Improved UA Explorer card offer
Feb 10, 2012, 7:51 am
#871
Join Date: Jul 2011
Location: DFW
Programs: Hertz President's Circle, Hyatt Diamond, Marriott Platinum
Posts: 317
So just to rehash...
I was able to use the 60K link after logging in to United's site - but I'm a current cardholder of the "old" MP card. Do I have to do anything special to get the 60K miles and no fee for the first year? I noticed that several on here indicated that they're current cardholders that managed to work this deal out - did you have to chat with a CSR or did it just magically happen?
I was able to use the 60K link after logging in to United's site - but I'm a current cardholder of the "old" MP card. Do I have to do anything special to get the 60K miles and no fee for the first year? I noticed that several on here indicated that they're current cardholders that managed to work this deal out - did you have to chat with a CSR or did it just magically happen?
Feb 10, 2012, 8:41 am
#872
Join Date: Jul 2010
Location: COS and PIT
Programs: UA Plat
Posts: 279
Just to add another data point - the 50k miles from the Explorer card posted to my account today. Yay! I had both the UA MP card and CO card open when I applied, which had been open since last spring.
Feb 10, 2012, 12:46 pm
#873
Join Date: Oct 2009
Posts: 47
Is there any distinction between the UA or CO branded Explorer Card (constantly receive offers for both)? As far as I have noticed throughout this thread, the advantage of the UA branded are the 2 club passes. Anything else?
As Palaimo noted in post #823, both, the "normal" and "signature" VISA include the primary CDW; would someone be so kind and list what the coverage exactly includes (theexplorercard.com details section does not provide any info)?
Thanks!
As Palaimo noted in post #823, both, the "normal" and "signature" VISA include the primary CDW; would someone be so kind and list what the coverage exactly includes (theexplorercard.com details section does not provide any info)?
Thanks!
Feb 10, 2012, 1:35 pm
#874
Join Date: Jun 2011
Posts: 68
I was going to jump on the United 60,000 deal this weekend out of fear it would vanish. But then in my inbox appeared a targeted United offer with 60,000 miles, good until Feb 29th. Thus I may hold out a little longer. My only fear is they will convert my Continental card over before this time. They are still offering the Continental card on Chase's website though. So I must have a bit more time to play with.......
Feb 10, 2012, 2:00 pm
#875
Join Date: Feb 2011
Posts: 34
So I added miles to my united account, and I see the link for the 60k offer, but when I click it, I get dropped to the 40k offer, if I try changing the URL to the 60k offer, I get dropped back the the 40k. Anyone else had this issue?
Feb 10, 2012, 3:01 pm
#876
Join Date: Jul 2011
Location: NYC
Posts: 511
I was going to jump on the United 60,000 deal this weekend out of fear it would vanish. But then in my inbox appeared a targeted United offer with 60,000 miles, good until Feb 29th. Thus I may hold out a little longer. My only fear is they will convert my Continental card over before this time. They are still offering the Continental card on Chase's website though. So I must have a bit more time to play with.......
If you really need the miles get them. If you don't need them now and are willing to take the risk of losing 10k-20k miles wait for a better offer to come along in Q2.
You are lined up perfect and got targeted by UA. Sounds like a best case scenario.
Feb 10, 2012, 3:11 pm
#877
Join Date: Sep 2011
Location: IAH
Posts: 362
I was going to jump on the United 60,000 deal this weekend out of fear it would vanish. But then in my inbox appeared a targeted United offer with 60,000 miles, good until Feb 29th. Thus I may hold out a little longer. My only fear is they will convert my Continental card over before this time. They are still offering the Continental card on Chase's website though. So I must have a bit more time to play with.......
Feb 10, 2012, 3:34 pm
#878
Join Date: Feb 2009
Posts: 10
I also got two offers in my email - one for my daughter (16) and one for my son (13). And if I log in to my wife's United account, I see an offer in her name as well.
I applied in my own name last week (pending review), wondering if it is actually possible to get multiple cards for the family.
- For my wife : if I apply in her name, do I enter just her income or the family income ? (She stays home so 0 income on her own, would that disqualify her or do I just enter my income even on her application ?)
