500,000 Points in a single churn
Nov 16, 2011, 3:08 pm
#151
Formerly known as gwhit21
Join Date: Jul 2011
Location: Tx
Programs: All of them.
Posts: 167
Nov 16, 2011, 4:56 pm
#152
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
So aside from the example I posted. I can also use 60,000 Continental or US Airways miles for a RT to YGN in J. From North Asia that ticket costs more than $4,000 but is $28 tax and 60,000 miles. Brilliant!
Nov 16, 2011, 9:15 pm
#153
Join Date: Nov 2011
Location: MEX
Posts: 1,014
Got a rejection letter from Chase today regarding the Marriott card. The other card (Southwest) got approved for a 5K credit limit but I have yet to receive it. That's my only other Chase account.
Reasons for denial? "Too many requests for credit or opened accounts with us."
Any advice on how to approach the reconsideration call?
Reasons for denial? "Too many requests for credit or opened accounts with us."
Any advice on how to approach the reconsideration call?
Nov 16, 2011, 9:32 pm
#154
Formerly known as gwhit21
Join Date: Jul 2011
Location: Tx
Programs: All of them.
Posts: 167
You should definitely have a plan before calling in. Make sure that you're able to explain any reasons why you applied for recent cards and why you need the Marriott card. In example, you just started traveling for work and the Marriott chain is convenient in your hub city. Also, be prepared to close an older card as a last resort. Hopefully, you can convince them or make it seem like their idea to transfer some credit from another card to the Marriott card. I would recommend not saying anything about the sign up bonus.
I hope this helps and good luck.
I hope this helps and good luck.
Nov 17, 2011, 1:18 pm
#155
Join Date: Nov 2011
Location: MEX
Posts: 1,014
Called one of the many magic reconsideration numbers and got approved. Had a couple questions there that threw me off but managed to pull through. Still, the whole thing almost felt *too easy* even though it wasn't at all. Must be the thrill of the new experience, eh?
Walking away with the Citi Hilton rejection..............sad puppy.
Walking away with the Citi Hilton rejection..............sad puppy.
Nov 17, 2011, 2:14 pm
#156
Original Poster
Join Date: Aug 2011
Location: SLC
Posts: 392
Called one of the many magic reconsideration numbers and got approved. Had a couple questions there that threw me off but managed to pull through. Still, the whole thing almost felt *too easy* even though it wasn't at all. Must be the thrill of the new experience, eh?
Walking away with the Citi Hilton rejection..............sad puppy.
Walking away with the Citi Hilton rejection..............sad puppy.
Nov 17, 2011, 5:14 pm
#157
Join Date: Feb 2003
Location: 3rd Rock from the Sun
Programs: UA MP, DL SkyMiles
Posts: 288
So I decided to jump into the app-o-rama business and have 100% success in 4 apps in 2-3 days:
Chase Sapphire Preferred (50K after $3000 in 90 days) - instant approval
Amex HHonors (60K after $750 spend) - approval within 24 hours by email
Citi HHonors (50K after $1500 in six months) - applied through direct link - need to verify once card is received - but approved instantly
Chase Marriott - applied for the 70K through direct link - denied - reconsideration call - closed an old benefit-less account and moved the credit line to this - need to verify once card is received that it is indeed 70K....
Chase Sapphire Preferred (50K after $3000 in 90 days) - instant approval
Amex HHonors (60K after $750 spend) - approval within 24 hours by email
Citi HHonors (50K after $1500 in six months) - applied through direct link - need to verify once card is received - but approved instantly
Chase Marriott - applied for the 70K through direct link - denied - reconsideration call - closed an old benefit-less account and moved the credit line to this - need to verify once card is received that it is indeed 70K....
Nov 21, 2011, 7:47 am
#158
Join Date: Sep 2011
Location: North Carolina
Posts: 12
FIRST CHURN! How's this?
New to all this....this was my first try! Been using debit card for years....not anymore!
CHASE
Priority Club Visa - 80,000
Marriott - 70,000 + free night
U.S. Airways MC Visa - 40,000
CITI TY Premier -50,000 (with $2,500 spend in 3 months)
Hilton Amex - 60,000 ($750 - 3 months).
300,000 in 1 churn.....no problems with apps!!!
A couple days on Amex approval....all others were instant.
CHASE
Priority Club Visa - 80,000
Marriott - 70,000 + free night
U.S. Airways MC Visa - 40,000
CITI TY Premier -50,000 (with $2,500 spend in 3 months)
Hilton Amex - 60,000 ($750 - 3 months).
300,000 in 1 churn.....no problems with apps!!!
A couple days on Amex approval....all others were instant.
Nov 21, 2011, 10:17 am
#159
Join Date: Jan 2008
Location: Boston
Programs: Marriott Lifetime Platinum, AA 1MM Lifetime Gold, JetBlue Mosaic (sometimes)
Posts: 138
New to all this....this was my first try! Been using debit card for years....not anymore!
CHASE
Priority Club Visa - 80,000
Marriott - 70,000 + free night
U.S. Airways MC Visa - 40,000
CITI TY Premier -50,000 (with $2,500 spend in 3 months)
Hilton Amex - 60,000 ($750 - 3 months).
300,000 in 1 churn.....no problems with apps!!!
A couple days on Amex approval....all others were instant.
CHASE
Priority Club Visa - 80,000
Marriott - 70,000 + free night
U.S. Airways MC Visa - 40,000
CITI TY Premier -50,000 (with $2,500 spend in 3 months)
Hilton Amex - 60,000 ($750 - 3 months).
