American Express-Membership Rewards or Starwood?
#46
Join Date: Nov 2005
Posts: 165
Originally Posted by mia
In 2005 we charged only $70,000 on a Gold Rewards Plus card but earned more than 160,000 Membership Rewards points, enough for two transatlantic Upper Class tickets on Virgin Atlantic.
#47
Join Date: Nov 2001
Location: DFW
Posts: 1,387
Originally Posted by ehlfg
How did you get more than double MR points on Gold Rewards Plus card charges? My Gold Rewards Plus card swears that it doesn't know how yours managed to do that.
#48
Ambassador: World of Hyatt
Join Date: Apr 2000
Location: San Diego,CA
Posts: 10,211
Not much more to add but
Greetings all,
I hear you on the double point promos on MR. It can certainly work in the right situation.
However as said before in earlier posts if you require versatility with free hotel nights and a superior list of airline partners then without a doubt it is the Starwood American Express card
Because Starwood runs the program it is not bound to the restraints that Membership Rewards partnerships are more limited too. In my case years ago had Amex not had the SPG partnership card Diners would have certainly received the lions share of my spending. Today none at all for Diners.
Today the card can't be reasonably considered for most.
They were one of the first to charge fees to earn your free miles.
And I took some mighty big corporate spenders with me that I orignally brought to DC
For those that are very savvy and observant there can be solid GOLD IN THEM HILLS.
Especially if one is aware of many of those under the radar alliance international airline partnerships that the SPG program does feature. The reward values are simply exceptional.
When combined with other aspects of the SPG program like "Cash and Points "or better yet "Nights and Flights" it will simply make ones miles go further then any of the Double point mile promotions with the weaker on average MR airline partners.
That said there are too many factors that come into play to say one size fits all customers. It depends on revenue spending, carriers of choice, destinations traveled and even award availabilty before one can come up with the correct answer.
Even in a post 9-11 world my FT education and milehound hunting skills still turns up some mighty happy returns
My thanks to all my mentors on and off FT ^ Seek and find and you shall be rewarded. Cheers
I hear you on the double point promos on MR. It can certainly work in the right situation.
However as said before in earlier posts if you require versatility with free hotel nights and a superior list of airline partners then without a doubt it is the Starwood American Express card
Because Starwood runs the program it is not bound to the restraints that Membership Rewards partnerships are more limited too. In my case years ago had Amex not had the SPG partnership card Diners would have certainly received the lions share of my spending. Today none at all for Diners.
Today the card can't be reasonably considered for most.
They were one of the first to charge fees to earn your free miles.
And I took some mighty big corporate spenders with me that I orignally brought to DC
For those that are very savvy and observant there can be solid GOLD IN THEM HILLS.
Especially if one is aware of many of those under the radar alliance international airline partnerships that the SPG program does feature. The reward values are simply exceptional.
When combined with other aspects of the SPG program like "Cash and Points "or better yet "Nights and Flights" it will simply make ones miles go further then any of the Double point mile promotions with the weaker on average MR airline partners.
That said there are too many factors that come into play to say one size fits all customers. It depends on revenue spending, carriers of choice, destinations traveled and even award availabilty before one can come up with the correct answer.
Even in a post 9-11 world my FT education and milehound hunting skills still turns up some mighty happy returns
My thanks to all my mentors on and off FT ^ Seek and find and you shall be rewarded. Cheers
#49
Join Date: Nov 2005
Posts: 165
Originally Posted by singlemalt
That's because your Gold Rewards Plus card was too lazy to read the whole thread.
#50
Join Date: Nov 2002
Posts: 920
Originally Posted by ehlfg
It read the whole thread, but it's been summarily rejected when it tried to register for double points promotions. It still isn't clear how to average more than double points for the entire year.
Any links or current promos avail, would be appreciated my my Gold Rewards Card
#51
Join Date: Nov 2001
Location: DFW
Posts: 1,387
Originally Posted by Ken in Phx
Diito, ehlfg. My Gold Card also read the entire thread. My Gold Rewards card also asks how I can earn more that double throught the year.
Originally Posted by mia
2. Membership Rewards offers recurrent bonuses. In 2005 we earned an extra point per dollar on all purchases for four months, and this has continued for the first two months of 2006. There was also an extra point per dollar on charitable contributions made through the Amex website. There is a one point per dollar bonus on airline tickets purchased from the American Express website. All told, we averaged 2.33 Membership Rewards points per dollar in 2005.
