradeoff, especially when you're already getting 50+ back through a portal.
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Old Mar 3, 2016 | 11:10 am
  #3417  
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Originally Posted by Bonaventure
No problem. I look forward to you et al. trying to lecture members like CC et al. on the value/cost of points "because you fly J/F a lot".

Again, 5k points for 50 bucks for a sup card isn't a bad tradeoff, especially when you're already getting 50+ back through a portal.
I only answered CC's question on timing of a new application, if you scroll back to post #3391. So I have no clue what you're talking about or why you would think I intend to lecture him on something unrelated. Only a crazy person would do that. But thanks for input!

(for the record, I think 1c/mile is fine)
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Old Mar 3, 2016 | 12:12 pm
  #3418  
 
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Ladies......

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Old Mar 3, 2016 | 12:27 pm
  #3419  
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Just Wondering, If I reapply within 6 months will I get the 25k Aeropeso? I am in the 5th month btw.
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Old Mar 3, 2016 | 12:50 pm
  #3420  
 
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Originally Posted by Jma12
Just Wondering, If I reapply within 6 months will I get the 25k Aeropeso? I am in the 5th month btw.
Within 6 months of opening your present account....no.
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