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-   -   Walmart VGC master thread (https://www.flyertalk.com/forum/manufactured-spending/2109520-walmart-vgc-master-thread.html)

Gitangali Mar 28, 2023 1:44 pm


Originally Posted by berombeu (Post 35124150)
Depend on location. The walmarts around my area, they have individual SCO lanes, not like group them in a square. So there is any CSR around to see what I was buying.

I would think they would have a system to ring some bell when an amount exceed certain limit in the surveillance room especially through SCO. It appears they don't. sometimes when we don't know, we tend to over and under estimate things.

berombeu Mar 28, 2023 1:52 pm


Originally Posted by Gitangali (Post 35124173)
I would think they would have a system to ring some bell when an amount exceed certain limit in the surveillance room especially through SCO. It appears they don't. sometimes when we don't know, we tend to over and under estimate things.

True, that's why I don't buy a lot. Max 3 at one a time. Most of the walmarts are really close to the house, so don't need to buy a lot at once. Usually buy vgc at one Walmart, then liquidate at the next walmart, and buy more vgc from that store after load. Basically just going around the circle.

golfr Mar 30, 2023 10:38 pm

No issues liquidating VGCs from WM.

Gitangali Mar 31, 2023 4:00 pm


Originally Posted by berombeu (Post 35124196)
True, that's why I don't buy a lot. Max 3 at one a time. Most of the walmarts are really close to the house, so don't need to buy a lot at once. Usually buy vgc at one Walmart, then liquidate at the next walmart, and buy more vgc from that store after load. Basically just going around the circle.

Buy few and liquidate before I buy few more is the strategy I follow. That way I dont end up bunch of deprecated cards! and wipe out years of saving. SCO working is a boon, that way your face showing up at MC cuts in half.

Before I would buy a MO and then 2nd transaction would 500X2 VGC, it would be obvious to them why 500 load and 500 charge. With SCO it is not that obvious.

berombeu Mar 31, 2023 4:05 pm


Originally Posted by Gitangali (Post 35133888)
Buy few and liquidate before I buy few more is the strategy I follow. That way I dont end up bunch of deprecated cards! and wipe out years of saving.

Exactly. Also like I said, WM and Krogers are very close to each other where I live. I don't need to buy more to save time and gas.

Gitangali Mar 31, 2023 4:07 pm


Originally Posted by berombeu (Post 35133901)
I don't need to buy more to save time and gas.

Yes only worry about motor starter which MS will pay for without any issues. Can take tax deduction as business expenditure.

Gitangali Apr 2, 2023 6:38 pm

I noticed Walmart used to have rack full of 500 VGC sutton and Pathward, only a bunch of 500 Metabank left? Is this just something temporary or something detrimental to follow? Walmart may have noticed sudden rise in 500 VGC sell for last couple of months since people came to know about Vannis working in WM and they know where and how these VGC are used and may want to steer clear of that. See if more people are observing this or just an abberation.

jkoenig51 Apr 3, 2023 7:41 am

My WM only have Pathward

Chasepoints Apr 3, 2023 11:55 am


Originally Posted by Gitangali (Post 35138705)
I noticed Walmart used to have rack full of 500 VGC sutton and Pathward, only a bunch of 500 Metabank left? Is this just something temporary or something detrimental to follow? Walmart may have noticed sudden rise in 500 VGC sell for last couple of months since people came to know about Vannis working in WM and they know where and how these VGC are used and may want to steer clear of that. See if more people are observing this or just an abberation.

Surprisingly, my go to WM is well stocked with Vanillas and SS VGCs today. In the past, it has not been well stocked.

macast8061 Apr 11, 2023 7:23 pm

Does anyone know if Walmart provides level 3 data to credit card companies? Is it dependent on the issuer? I've looked at my statements with synchrony and don't see anything that would indicate they receive level 3 data.

benny08 Apr 12, 2023 3:11 pm

Sutton started showing up in my area, but its $1 more, $5.94. Unless Meta/Pathward stop working, I'm not paying $1 extra for Sutton.

berombeu Apr 12, 2023 3:46 pm

Stopped by Samsclub today and saw them has many securespend vgc with $4.88 fee serviced by incomm. Max out the Discover Q2 and already loaded to visa BB and MO.

Whittaker Apr 12, 2023 10:32 pm


Originally Posted by macast8061 (Post 35162687)
Does anyone know if Walmart provides level 3 data to credit card companies?

They offer it. Whether a cc company takes it is another matter. Perhaps there's a charge, I dunno.


I've looked at my statements with synchrony and don't see anything that would indicate they receive level 3 data.
Whether synchrony receives the data is completely separate from what they may choose to display to you,

Gitangali Apr 13, 2023 1:57 pm


Originally Posted by berombeu (Post 35165178)
Stopped by Samsclub today and saw them has many securespend vgc with $4.88 fee serviced by incomm. Max out the Discover Q2 and already loaded to visa BB and MO.

do you need membership to buy VGC?

berombeu Apr 13, 2023 2:44 pm


Originally Posted by Gitangali (Post 35167758)
do you need membership to buy VGC?

yes. If you have any friend or family members that has the membership, you can use their login. Also, can't use self checkout to buy it. Need to see cashier to purchase.


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