#52
Join Date: Apr 2005
Location: SFO
Programs: United 1P, Delta GM, HH Gold, Hyatt Diamond, Marriott Silver
Posts: 1,715
Originally Posted by lost*in*cyberspace
I have been using an AMEX Gold Rewards card, but recently acquired a Starwood AMEX for my main use, thanks to all the good advice on Flyer Talk!
#53
Join Date: Nov 2002
Posts: 920
singlemalt,
What is being said is that 2.33 per $ is not an attainable #. Maybe if every so often someone get a promo, that is possible. But not for someone who charges 50k on regular items 20k on travel, Cell ph, Grocery etc. Its seems like its not possible to get 163k pts for the year.
I read post #14, it certainly didnt tell me how to do it. ie no links etc
It only told that someone claims they did it.
Ken in Phx
What is being said is that 2.33 per $ is not an attainable #. Maybe if every so often someone get a promo, that is possible. But not for someone who charges 50k on regular items 20k on travel, Cell ph, Grocery etc. Its seems like its not possible to get 163k pts for the year.
I read post #14, it certainly didnt tell me how to do it. ie no links etc
It only told that someone claims they did it.
Ken in Phx
#54
Join Date: Nov 2001
Location: DFW
Posts: 1,387
Originally Posted by Ken in Phx
What is being said is that 2.33 per $ is not an attainable #. Maybe if every so often someone get a promo, that is possible. But not for someone who charges 50k on regular items 20k on travel, Cell ph, Grocery etc. Its seems like its not possible to get 163k pts for the year.
Let's look at your situation. Suppose you have a backup Starwood card for non-promo, non-always-double spending situations. If you assume your spending is equally spread over the year, then you'd have $17K (rounded) of regular promo spending; you'd have $7K of 3X spending during promos for always-double stuff, and $13K of 2X non-promo always-double spending. This would give you a return of 2.19 MR points/$CC. If you put the $13K of always-double non-promo spending on a HH Amex (which I do for 5 HH points/$CC), then you'd have 2.29 MR points per $CC.
If Dennis has a higher % of travel and/or charitable contributions, you can see how he can easily get to 2.33. But you can't use the card as your primary card year-round.
Last edited by singlemalt; Feb 23, 2006 at 6:08 pm
#55
Join Date: Nov 2002
Posts: 920
Originally Posted by singlemalt
If your $50K is spread over 12 months on this card, then I agree - it's not possible. However, if you only use it during 2X promos (Dennis mentioned four months of such promos in 2005), and factor in the travel and charitable bonuses, I think it's feasible. I believe that during these promos, the always-double spending gets 3 points/$CC.
Let's look at your situation. Suppose you have a backup Starwood card for non-promo, non-always-double spending situations. If you assume your spending is equally spread over the year, then you'd have $17K (rounded) of regular promo spending; you'd have $7K of 3X spending during promos for always-double stuff, and $13K of 2X non-promo always-double spending. This would give you a return of 2.19 MR points/$CC. If you put the $13K of always-double non-promo spending on a HH Amex (which I do for 5 HH points/$CC), then you'd have 2.29 MR points per $CC.
If Dennis has a higher % of travel and/or charitable contributions, you can see how he can easily get to 2.33. But you can't use the card as your primary card.
Let's look at your situation. Suppose you have a backup Starwood card for non-promo, non-always-double spending situations. If you assume your spending is equally spread over the year, then you'd have $17K (rounded) of regular promo spending; you'd have $7K of 3X spending during promos for always-double stuff, and $13K of 2X non-promo always-double spending. This would give you a return of 2.19 MR points/$CC. If you put the $13K of always-double non-promo spending on a HH Amex (which I do for 5 HH points/$CC), then you'd have 2.29 MR points per $CC.
If Dennis has a higher % of travel and/or charitable contributions, you can see how he can easily get to 2.33. But you can't use the card as your primary card.
Thank you for showing me how you got to your #'s
Ken in Phx
#56
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 49,032
Starpoints can be purchased from Starwood, not from American Express. The annual limit is 20,000, the normal cost is $50 per thousand. There is a 10% discount if payment is made with the SPG credit card. There was recently a 50% discount promotion.
Originally Posted by whiteknuckles
With my Amex Platinum Card, I can purchase up to 500,000 miles per year at $25 per thousand miles. Can Starpoints be purchased using the SPG Amex Card, and if so, what is the cost and annual limit?
