Originally Posted by
Cerenity
In terms of credit report, if person A adds person B as an AU, does that show up on person B's report as a new tradeline?
In other words, does it basically look like person B recently opened a new account?
Is there effectively no impact on person A from a credit report perspective?
Effectively no impact. They're an authorized user on YOUR account. It's similar to giving someone your credit card to buy something for you. IT's YOUR account and I've never seen supp cards show up on any of my credit reports or vice versa. If you have a business card for your company, you're an authorized user. You can buy things on the "company card" but it doesn't affect your credit rating ( assuming, of course, you're not the sole proprietor of the business! )