Originally Posted by Chris101 (Post 29042987)

Has anyone applied for the CIBC Aventura Business?

https://www.cibc.com/en/small-busine...tura-visa.html

FYF
30K Bonus (20K Bonus + after $1k spend another 10K)
$120 Travel credit that renews yearly Jan 1.

So you are looking at possible +$540

Originally Posted by loun80 (Post 29045284)

Anyone else getting this message when you submit the application?

"The system may be down for maintenance. Please try again later."

Originally Posted by jerry305 (Post 29045504)

I wish I got that error message.

I got this...
"Unfortunately, you are not eligible for CIBC Aventura® Visa* Card for Business at this time. Please choose another product."

(And then it shows me a bunch of savings accounts I might like.):rolleyes:

Originally Posted by jerryhung (Post 29045352)

I get this every time I tried
"We're sorry! We have encountered an error that prevents us from completing your application right now. Please try again later."

I don't have a BIN # though, so tried random 0000 or etc..

AMEX Business cards don't ask for those stuff @@

Originally Posted by loun80 (Post 29045284)

Anyone else getting this message when you submit the application?

"The system may be down for maintenance. Please try again later."

Originally Posted by jerry305 (Post 29045504)

I wish I got that error message.

I got this...
"Unfortunately, you are not eligible for CIBC Aventura® Visa* Card for Business at this time. Please choose another product."

(And then it shows me a bunch of savings accounts I might like.):rolleyes:

Originally Posted by 604flyer (Post 29046283)

FYI - It was a pain in the ..., got through the application and it said I needed to make an appointment in branch... IN-BRANCH?!? DREADFUL.

I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."

I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.

Originally Posted by 604flyer (Post 29046283)

FYI - It was a pain in the ..., got through the application and it said I needed to make an appointment in branch... IN-BRANCH?!? DREADFUL.

I went in, they were a) 20 minutes late for my appointment and b) had no idea why I was there despite putting in an appointment request with details. c) completely skipped I wanted a business aventura and proceeded to ask "how they can change me over from my current banking provider" and d) were not aware of the promo and tried to push me into the regular aventura for "better category bonuses."

I was then told I had to talk to the small business advisor... he wanted 2 years financial statements (Isent them in excel lol) and I signed for credit check. I also had to send them the promo details... welp. Waited 5 days and followed up, they said I'm approved, just have to go sign something in branch.

Originally Posted by ecgz88 (Post 29061854)

crazy, that's how Canadian approve Business credit card :cool: TD also will go through same process, RBC you can't even apply online, AMEX is the easiest.

Originally Posted by Chris101 (Post 29064443)

Has anyone been able to get the CIBC Aventura Business card without inputting the "Canada Customs and Business Registration Number"

Originally Posted by flyer05 (Post 29065043)

Spotted in the wild: http://www.cbc.ca/beta/news/business...mint-1.4390911

Originally Posted by radoak (Post 29065480)

have question about putting avion pts over to avios ,long story short , have 15000 avion , got from credit card , not going to keep card , so if i transfer pts over avios that would keep the pts alive for longer if i did not use them , its only getting me a short haul flight for the 15000 , would i be better off to switch , use them at a later time , say with aa , prob wouldnt us british airways.

Originally Posted by Smiley90 (Post 29065336)

"Brad Wilson, who lives in Chicago, took advantage of the program, buying three million $1 coins, for which he said he earned a total of four million American Airlines air miles."

this man is a hero

Originally Posted by jubberly (Post 29065763)

fyi. RBC has a promo to transfer Avion points to BA Avios for 30% bonus.

Originally Posted by echino (Post 29001825)

I made a purchase at bestbuy.ca via Marriott More app earlier today, it was 1 point per $2 spent, plus bonus points. All points have instantly posted to my Marriott account when I placed the order.

Now I open the app and bestbuy.ca is gone from the list. Amazon now 6x, was 5x. I am Marriott gold.

Originally Posted by loun80 (Post 29072734)

Did Amazon drop out from the Marriott Rewards SHOP shopping program? I don't see Amazon anymore.

Originally Posted by jerry305 (Post 28796964)

https://online.royalbank.com/apply/c.../avion_inf.png

This RBC Avion 25,000 point offer was mentioned on another thread:
https://www.rbcroyalbank.com/service...ofr2-f-or.html

This offer is 25,000 Avion points. I don't see that the $120 annual fee is waived.

If you walk into an RBC branch and display a competitor's card, and say you want to switch, you should be able to get 15,000 Avion points, with $0 annual fee.

So the comparison is 25,000 ($120) versus 15,000 ($0).
Yes, it does require the time you spend at the branch to do it, though.

Also, the tiers with the RBC Avion program are:
15,000 Short-haul: Canada/United States Within or to an adjacent Province/Territory/U.S. State $350
35,000 Long-haul: Canada/United States Anywhere in Canada/U.S except Hawaii and Alaska $750
etc.

The in-branch offer gets you 15,000 points, which is right at one of the thresholds. My plan is to get my 15,000 Avion points, book a short haul flight (value $350), and call it a day with that card.

