Originally Posted by littlewinglet (Post 35444744)

No, during Vanilla conversion I use up the whole 200. That's the point of doing this extra step, is to avoid the tedious 99 swipes and increase volume per visit, at the expense of 4.94 fee.

Originally Posted by lowkeyflyer (Post 35444755)

So the $99/swipe limit doesn’t apply to purchases at SCO?

Originally Posted by danhouston (Post 35444771)

other than WMs, have u found store(s) in ur town that stock the $500 vgc likely does take a full $200

Originally Posted by lowkeyflyer (Post 35444755)

So the $99/swipe limit doesn’t apply to purchases at SCO?

Originally Posted by littlewinglet (Post 35444411)

What's a more efficient way to earn effectively fee-free 5x UR return on spend? During the ODOM sales, even paying the 4.95 WM fee per $500 Vanilla conversion, you still come out ahead and get free, or almost free, UR points.

What card gives 4x UR points at grocery stores? And what Amex card, for that matter, gives a large volume of 4x at grocery stores? 25k/year limit is tiny, compared to the 75k limit I have at office stores between my two Ink cards.

It's not really that much work, I'm in WM anyway for liquidation, takes just 5 extra minutes to buy a few 500 vanillas. And those will result in a speedier, more efficient liquidation.

Originally Posted by littlewinglet (Post 35445584)

Correct, I'm running them as credit so BHN should be thrilled, they get their swipe fees.

Originally Posted by lowkeyflyer (Post 35445836)

Are you doing something special to run them as credit or do they automatically run as credit?

Originally Posted by littlewinglet (Post 35446782)

Yes, when it gets to PIN screen there's some button to skip it and move on to next stage.

Originally Posted by lowkeyflyer (Post 35447190)

Oh that's useful. So you never input the PIN at any point right?

Originally Posted by littlewinglet (Post 35447572)

Correct. It may work with PIN also, who knows. I recall some people who loaded Serve / BB at regular checkout registers never got hit with the 99 limit, so maybe this works same way.

Originally Posted by lowkeyflyer (Post 35447935)

Just to confirm, the terminal does prompt you to enter the pin at some point but you're saying there's a "skip" button? I've never seen this

Originally Posted by littlewinglet (Post 35448750)

It's on the screen not on the keypad / terminal. I don't recall now if it's called skip, but that's the gist of it. It allows bypassing pin and goes to next step where there's a button on screen part of several, to confirm payment.

Either WM has 10 different terminal interfaces across the country, or we're all living on different planets. I don't get how everyone is not seeing this as I have it in 5-6 different WMs locally where I tried it.

Originally Posted by danhouston (Post 35449186)

yep, either pressing 'enter' or 'bypass' varied at different store(s); although i haven't yet tried at WM SCO

Originally Posted by soy (Post 35442924)

OP talks about using Staples to buy Vanillas, hence my post.
If thats the goal, there are more efficient ways to get there.

Its ok as a niche strategy, especially to get rid of troublesome cards but in no way is it scaleable