Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK 
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
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MilesBuzz: Canada
#2116

Join Date: Apr 2006
Location: Toronto, Canada
Programs: BA,Aeroplan,Delta, SPG, Marriot, IHG
Posts: 78
I made the mistake of applying over the phone. I had to fax T4 and NOA for 2 yeas. It took 2weeks but approved . They also checked my credit twice in the last two weeks.
#2117

Join Date: Nov 2012
Posts: 1,087
Yikes.I wonder why there is a difference between applying online vs on the phone. Glad I applied online... it was painless.
#2118




Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,295
Can't remember if this has been posted before but the CIBC Aerobiz 20,000 bonus is distinction eligible. My wife applied online with no issues. I will apply in Aug as I only cancelled it in Feb.
#2119


Join Date: Mar 2007
Posts: 4,795
not that dStatus are that useful
#2120




Join Date: Jan 2013
Location: Canada
Programs: Aeroplan 50K, Bonvoy Titanium, IHG Diamond, Hilton Diamond
Posts: 293
Has anyone had the experience of entering the wrong Aeroplan number during the CIBC Aeroplan Visa Business application and had the bonus points deposited to someone else' account? I just did that and I'm trying to get my 20k back. =(
#2121
formerly mattking2000




Join Date: Nov 2012
Location: DXB
Programs: BA|AC|AZ|SPG|H|FPC
Posts: 1,478
TL;DR IT'S BACK!!! Not as lucrative as before, but 25% bonus on MR transfer to Avios.
ENJOY 25% MORE AVIOS
when you transfer your Membership Rewards points to Avios
by September 30, 2015
AVOIS Transfer your Membership Rewards points to Avios and redeem for flight rewards worldwide with British Airways or any one of their oneworld* alliance partners, as well as hotel stays, car rentals, experiences, and more.
A minimum of 1000 points must be transferred.
Transfer your Membership Rewards points to Avios the currency of the British Airways Executive Club.
You'll soon have enough Avios to spend on all of the travel things you love, including reward flights and cabin upgrades with British Airways or any one of their oneworld alliance partners.
SPECIAL OFFER
From June 25, 2015 until September 30, 2015, get 25% more Avios when you transfer your Membership Rewards points to Avios.
For example:
1,000 Membership Rewards points = 1,000 1,250 Avios
30,000 Membership Rewards points = 30,000 37,500 Avios
50,000 Membership Rewards points = 50,000 62,500 Avios
A minimum transfer of 1,000 Membership Rewards points is required.
Collect 40,000 Avios and you could be redeeming a return trip from Toronto to London.*
Find out more at ba.com/executive-club.
*Reward bookings are subject to availability and cannot be waitlisted. Taxes, fees and carrier charges apply. 40,000 Avios based on Peak Economy return fare from London to Toronto. British Airways terms and conditions apply. For full details visit http://www.britishairways.com/execut...and-conditions.
Please allow a minimum of 5 business days for your Membership Rewards points to be transferred to Avios.
ENJOY 25% MORE AVIOS
when you transfer your Membership Rewards points to Avios
by September 30, 2015
AVOIS Transfer your Membership Rewards points to Avios and redeem for flight rewards worldwide with British Airways or any one of their oneworld* alliance partners, as well as hotel stays, car rentals, experiences, and more.
A minimum of 1000 points must be transferred.
Transfer your Membership Rewards points to Avios the currency of the British Airways Executive Club.
You'll soon have enough Avios to spend on all of the travel things you love, including reward flights and cabin upgrades with British Airways or any one of their oneworld alliance partners.
SPECIAL OFFER
From June 25, 2015 until September 30, 2015, get 25% more Avios when you transfer your Membership Rewards points to Avios.
For example:
1,000 Membership Rewards points = 1,000 1,250 Avios
30,000 Membership Rewards points = 30,000 37,500 Avios
50,000 Membership Rewards points = 50,000 62,500 Avios
A minimum transfer of 1,000 Membership Rewards points is required.
Collect 40,000 Avios and you could be redeeming a return trip from Toronto to London.*
Find out more at ba.com/executive-club.
*Reward bookings are subject to availability and cannot be waitlisted. Taxes, fees and carrier charges apply. 40,000 Avios based on Peak Economy return fare from London to Toronto. British Airways terms and conditions apply. For full details visit http://www.britishairways.com/execut...and-conditions.
Please allow a minimum of 5 business days for your Membership Rewards points to be transferred to Avios.
#2122
Join Date: Sep 2012
Posts: 1,098
TL;DR IT'S BACK!!! Not as lucrative as before, but 25% bonus on MR transfer to Avios.
ENJOY 25% MORE AVIOS
when you transfer your Membership Rewards® points to Avios
by September 30, 2015
AVOIS Transfer your Membership Rewards points to Avios and redeem for flight rewards worldwide with British Airways or any one of their oneworld®* alliance partners, as well as hotel stays, car rentals, experiences, and more.
A minimum of 1000 points must be transferred.
Transfer your Membership Rewards points to Avios – the currency of the British Airways Executive Club.
You'll soon have enough Avios to spend on all of the travel things you love, including reward flights and cabin upgrades with British Airways or any one of their oneworld® alliance partners.
SPECIAL OFFER
From June 25, 2015 until September 30, 2015, get 25% more Avios when you transfer your Membership Rewards® points to Avios.
For example:
• 1,000 Membership Rewards points = 1,000 1,250 Avios
• 30,000 Membership Rewards points = 30,000 37,500 Avios
• 50,000 Membership Rewards points = 50,000 62,500 Avios
A minimum transfer of 1,000 Membership Rewards points is required.
Collect 40,000 Avios and you could be redeeming a return trip from Toronto to London.*
Find out more at ba.com/executive-club.
*Reward bookings are subject to availability and cannot be waitlisted. Taxes, fees and carrier charges apply. 40,000 Avios based on Peak Economy return fare from London to Toronto. British Airways terms and conditions apply. For full details visit http://www.britishairways.com/execut...and-conditions.
Please allow a minimum of 5 business days for your Membership Rewards points to be transferred to Avios.
ENJOY 25% MORE AVIOS
when you transfer your Membership Rewards® points to Avios
by September 30, 2015
AVOIS Transfer your Membership Rewards points to Avios and redeem for flight rewards worldwide with British Airways or any one of their oneworld®* alliance partners, as well as hotel stays, car rentals, experiences, and more.
A minimum of 1000 points must be transferred.
Transfer your Membership Rewards points to Avios – the currency of the British Airways Executive Club.
You'll soon have enough Avios to spend on all of the travel things you love, including reward flights and cabin upgrades with British Airways or any one of their oneworld® alliance partners.
SPECIAL OFFER
From June 25, 2015 until September 30, 2015, get 25% more Avios when you transfer your Membership Rewards® points to Avios.
For example:
• 1,000 Membership Rewards points = 1,000 1,250 Avios
• 30,000 Membership Rewards points = 30,000 37,500 Avios
• 50,000 Membership Rewards points = 50,000 62,500 Avios
A minimum transfer of 1,000 Membership Rewards points is required.
Collect 40,000 Avios and you could be redeeming a return trip from Toronto to London.*
Find out more at ba.com/executive-club.
*Reward bookings are subject to availability and cannot be waitlisted. Taxes, fees and carrier charges apply. 40,000 Avios based on Peak Economy return fare from London to Toronto. British Airways terms and conditions apply. For full details visit http://www.britishairways.com/execut...and-conditions.
Please allow a minimum of 5 business days for your Membership Rewards points to be transferred to Avios.
#2123