If you start with 25,000 Avion points, though, then you need to spend $10,000 more, to earn another 10,000 Avion points, to be able to use all your points.

So, if you're looking for a flight that's gonna be worth close to $750, then that might be the better option.

Originally Posted by jerry305 (Post 29071398)

Rewards Canada reports that the Capital One Aspire Travel World Elite Mastercard is no longer available to new customers.
That card is a good 2% earn for me.

The Capital One Aspire Travel World MasterCard (no Elite in that phrase) got phased out recently too.

http://blog.rewardscanada.ca/2017/11...m_campaign=598

Originally Posted by pokee (Post 29083491)

Does anyone know if this offer is still active? My hubby used the link I sent him to apply recently, and he said the offer online was quoted as 15K sign-up bonus. I'm wondering if he just went onto their website and used their online application, because I see the 25K on this link. Wondering if this specific link needs to be used to get the extra 10K?

Originally Posted by pokee (Post 29083504)

Wonder if they're going to turf it soon? If so, and the possibility of my Chase cards getting turfed, looks like I'll be using my RBC cards and my Amex cards exclusively going forward. Probably not a bad thing, since I spread out my spend far too much...

Originally Posted by worldtraveller73 (Post 29073532)

Its disappeared about 72 hours after launch and hasn't returned. =(

Originally Posted by echino (Post 29001825)

I made a purchase at bestbuy.ca via Marriott More app earlier today, it was 1 point per $2 spent, plus bonus points. All points have instantly posted to my Marriott account when I placed the order.

Now I open the app and bestbuy.ca is gone from the list. Amazon now 6x, was 5x. I am Marriott gold.

Originally Posted by alc (Post 29082485)

BMO World Elite Mastercard Update -- Effective Jan 15, 2018:

- earn 3 BMO Reards points per $1 spend on Travel, Dining, and Entertainment purchase up to $50K per year
- instead of 100 points per $1, it will now be 140 points per $1 (BMO will add extra points to your account to ensure your total points value after Jan 15 will be the same)
- gift card redemption up to 20% fewer points
- 25% few points for BMO investment

and staring Feb 2018, you can reduce your points toward your statement balance.

Originally Posted by jerry305 (Post 29087172)

PC Insiders

Loblaws pitches upgraded loyalty program for $99/year for premium perks
http://www.cbc.ca/news/business/lobl...gram-1.4410033


This announcement is "targeting at PC Plus loyalty members who are also President's Choice Financial Mastercard holders, and banking on their being willing to pay a little bit more, to get more in terms of points and discounts."

For a fee of $99 a year, a new program the retailer is launching today called PC Insiders will give people who sign up discounts and reward points across many of the chain's stores, both in-person and online.
During the pilot program, anyone who signs up will get the following perks any time they use their MasterCard:

• 20 per cent back in PC points on the essentials such as diapers, infant formula, and all PC Organics products in-store and online.
• 20 per cent back in PC points on all Joe Fresh products in-store and online at joefresh.com.
• 20 times the PC points every day when customers shop online at beautyBOUTIQUE.ca.
• Free Click & Collect pick-up service at nearly 200 locations.
• Free shipping on all beautyBOUTIQUE.ca and joefresh.com purchases.
• $99 PC travel credit once a year when booking a trip on pctravel.ca (annual subscriptions only)

So:
• There's a minor possibility that they will make the "once a year" travel credit once per calendar year.
I think all the Amex cardholders will know where I'm going with that one... ;)

• If you paid $99 for a $99 credit at PC Travel, is there a good way to liquidate it into cash or near-cash. Or would you actually use it a future trip?

Originally Posted by 604flyer (Post 29089900)

PC travel is a bit of a hassle. If you book flights you can't pick a seat without calling pc travel. They also don't have all the same selection as normal OTAs. I wouldn't sign up just for the credit.

Originally Posted by pokee (Post 29090168)

Everything related to PC/Loblaws is a giant hassle....I tend to avoid that place, and any related promotions!

Originally Posted by heraclitus (Post 29090542)

+1. I haven't set foot in Superstore in 2 years, and nothing about PC points makes me want to go back.

Originally Posted by pokee (Post 29090693)

I recently went into a local No Frills, simply because I'd never been before, and also because they had some really cheap stuff in their flyer. It was a gong show - from parking to check-out. And then I couldn't use my Amex to pay, so I knew I'd never go back...lol.

Originally Posted by loun80 (Post 29090875)

Good idea. Can you believe they don't even accept Visa either?

Originally Posted by margarita girl (Post 29092053)

You can buy gift cards at Loblaws using Visa and spend them at No Frills. :)

Originally Posted by loun80 (Post 29090875)

Good idea. Can you believe they don't even accept Visa either?

Originally Posted by jerry305 (Post 29087172)

PC Insiders
Loblaws pitches upgraded loyalty program for $99/year for premium perks
http://www.cbc.ca/news/business/lobl...gram-1.4410033

For a fee of $99 a year,
...

• $99 PC travel credit once a year when booking a trip on pctravel.ca (annual subscriptions only)

• If you paid $99 for a $99 credit at PC Travel, is there a good way to liquidate it into cash or near-cash. Or would you actually use it a future trip?