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MustGoFast Apr 12, 2022 11:13 am

Does anyone else have issues using mobile deposit with the "e-checks" via Deluxe?
The first one I got from PFS Buyers Club printed at home and worked fine. The last 2 I've gotten from Pointsmaker give me "readability errors" on 3 different banking apps when trying mobile deposit. They've both worked fine when I go to the bank, but I never want to do that. I haven't gotten another one from anyone else to see if it's related to PM vs Deluxe though.

Curious if anyone else has encountered this and or has a solution (note I'm printing in B&W).

Kpoxa Apr 12, 2022 11:34 am


Originally Posted by MustGoFast (Post 34159087)
Does anyone else have issues using mobile deposit with the "e-checks" via Deluxe?
The first one I got from PFS Buyers Club printed at home and worked fine. The last 2 I've gotten from Pointsmaker give me "readability errors" on 3 different banking apps when trying mobile deposit. They've both worked fine when I go to the bank, but I never want to do that. I haven't gotten another one from anyone else to see if it's related to PM vs Deluxe though.

Curious if anyone else has encountered this and or has a solution (note I'm printing in B&W).

I had the same "readability errors" issues trying mobile deposits of PM checks until I changed my printer settings from Normal Output quality to High Quality. I haven't tried B&W but color copies got accepted right away.

daedge Apr 12, 2022 2:30 pm

I don't actually print my checks from Pointsmaker. I just "print" to PDF and do screen grabs (with Window Snipping Tool) from that to deposit into Ally. And, I keep one reusable image with the signed back of the check that I scanned in a long time ago. Been doing that way for over a year. Never had any issues.

MustGoFast Apr 13, 2022 1:30 pm


Originally Posted by daedge (Post 34159637)
I don't actually print my checks from Pointsmaker. I just "print" to PDF and do screen grabs (with Window Snipping Tool) from that to deposit into Ally. And, I keep one reusable image with the signed back of the check that I scanned in a long time ago. Been doing that way for over a year. Never had any issues.

Sadly Chase doesn't support that but good to know...

Note - I just learned that Pointsmaker can do ACH now (see FAQ 21) - requires a note when requesting payment ongoing but I'm now set up for that in the future.

daedge Apr 13, 2022 11:06 pm


Originally Posted by MustGoFast (Post 34162433)
Sadly Chase doesn't support that but good to know...

Note - I just learned that Pointsmaker can do ACH now (see FAQ 21) - requires a note when requesting payment ongoing but I'm now set up for that in the future.

I don't feel comfortable putting my bank account info into a Google form in order to set-up ACH. Does not seem secure enough to me. Perhaps if it's an account that is usually near empty then it might be okay. Just transfer out right way to somewhere else.

neo848943 Apr 14, 2022 1:43 pm


Originally Posted by daedge (Post 34163564)
I don't feel comfortable putting my bank account info into a Google form in order to set-up ACH. Does not seem secure enough to me. Perhaps if it's an account that is usually near empty then it might be okay. Just transfer out right way to somewhere else.

This is a good approach. Agree that a simple Google Form, without knowing how that information is stored or transmitted, is NOT sufficient security for info that would allow someone to drain your bank account. (Especially since they send you the entire form unencrypted in a clear text email immediately afterwards :rolleyes:) I would only do this for a "staging" account that you normally keep very little money in and immediately transfer out of.

neo848943 Apr 14, 2022 1:44 pm

I signed up for EMB Deals a couple weeks ago and for the life of me I cannot find any deal information anywhere on their site. I also requested to join their WhatsApp announcement channel but I have received 0 announcements. Am I missing something or are they just not buying anything at the moment?

toocool17 Apr 14, 2022 6:03 pm


Originally Posted by neo848943 (Post 34165358)
I signed up for EMB Deals a couple weeks ago and for the life of me I cannot find any deal information anywhere on their site. I also requested to join their WhatsApp announcement channel but I have received 0 announcements. Am I missing something or are they just not buying anything at the moment?

They are sending deals via Telegram (app) only now.

MustGoFast Apr 15, 2022 7:06 am


Originally Posted by neo848943 (Post 34165352)
This is a good approach. Agree that a simple Google Form, without knowing how that information is stored or transmitted, is NOT sufficient security for info that would allow someone to drain your bank account. (Especially since they send you the entire form unencrypted in a clear text email immediately afterwards :rolleyes:) I would only do this for a "staging" account that you normally keep very little money in and immediately transfer out of.

Agreed - I have it connected to a Capital 1 online savings account that has $0 in it other than these transfers and when it lands I send it off somewhere else. Same goes for the BFMR stuff.

neo848943 Apr 26, 2022 12:21 pm

The only way to ship to home with EMB Deals is if you live in the NYC area and arrange for pickup, correct? They don't provide shipping labels (a la PointsMaker)?

adamaaa Apr 26, 2022 6:42 pm

Correct. I've never seen them provide a label, and it's been hard to ship direct to them.

planetmans Apr 26, 2022 7:39 pm

Very sad to see the deal buyer starting up below cost deals.

dwatcher Apr 27, 2022 8:31 am

There's people who are willing to do those as they have to meet MSR. And, there's been influx of tons of newbies to these buying groups. They know supply is well above demand and they are leveraging that. Yea. it sucks to see BC deals, but in slow times this is probably going to be norm.

urgetopurge Apr 27, 2022 9:08 am

Anyone have issues with EDB pickups? They don't seem to respond to pickup requests at all or do so very slowly. How can you get them to respond more quickly?

pennywaltz Apr 27, 2022 9:11 am

Hmm USAbuying haven't responded to my ticket yet. It's been 22 days....been trying to follow up both by email and their support ticket system. Unsure how to get ahold of them. anyone have suggestions?


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