Join Date: Mar 2007
Posts: 4,795
#2124


Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,208
Can anyone speak to the churnability of the BMO Air Miles World MasterCard?
My wife signed up for it mainly for the bonus miles + 25% discount on booking rewards, which on a family booking adds up to a substantial number of points.
Now our winter holiday is out as my wife is due to give birth around New Year's. If she cancels the card this fall, what are the odds that she can cancel, sign up again and get the bonus? Or could I sign up and just use her AM number? (I currently have the BMO World Elite MC, but have never had the BMO AM card... other than this one card, I am not that familiar with BMO and its CC practices.)
I'd be grateful to hear anyone's experiences with this... what I read could affect my strategy for accumulating Air Miles
My wife signed up for it mainly for the bonus miles + 25% discount on booking rewards, which on a family booking adds up to a substantial number of points.
Now our winter holiday is out as my wife is due to give birth around New Year's. If she cancels the card this fall, what are the odds that she can cancel, sign up again and get the bonus? Or could I sign up and just use her AM number? (I currently have the BMO World Elite MC, but have never had the BMO AM card... other than this one card, I am not that familiar with BMO and its CC practices.)
I'd be grateful to hear anyone's experiences with this... what I read could affect my strategy for accumulating Air Miles
#2125


Join Date: Mar 2007
Posts: 4,795
Can anyone speak to the churnability of the BMO Air Miles World MasterCard?
My wife signed up for it mainly for the bonus miles + 25% discount on booking rewards, which on a family booking adds up to a substantial number of points.
Now our winter holiday is out as my wife is due to give birth around New Year's. If she cancels the card this fall, what are the odds that she can cancel, sign up again and get the bonus? Or could I sign up and just use her AM number? (I currently have the BMO World Elite MC, but have never had the BMO AM card... other than this one card, I am not that familiar with BMO and its CC practices.)
I'd be grateful to hear anyone's experiences with this... what I read could affect my strategy for accumulating Air Miles
My wife signed up for it mainly for the bonus miles + 25% discount on booking rewards, which on a family booking adds up to a substantial number of points.
Now our winter holiday is out as my wife is due to give birth around New Year's. If she cancels the card this fall, what are the odds that she can cancel, sign up again and get the bonus? Or could I sign up and just use her AM number? (I currently have the BMO World Elite MC, but have never had the BMO AM card... other than this one card, I am not that familiar with BMO and its CC practices.)
I'd be grateful to hear anyone's experiences with this... what I read could affect my strategy for accumulating Air Miles