300,000 in 1 churn.....no problems with apps!!!
A couple days on Amex approval....all others were instant.
Nov 21, 2011, 1:35 pm
#160
Join Date: Jun 2011
Location: LAX
Posts: 588
New to all this....this was my first try! Been using debit card for years....not anymore!
CHASE
Priority Club Visa - 80,000
Marriott - 70,000 + free night
U.S. Airways MC Visa - 40,000
CITI TY Premier -50,000 (with $2,500 spend in 3 months)
Hilton Amex - 60,000 ($750 - 3 months).
300,000 in 1 churn.....no problems with apps!!!
A couple days on Amex approval....all others were instant.
CHASE
Priority Club Visa - 80,000
Marriott - 70,000 + free night
U.S. Airways MC Visa - 40,000
CITI TY Premier -50,000 (with $2,500 spend in 3 months)
Hilton Amex - 60,000 ($750 - 3 months).
300,000 in 1 churn.....no problems with apps!!!
A couple days on Amex approval....all others were instant.
Nov 21, 2011, 1:54 pm
#161
Join Date: Sep 2011
Location: North Carolina
Posts: 12
Applied for Priority Club about a little over a month ago online....instant approval. Then called to apply for Marriott (70,000)...approved on the phone!!!
Applied online for Citi TYP, Hilton Amex and U.S Airways MC at same time. Citi TYP & U.S MC were instant approval online. Got approval from AMEX....3 days later. FICO was 765 after Priority Club pull.
No questions asked from Chase....got card today!!! Nice and shiny Black card with Marriott Rewards # printed on card!
Applied online for Citi TYP, Hilton Amex and U.S Airways MC at same time. Citi TYP & U.S MC were instant approval online. Got approval from AMEX....3 days later. FICO was 765 after Priority Club pull.
No questions asked from Chase....got card today!!! Nice and shiny Black card with Marriott Rewards # printed on card!
Nov 21, 2011, 2:20 pm
#162
Join Date: Jun 2011
Location: LAX
Posts: 588
Applied for Priority Club about a little over a month ago online....instant approval. Then called to apply for Marriott (70,000)...approved on the phone!!!
Applied online for Citi TYP, Hilton Amex and U.S Airways MC at same time. Citi TYP & U.S MC were instant approval online. Got approval from AMEX....3 days later. FICO was 765 after Priority Club pull.
No questions asked from Chase....got card today!!! Nice and shiny Black card with Marriott Rewards # printed on card!
Applied online for Citi TYP, Hilton Amex and U.S Airways MC at same time. Citi TYP & U.S MC were instant approval online. Got approval from AMEX....3 days later. FICO was 765 after Priority Club pull.
No questions asked from Chase....got card today!!! Nice and shiny Black card with Marriott Rewards # printed on card!
Nov 21, 2011, 3:29 pm
#163
Join Date: Sep 2011
Location: North Carolina
Posts: 12
Waited about a two weeks after Priority App to apply for Marriott. Applied for other cards same day as Marriott. I knew that Marriott offer was good and was willing to do some credit limit swapping if needed to get Marriott card.....that's why i called. No need....actually got higher line than Priority Club Visa.
Think I'll give it a rest for a while. Just starting collecting points/miles (other than flying) a few months ago. Picked up 45,000 in Grand Slam for me and 25,000 for my wife. She just got approval on Hilton Amex, too.
I've really read a lot of blogs, too.......Frugal Travel Guy, MillionMileSecrets, View from the Wing. I know I have a lot to learn....but, wow there is a lot of miles/points out there for the taking!!! Any advice thoughts, ideas, wisdom would be appreciated!!!
Think I'll give it a rest for a while. Just starting collecting points/miles (other than flying) a few months ago. Picked up 45,000 in Grand Slam for me and 25,000 for my wife. She just got approval on Hilton Amex, too.
I've really read a lot of blogs, too.......Frugal Travel Guy, MillionMileSecrets, View from the Wing. I know I have a lot to learn....but, wow there is a lot of miles/points out there for the taking!!! Any advice thoughts, ideas, wisdom would be appreciated!!!
Nov 21, 2011, 4:32 pm
#164
Original Poster
Join Date: Aug 2011
Location: SLC
Posts: 392
Keep reading and learning. There's always some new trick to learn or a new deal just around the corner...
Nov 21, 2011, 7:26 pm
#165
Join Date: May 2010
Location: NJ
Posts: 1,389
Thoughts on my next churn?
Chase United MileagePlus Explorer 50k (targeted)
CitiBusiness AA Visa 50k
US Airways Premier World MC 40k
American Express SPG Business 25k
Just focusing on those to grow my UACO, AA, and US miles. I also love Starpoints for the hotel awards, but also because they can feed my AA and US balances.
I'm also thinking about doing the 2 Citi ThankYou cards as they seem to be easy apps.
More details here - http://infam.us/rJyK9f. Would love some suggestions, mainly because I'm hesitant about adding the 2 Citi TY cards.
Chase United MileagePlus Explorer 50k (targeted)
CitiBusiness AA Visa 50k
US Airways Premier World MC 40k
American Express SPG Business 25k
Just focusing on those to grow my UACO, AA, and US miles. I also love Starpoints for the hotel awards, but also because they can feed my AA and US balances.
I'm also thinking about doing the 2 Citi ThankYou cards as they seem to be easy apps.
More details here - http://infam.us/rJyK9f. Would love some suggestions, mainly because I'm hesitant about adding the 2 Citi TY cards.