I'm almost certain that in the far past Chase reps have told me the advertised "3 months" to meet spend thresholds is really much greater in their system. I seem to remember a bizarre number like 109 days. Well, within the past few weeks I asked this same question of Chase in regards to my Southwest card and two reps told me that since I was approved on Sept 29th I need to spend the $2k by December 29th.

I didn't think that would be an issue but purchases I made on Dec 25th and 26th are still showing as pending. Does anyone know for sure what the cutoff date is based on an application approval date of Sept 29th? Also, is there any chance that the purchases I made on Dec 25th/26th will show up with the posting date actually back-dated?

Thank you!