For AM, I'd recommend churning AMEX Air Miles Platinum instead
2000 AM after $500, FYF. I think GCR gives $30 cashback now? unless you use a referral (500 AM referral bonus)
You can each get one by referring each other, repeat-and-rinse
#2126


Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,208
I'd think it's churnable as long as there's no "no repeat welcome bonus" clause like the BMO World Elite ($300 bonus)
For AM, I'd recommend churning AMEX Air Miles Platinum instead
2000 AM after $500, FYF. I think GCR gives $30 cashback now? unless you use a referral (500 AM referral bonus)
You can each get one by referring each other, repeat-and-rinse
For AM, I'd recommend churning AMEX Air Miles Platinum instead
2000 AM after $500, FYF. I think GCR gives $30 cashback now? unless you use a referral (500 AM referral bonus)
You can each get one by referring each other, repeat-and-rinse
The nice thing about the BMO World AM MC is that you also get a 25% discount off redemptions in addition to the 2000 AMs for signing up, so for a family redemption it makes quite a difference. Although I do recall reading that the card was recently "enhanced" so as to make the 25% discount apply only to NA redemptions... obviously a huge hit to any hardcore AM collectors who were planning family trips overseas.
#2127


Join Date: Mar 2007
Posts: 4,795
Yeah, I've been alternating back and forth with the Amex Air Miles Plat/Gold for the last year or so.
The nice thing about the BMO World AM MC is that you also get a 25% discount off redemptions in addition to the 2000 AMs for signing up, so for a family redemption it makes quite a difference. Although I do recall reading that the card was recently "enhanced" so as to make the 25% discount apply only to NA redemptions... obviously a huge hit to any hardcore AM collectors who were planning family trips overseas.
The nice thing about the BMO World AM MC is that you also get a 25% discount off redemptions in addition to the 2000 AMs for signing up, so for a family redemption it makes quite a difference. Although I do recall reading that the card was recently "enhanced" so as to make the 25% discount apply only to NA redemptions... obviously a huge hit to any hardcore AM collectors who were planning family trips overseas.
but yeah, either way, I probably won't redeem AM for flights (which still need $$$ co-pay)
IMO, Air Miles program is worse than Aeroplan/Avios
#2128
Join Date: Nov 2014
Posts: 114
Yeah, I've been alternating back and forth with the Amex Air Miles Plat/Gold for the last year or so.
The nice thing about the BMO World AM MC is that you also get a 25% discount off redemptions in addition to the 2000 AMs for signing up, so for a family redemption it makes quite a difference. Although I do recall reading that the card was recently "enhanced" so as to make the 25% discount apply only to NA redemptions... obviously a huge hit to any hardcore AM collectors who were planning family trips overseas.
The nice thing about the BMO World AM MC is that you also get a 25% discount off redemptions in addition to the 2000 AMs for signing up, so for a family redemption it makes quite a difference. Although I do recall reading that the card was recently "enhanced" so as to make the 25% discount apply only to NA redemptions... obviously a huge hit to any hardcore AM collectors who were planning family trips overseas.
(I know, YQ is lower on NA-Asia flights, but still.)
#2130


Join Date: Mar 2007
Posts: 4,795
15,000 Welcome Points Offer.
This offer may only be applicable to Canadian HSBC Advance and Premier customers but it is still a pretty good offer. You get a welcome bonus of 15,000 points when you get approved for the HSBC Advance MasterCard. There is no annual fee. You can convert these points to Avios, Krisflyer or Asia Miles at a 1:1 rate. Offer ends August 31, 2015.
https://www.hsbc.ca/1/2/personal/ban...vance/mc-offer
This offer may only be applicable to Canadian HSBC Advance and Premier customers but it is still a pretty good offer. You get a welcome bonus of 15,000 points when you get approved for the HSBC Advance MasterCard. There is no annual fee. You can convert these points to Avios, Krisflyer or Asia Miles at a 1:1 rate. Offer ends August 31, 2015.
https://www.hsbc.ca/1/2/personal/ban...vance/mc-offer
Eligibility for HSBC Advance MasterCard card5:
Exclusively available only for HSBC Advance customers.
Exclusively available only for HSBC Advance customers.



