only ONE CO 25k offer per customer?
Jan 6, 2010 | 12:56 pm
#16
Join Date: Nov 2005
Posts: 199
Just curious where this is listed in the T&C? I read through everything I could find on the site with the offer, but didn't see anything relating to keeping it open for 3 months, just that it's one per calendar year.
Also, do you get a pro-rated annual fee back when you cancel?
Thanks
Also, do you get a pro-rated annual fee back when you cancel?
Thanks
Keeping accounts open for three months is to avoid early termination fee of $25.
Jan 6, 2010 | 1:23 pm
#17
Join Date: Dec 2009
Location: BGM
Programs: HHonors Gold, Club Carlson Gold, Marriott Platinum, IHG Plat, Hyatt Plat
Posts: 772
Ok, so if you can switch them quick enough then you don't get charged the annual fee in the first place, so it wouldn't be refunded. But, I wonder how it would work if you didn't switch?
Jan 6, 2010 | 2:44 pm
#19
Original Poster
Join Date: Sep 2009
Location: CA
Programs: AAdvantage ExecPlat (LT Plat 2.1 MM),United S, SPG P, Marriott P, Hyatt Diamond *-)-
Posts: 213
That was fast posting. I guess the debit card fee posts on the 17th day of the second month following account opening (according to bank personnel).
Jan 6, 2010 | 5:30 pm
#20
Join Date: Jun 2007
Location: SAN
Programs: PR Premier Elite
Posts: 1,951
So I opened the accounts Dec 14 and all of my Chase miles have already posted to my Onepass account. So there is no risk or downside to calling and converting the accounts to no annual fee debit cards now????????????
Jan 6, 2010 | 5:59 pm
#21
Join Date: Sep 2003
Location: SAN
Programs: AA Lifetime Platinum, UA, AS, DL, SPG Gold, HH Diamond
Posts: 1,097
I just pulled a new coupon code from here http://www.continental.com/CMS/en-US...tPartners.aspx, called my banker, she plugged it in and its still not working.
I opened my 1st account less 3 month ago. Is this may be a problem?
I opened my 1st account less 3 month ago. Is this may be a problem?
Jan 6, 2010 | 6:08 pm
#22
Suspended
Join Date: Nov 1999
Posts: 24,150
I figure wait 6 months do the 5 Debit charges per month (the gas station people dont think putting in $1 is funny or even less then that). then simply close it up. The Debit card fee isnt prorated so you wont get any of it back, for unused months
Jan 6, 2010 | 6:16 pm
#23
Join Date: Jun 2007
Location: SAN
Programs: PR Premier Elite
Posts: 1,951
Why do this? unless a person plans to keep the checking acct alive and well for yrs to come
I figure wait 6 months do the 5 Debit charges per month (the gas station people dont think putting in $1 is funny or even less then that). then simply close it up. The Debit card fee isnt prorated so you wont get any of it back, for unused months
I figure wait 6 months do the 5 Debit charges per month (the gas station people dont think putting in $1 is funny or even less then that). then simply close it up. The Debit card fee isnt prorated so you wont get any of it back, for unused months
Jan 6, 2010 | 7:47 pm
#24
Join Date: Feb 2009
Location: SEA
Programs: Alaska Titanium, Hilton Diamond, Hyatt Globalist, Marriott LT Plat
Posts: 1,781
Just be aware that it is not 3 months, but 6 months.
No, you don't.
Jan 6, 2010 | 9:42 pm
#25
Suspended
Join Date: Nov 1999
Posts: 24,150
I think the point being, that I already have the miles in my Onepass account but have not yet had my first statement issue or even been charged the annual fee so if I am understanding correctly I might be able to convert the accounts to non annual fee accounts BEFORE the FIRST annual fee is billed and therefore pay $0 for the entire deal.
PLEASE post if you do close it and whether Chase eventually took them back or not
Jan 6, 2010 | 10:23 pm
#26
Join Date: Jun 2009
Location: SEA
Posts: 200
Does anyone know where Chase talks about the 6 month rule. I seem to remember advice about keeping a chase credit card open for at least 6 months, but I can't find anything about the 6 month rule in any of my Chase account rules or terms and conditions I received when I opened my account. I do see they will charge $25 if closed within 90 days of account opening. Are people mixing up Chase credit cards and the checking/debit offer?
Does anyone have an example of Chase charging an account closure fee after 90 days?
As posted above, does anyone have an example of Chase taking back the miles under THIS offer?
Does anyone have an example of Chase charging an account closure fee after 90 days?
As posted above, does anyone have an example of Chase taking back the miles under THIS offer?
Jan 6, 2010 | 10:36 pm
#27
Original Poster
Join Date: Sep 2009
Location: CA
Programs: AAdvantage ExecPlat (LT Plat 2.1 MM),United S, SPG P, Marriott P, Hyatt Diamond *-)-
Posts: 213
They never gave me the confirmation receipts for the personal, but I have the business ones and there is NOTHING about a 6 month requirement.
Jan 8, 2010 | 7:54 pm
#28
Join Date: Sep 2003
Location: SAN
Programs: AA Lifetime Platinum, UA, AS, DL, SPG Gold, HH Diamond
Posts: 1,097
Looks like we are back in business. Just got a word from my banker. The problem was fixed. If it still a problem she needs to call her support and they can put the coupon through manually, according to her.
We are going to the branch Tuesday. Will report on a progress.
We are going to the branch Tuesday. Will report on a progress.
Jan 9, 2010 | 10:32 am
#30
Join Date: Sep 2003
Location: SAN
Programs: AA Lifetime Platinum, UA, AS, DL, SPG Gold, HH Diamond
Posts: 1,097