#57
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
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I think the question has been ably answered, but I will confirm that we did earn 2.33 Membership Rewards points in 2005 using the Gold Rewards Plus card.
We use the card exclusively for transactions which qualify for double points. In some months this is "only" supermarket, pharmacy, gasoline, cellular, Just Give donations, and MR-transfer partner travel, but during four months it was everywhere.
The average was raised above two points during the four months when Amex offered a bonus because we then earned three points per dollar on the categories mentioned above. Also, we purchased some airline tickets on the Amex website, earning another point per dollar, and some of these transactions occurred during the promotional months so we earned four points per dollar.
It will be more difficult this year because the MR-transfer partner transactions will earn only 1.5 points per dollar, but we will still average well above 1.25 per dollar offered by Starwood.
dennis
We use the card exclusively for transactions which qualify for double points. In some months this is "only" supermarket, pharmacy, gasoline, cellular, Just Give donations, and MR-transfer partner travel, but during four months it was everywhere.
The average was raised above two points during the four months when Amex offered a bonus because we then earned three points per dollar on the categories mentioned above. Also, we purchased some airline tickets on the Amex website, earning another point per dollar, and some of these transactions occurred during the promotional months so we earned four points per dollar.
It will be more difficult this year because the MR-transfer partner transactions will earn only 1.5 points per dollar, but we will still average well above 1.25 per dollar offered by Starwood.
dennis
Originally Posted by ehlfg
How did you get more than double MR points on Gold Rewards Plus card charges? My Gold Rewards Plus card swears that it doesn't know how yours managed to do that.
#58
Join Date: Nov 2001
Location: DFW
Posts: 1,387
Originally Posted by mia
...I will confirm that we did earn 2.33 Membership Rewards points in 2005 using the Gold Rewards Plus card. We use the card exclusively for transactions which qualify for double points. In some months this is "only" supermarket, pharmacy, gasoline, cellular, Just Give donations, and MR-transfer partner travel, but during four months it was everywhere.
#59
Join Date: Nov 2005
Posts: 165
Originally Posted by mia
I think the question has been ably answered, but I will confirm that we did earn 2.33 Membership Rewards points in 2005 using the Gold Rewards Plus card.
We use the card exclusively for transactions which qualify for double points. In some months this is "only" supermarket, pharmacy, gasoline, cellular, Just Give donations, and MR-transfer partner travel, but during four months it was everywhere.
The average was raised above two points during the four months when Amex offered a bonus because we then earned three points per dollar on the categories mentioned above. Also, we purchased some airline tickets on the Amex website, earning another point per dollar, and some of these transactions occurred during the promotional months so we earned four points per dollar.
It will be more difficult this year because the MR-transfer partner transactions will earn only 1.5 points per dollar, but we will still average well above 1.25 per dollar offered by Starwood.
dennis
We use the card exclusively for transactions which qualify for double points. In some months this is "only" supermarket, pharmacy, gasoline, cellular, Just Give donations, and MR-transfer partner travel, but during four months it was everywhere.
The average was raised above two points during the four months when Amex offered a bonus because we then earned three points per dollar on the categories mentioned above. Also, we purchased some airline tickets on the Amex website, earning another point per dollar, and some of these transactions occurred during the promotional months so we earned four points per dollar.
It will be more difficult this year because the MR-transfer partner transactions will earn only 1.5 points per dollar, but we will still average well above 1.25 per dollar offered by Starwood.
dennis
I also try to use my Gold Rewards Plus card mostly for double-points transactions (including the JustGive charity donations), but there just aren't enough of them for me to rack up the significant number (100K+) that you were able to get. No joy so far in signing up for any of the double-point promotions.
Based on information from FT, I signed up for a Starwood card last November. My spending on the Gold Rewards Plus card has really dropped since then -- most of my personal charges either go on the Starwood card or a United Mileage Plus Platinum card that I picked up in November as well.
My Amex spending as a whole has dropped, as a good chunk was on dining expenses. I used to put nearly all of my dining expenses on Amex, but those now all go on my Mileage Plus Visa because that card gives double miles for dining. Starpoints may be more valuable than United miles, but it's not clear to me that they're more than twice the value.
#60
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 49,032
Yes, 2006 is off to a comfortable start.
Originally Posted by singlemalt
Some of us already have the first four months of 2006 under the 2X/3X promotion.