- Could I actually get cards in my (minor) kids names (even if I have to co-sign) ? And will that actually get them the 50K bonus each ??
I applied in my own name last week (pending review), wondering if it is actually possible to get multiple cards for the family.
- For my wife : if I apply in her name, do I enter just her income or the family income ? (She stays home so 0 income on her own, would that disqualify her or do I just enter my income even on her application ?)
- Could I actually get cards in my (minor) kids names (even if I have to co-sign) ? And will that actually get them the 50K bonus each ??
Feb 10, 2012, 3:42 pm
#879
Join Date: Sep 2011
Location: IAH
Posts: 362
I also got two offers in my email - one for my daughter (16) and one for my son (13). And if I log in to my wife's United account, I see an offer in her name as well.
I applied in my own name last week (pending review), wondering if it is actually possible to get multiple cards for the family.
- For my wife : if I apply in her name, do I enter just her income or the family income ? (She stays home so 0 income on her own, would that disqualify her or do I just enter my income even on her application ?)
- Could I actually get cards in my (minor) kids names (even if I have to co-sign) ? And will that actually get them the 50K bonus each ??
I applied in my own name last week (pending review), wondering if it is actually possible to get multiple cards for the family.
- For my wife : if I apply in her name, do I enter just her income or the family income ? (She stays home so 0 income on her own, would that disqualify her or do I just enter my income even on her application ?)
- Could I actually get cards in my (minor) kids names (even if I have to co-sign) ? And will that actually get them the 50K bonus each ??
Feb 10, 2012, 4:07 pm
#880
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
Feb 10, 2012, 4:12 pm
#881
Join Date: Sep 2011
Location: IAH
Posts: 362
I understand the reasoning behind it (I think), but it still seems a little ridiculous. How is a stay at home mom ever supposed to get a credit card then, for example? Just be an authorized user on her husband's account?
Feb 10, 2012, 4:15 pm
#882
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
It sounds to me that if the application just asks for income/salary, you have to give the individual's. But if the application just asks for household income, it's up to the credit card issuer to contact the applicant for further information on their individual income.
I understand the reasoning behind it (I think), but it still seems a little ridiculous. How is a stay at home mom ever supposed to get a credit card then, for example? Just be an authorized user on her husband's account?
I understand the reasoning behind it (I think), but it still seems a little ridiculous. How is a stay at home mom ever supposed to get a credit card then, for example? Just be an authorized user on her husband's account?
Feb 10, 2012, 4:26 pm
#883
Join Date: Sep 2011
Location: IAH
Posts: 362
That's a big issue with the new law. This highlights that issue. My guess is that at some point there is a revision of the law but that's the standard today.
The Federal Reserve also pointed out that in community property states -- including California and Texas -- nonworking spouses can assert joint ownership of property (including income) acquired by a working spouse. In those cases, issuers can consider the spouse's income when considering a credit card application solely in the name of the stay-at-home spouse, the board said.
ETA: Sorry, I just realized this is getting off topic
Feb 10, 2012, 4:31 pm
#884
Join Date: Feb 2009
Posts: 10
That's a big issue with the new law. This highlights that issue. My guess is that at some point there is a revision of the law but that's the standard today.
Thanks for the clarifications. The UA card application asks for "Gross Annual Income", and does not specify if it is supposed to be "individual" or "household".
I think I will pass on additional applications for wife/kids - at least until my application comes thru and my miles are posted, might reconsider after that.
Feb 10, 2012, 7:24 pm
#885
Join Date: Jun 2011
Posts: 68
what are you holding out for? a jump to 100k mile bonus?
If you really need the miles get them. If you don't need them now and are willing to take the risk of losing 10k-20k miles wait for a better offer to come along in Q2.
You are lined up perfect and got targeted by UA. Sounds like a best case scenario.
If you really need the miles get them. If you don't need them now and are willing to take the risk of losing 10k-20k miles wait for a better offer to come along in Q2.
You are lined up perfect and got targeted by UA. Sounds like a best case scenario.
