Preparing for Churn Oct 5th
Oct 26, 2011 | 3:51 pm
#61
Join Date: Jun 2011
Location: JFK/LGA
Programs: AA, BA, UA, US; IHG Plat, SPG, HH Gold
Posts: 48
To the best of my knowledge, credit pulls on each of the three bureaus will only come off from your credit report after 2 years. However, most of the lenders (credit card companies) pay close attention to inquiries within the past 6 months. For people have established credit history (in OP's case), I think banks might just only care about if you are actively seeking for credit in the past 90 days since it maybe a sign of financial distress. It is also said that recent hard inquiries (within 12 month) on your reports do effect your credit score, but the effects of inquiries over 1 year old will be minimal.
Oct 27, 2011 | 10:46 pm
#62
Original Poster
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
update
Chase INK Business Card (50K sign up bonus after 5K spend)......pending
AMEX SPG Business Card (25K after 5K spend/6mths)...APPROVED!!
CITI AA VISA........call us, we need more info --APPROVED--
CITI AA AMex........Call us, we need more info --APPROVED--
just waiting to hear about that Chase INK card now...
AMEX SPG Business Card (25K after 5K spend/6mths)...APPROVED!!
CITI AA VISA........call us, we need more info --APPROVED--
CITI AA AMex........Call us, we need more info --APPROVED--
just waiting to hear about that Chase INK card now...