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quick advice needed to maximize points..

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quick advice needed to maximize points..

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Old Feb 9, 2012 | 5:50 pm
  #1  
losar
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Join Date: Feb 2011
Posts: 24
quick advice needed to maximize points..
Hi everyone
I have put to $15,000 on credit card. I cannot decided/don't know which one will get me maximum value. I have AMEX premier, CITI AAdvantage, and AMEX SPG. What do you guy think??

Thanks
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Old Feb 9, 2012 | 5:59 pm
  #2  
bitachu
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Join Date: May 2009
Location: HNL
Programs: HA, DL, UA, PC Gold, A/club Plat, HH Gold, Hyatt Pl
Posts: 1,461
no min spending you have to complete? or at least a bonus?..wait i thought the prg has a bonus after x amount of spending...damn i forgot
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Old Feb 9, 2012 | 6:00 pm
  #3  
clacko
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Join Date: Apr 2001
Location: dallas texas usa
Programs: aa plt 4.9MM LTAC
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have you signed up for a bonus promo on the aa card recently....i just got another a few days ago after the prior one expired 2/1....
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Old Feb 9, 2012 | 6:02 pm
  #4  
cwilson830
 
Join Date: Jul 2010
Location: DCA/IAD/BWI
Programs: UA 2P, Marriott Plat, Hyatt Plat, National EE, Avis PC
Posts: 314
Originally Posted by losar
Hi everyone
I have put to $15,000 on credit card. I cannot decided/don't know which one will get me maximum value. I have AMEX premier, CITI AAdvantage, and AMEX SPG. What do you guy think??

Thanks
Maximum value would be to first apply for a handful of cards with minimum spends.
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Old Feb 9, 2012 | 7:43 pm
  #5  
econjon
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Join Date: Jun 2011
Location: San Diego, CA
Programs: Yes.
Posts: 533
You get 15K MR points if you put $30k on the Amex PRG this year.
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Old Feb 9, 2012 | 8:39 pm
  #6  
Father-of-3
 
Join Date: Aug 2011
Posts: 866
What are you buying? Some purchases have multipliers.
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Old Feb 9, 2012 | 8:52 pm
  #7  
Frequent Miler
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Join Date: Sep 2011
Location: Ann Arbor, MI
Posts: 308
All else being equal, IMO you'll have an easier time getting good value from the spg points since they can be used for hotels or flights. Plus, of course, there's the 5k bonus when you transfer 20k points from spg to an airline. If, however, this will will help you get bonus points or category bonuses with the premier, go with that.
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