Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-85K sigunup points offers -- NO REFERRALS!
Dec 23, 2014 | 2:30 pm
#1846
Join Date: Nov 2014
Posts: 13
Call first IMO
I got my SW Business Plus card about a month ago and haven't put any charges on it. The $69 AF isn't listed yet. Balance is $0 and there is no statement date yet. I'd like the statement date to be early-mid-January. Should I call Chase now to choose the statement date, or just place a small charge first?
Dec 23, 2014 | 5:25 pm
#1847
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,542
I assume you clicked the link? 140k Ritz points can be converted to 50k RR miles, which appear to be CP eligible. Ritz also allows spouses to combine points, so you and your SO can each apply for the card and send over 100k RR miles that way without applying for the WN cards.
Dec 24, 2014 | 8:30 am
#1850
Join Date: Dec 2014
Posts: 2
I am trying to get the companion pass for next year and just got both the premier and plus card. How does it work if you use points for a flight prior to getting the 110k. Does it go by how many points you accumulated during the year or just having 110k all at one time?
Last edited by acegott1; Dec 24, 2014 at 8:48 am
Dec 24, 2014 | 1:06 pm
#1851
Join Date: Dec 2014
Location: California
Programs: RR, UM, AsiaMiles
Posts: 11
I received the premier card yesterday in the mail which I applied through a 50K referral link. However, no where it is mentioned about the 50K bonus points. Is this normal or should I need to call and verify now?
Dec 24, 2014 | 5:44 pm
#1852
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,542
I assume you clicked the link? 140k Ritz points can be converted to 50k RR miles, which appear to be CP eligible. Ritz also allows spouses to combine points, so you and your SO can each apply for the card and send over 100k RR miles that way without applying for the WN cards.
The better deal is to achieve the 200K plus levels to get the package wihich includes both CP eligible RR miles PLUS 7 nights at a Marriott
Dec 24, 2014 | 5:52 pm
#1853
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,542
Has anyone gotten the bonus twice in less than 2 years on the same type card? Trying to get my CP asap i applied and got approved 22 months after my last new card bonus.
I have reason to want to get points transferred from Chase rapidly but don't want to do so if the 24 month rule is firm.
I have reason to want to get points transferred from Chase rapidly but don't want to do so if the 24 month rule is firm.
Last edited by tassojunior; Dec 26, 2014 at 8:26 pm
Dec 27, 2014 | 9:21 pm
#1855
Join Date: Nov 2010
Location: NYC
Posts: 302
I applied for and got the Personal Premier ($99/fee) card with 50k bonus back in early December. Looking for a link for any other card with active bonus of 50k bonus miles to get the CP done. If anyone can send me a referral link it would be much appreciated. Thanks!
Dec 28, 2014 | 3:12 pm
#1856
Join Date: May 2009
Posts: 48
Was approved for SW personal card 1/13 and bonus points posted 3/13. Do I have to wait until 3/15 to apply for the card again to get a new bonus or can I apply for a card now and just make sure I don't meet the spending requirements until March? TIA!
Dec 28, 2014 | 3:28 pm
#1857
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
3 calendar months or 90 days or more?
I'm almost certain that in the far past Chase reps have told me the advertised "3 months" to meet spend thresholds is really much greater in their system. I seem to remember a bizarre number like 109 days. Well, within the past few weeks I asked this same question of Chase in regards to my Southwest card and two reps told me that since I was approved on Sept 29th I need to spend the $2k by December 29th.
I didn't think that would be an issue but purchases I made on Dec 25th and 26th are still showing as pending.
Does anyone know for sure what the cutoff date is based on an application approval date of Sept 29th? Also, is there any chance that the purchases I made on Dec 25th/26th will show up with the posting date actually back-dated?
Thank you!
I didn't think that would be an issue but purchases I made on Dec 25th and 26th are still showing as pending.
Does anyone know for sure what the cutoff date is based on an application approval date of Sept 29th? Also, is there any chance that the purchases I made on Dec 25th/26th will show up with the posting date actually back-dated?Thank you!
Dec 28, 2014 | 4:35 pm
#1858
Join Date: Feb 2012
Location: Ohio
Programs: Marriott Gold, Hilton Gold, UA Silver; 800K+ points 2012
Posts: 115
I assume you clicked the link? 140k Ritz points can be converted to 50k RR miles, which appear to be CP eligible. Ritz also allows spouses to combine points, so you and your SO can each apply for the card and send over 100k RR miles that way without applying for the WN cards.
@TASSOJUNIOR- What is the 200K plus levels thing you're talking about..? Can't see exactly what you're referring to?
Last edited by muirhejsff; Dec 28, 2014 at 4:43 pm Reason: Clarification on the thread
Dec 28, 2014 | 9:41 pm
#1859
Join Date: Jan 2011
Programs: SW, companion pass;
Posts: 14
Is Chase now changing policy and awarding bonus points as soon as spend threshold is reached and before the next statement closes?!?!
This could be bad news for people in my situation. I want the 50k to hit in January. Closing date is today (Dec 23rd). Deadline to meet spend requirement is Dec 29th. My plan was to cross spending threshold on Dec 27th. I expected that to lead to bonus points being awarded when statement closes in January. That's how it's worked in the past. Am I screwed or am I still good as long as I don't pay off the balance?
This could be bad news for people in my situation. I want the 50k to hit in January. Closing date is today (Dec 23rd). Deadline to meet spend requirement is Dec 29th. My plan was to cross spending threshold on Dec 27th. I expected that to lead to bonus points being awarded when statement closes in January. That's how it's worked in the past. Am I screwed or am I still good as long as I don't pay off the balance?
I am also concerned with this as had planned on hitting the $2k limit tomorrow with a reimbursable expense that needs to be made before end of calendar year on one card that doesn't close until 1/6, and another $2k expense on the other card with a close date of 1/26. I obviously don't want either 50k bonus to hit in 2014, but I need to make the charges this week.
Dec 28, 2014 | 10:24 pm
#1860
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
I am also concerned with this as had planned on hitting the $2k limit tomorrow with a reimbursable expense that needs to be made before end of calendar year on one card that doesn't close until 1/6, and another $2k expense on the other card with a close date of 1/26. I obviously don't want either 50k bonus to hit in 2014, but I need to make the charges this week.