Jan 2, 2019, 9:51 am
Last edit by: danpeake
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe with some metas at some stores. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
This is the thread for 2019. The previous discussion can be found here: https://www.flyertalk.com/forum/manu...rt-2018-a.html
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
Note: The policy for allowing gift cards as payment for money orders can be more restrictive with certain stores or certain clerks. Just because an employee says there's a new restrictive policy "for all Walmarts" means nothing. There are plenty of cases where the employee is incorrect and the new policy is only regional or store specific.
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Tested Gebit (gift debit) cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. See above on Visas issued by MetaBank. New limit appears to be $99 per swipe with some metas at some stores. Follow the posts below for the latest information.
3. MC issued by US bank OR Metabank MC (Giftcards.com) can work, but you need to change payment type to debit before they enter the amount in the register. See below for details.
4. Gdot/sun work but take about an hour to activate.(VGC issued by Sunrise also limited to $99/swipe, same as Metabank issued cards, and Sunrise was available immediately).
5. USB work
__________________________________________________ __________________________________________
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually $1 each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for $1 x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transactions: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
7. SSN/ID entry - Any MO purchases in one transaction at or over $3K requires you to input your SSN. Any MO at or over $1K requires ID input (and ID requirement can also be forced by cashier at any amount).
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2019 - 2022)
Dec 8, 2019, 10:49 pm
#1681
Join Date: Aug 2017
Posts: 33
I didn't read 112 pages but I did read the sticky. Does this work in California? And when you ask the CSR to not hit enter after the initial swipe, doesn't that raise red flags with the CSR? Say you use a real ATM card, do you need to change payment? Can someone post the actual step by step procedure? I usually liquidate at stater Bros. But it's only $200 at a time.
Dec 8, 2019, 11:01 pm
#1682
Suspended
Join Date: Nov 1999
Posts: 24,153
I didn't read 112 pages but I did read the sticky. Does this work in California? And when you ask the CSR to not hit enter after the initial swipe, doesn't that raise red flags with the CSR? Say you use a real ATM card, do you need to change payment? Can someone post the actual step by step procedure? I usually liquidate at stater Bros. But it's only $200 at a time.
I get it you dont want to do your homework and want to be spoon fed. Had you invested the time and read the thread you wouldnt be asking the questions that you are, and probably would get answers to other questions that will come up
its 1 thing had you read then thread and then presented a question or 2 for clarity, but since you admitt to only reading the sticky (Monarch Notes ), I will answer your questions by simply saying "READ THE THREAD"
Im very surprised you didnt ask someone to get the MOs for you as well, after all why waste your time
Dec 8, 2019, 11:05 pm
#1683
Join Date: Jun 2015
Posts: 1,727
I didn't read 112 pages but I did read the sticky. Does this work in California? And when you ask the CSR to not hit enter after the initial swipe, doesn't that raise red flags with the CSR? Say you use a real ATM card, do you need to change payment? Can someone post the actual step by step procedure? I usually liquidate at stater Bros. But it's only $200 at a time.
Dec 8, 2019, 11:08 pm
#1684
Join Date: Aug 2017
Posts: 33
I get it you dont want to do your homework and want to be spoon fed. Had you invested the time and read the thread you wouldnt be asking the questions that you are, and probably would get answers to other questions that will come up
its 1 thing had you read then thread and then presented a question or 2 for clarity, but since you admitt to only reading the sticky (Monarch Notes ), I will answer your questions by simply saying "READ THE THREAD"
Im very surprised you didnt ask someone to get the MOs for you as well, after all why waste your time
its 1 thing had you read then thread and then presented a question or 2 for clarity, but since you admitt to only reading the sticky (Monarch Notes ), I will answer your questions by simply saying "READ THE THREAD"
Im very surprised you didnt ask someone to get the MOs for you as well, after all why waste your time
Last edited by tcook052; Dec 9, 2019 at 12:08 am Reason: Snark
Dec 8, 2019, 11:13 pm
#1685
Join Date: Jun 2015
Posts: 1,727
You should read more than the wiki and new to ms thread. You could also search the thread.
Last edited by tcook052; Dec 9, 2019 at 12:08 am Reason: edit quote
Dec 8, 2019, 11:15 pm
#1686
Suspended
Join Date: Nov 1999
Posts: 24,153
Most everyone including me would be more then willing to lend a hand had you said , I read the thread and dont understand a couple of things which doesnt make sense since I read .... & ..... , which tell us you tried and wed jump in to help you understand. But refusing to do your homework wont get you anywhere, while showing you did your homework but still dont get it, will result in many a helping hand
the decision is yours
Last edited by tcook052; Dec 9, 2019 at 12:09 am Reason: edit quote
Dec 8, 2019, 11:28 pm
#1687
Join Date: Aug 2017
Posts: 33
another thing you NEED to do is read the T&Cs of FT, which obviously you havent or you wouldnt have posted as you have. Seems all you are interested in is any and all short cuts. Can you please let us know what you have contributed to FT that anyone should spoon feed you?
Most everyone including me would be more then willing to lend a hand had you said , I read the thread and dont understand a couple of things which doesnt make sense since I read .... & ..... , which tell us you tried and wed jump in to help you understand. But refusing to do your homework wont get you anywhere, while showing you did your homework but still dont get it, will result in many a helping hand
the decision is yours
Most everyone including me would be more then willing to lend a hand had you said , I read the thread and dont understand a couple of things which doesnt make sense since I read .... & ..... , which tell us you tried and wed jump in to help you understand. But refusing to do your homework wont get you anywhere, while showing you did your homework but still dont get it, will result in many a helping hand
the decision is yours
Dec 9, 2019, 12:06 am
#1688
Join Date: May 2011
Posts: 889
I didn't read 112 pages but I did read the sticky. Does this work in California? And when you ask the CSR to not hit enter after the initial swipe, doesn't that raise red flags with the CSR? Say you use a real ATM card, do you need to change payment? Can someone post the actual step by step procedure? I usually liquidate at stater Bros. But it's only $200 at a time.
Dec 9, 2019, 12:49 am
#1689
Suspended
Join Date: Nov 1999
Posts: 24,153
I haven't contributed, if that's the prerequisite to get help from this thread, then this is probably not the that I want to participate in. I have helped countless times in other medias, FB, Reddit... And I'm always willing to help regardless whether the Q's are very novice or advanced. I'm an avid churner, being doing it for years. We're all trying to find short cuts to travel for cheap. That's why we're all doing this whether you admit it or not. I did read probably 20% of this that tbh. But I haven't found anything with regards to what I was asking. I will try the search too later when on desktop, it's not the easiest thing to search on a phone.
that said, take your question about CA, its not the same everywhere and some areas are completely dead while others have some life left but under certain conditions. Had you read the thread you would have known this. So it could very well be you've been trying Wallys in an area that is Dead or on life support , which means only certain stores under certain circumstances
112 pgs is nothing and you will learn a great deal as well as waste some time on needless posts, no one is gonna hire you to be a doc unless you have completed all the necessary college courses.So if dont mind getting the info from another very new person to the game just dont do the homework. If on the other hand you want some help or insight from those who have been playing for years theres a cost involved which is to 1st read the thread/s and then present what you know and and ask your question/s
Im not trying to be a wise guy but you will see many others will take you to task for simply refusing to read the thread when the answers you seek are most likley to be found there
Dec 9, 2019, 4:38 am
#1690
Join Date: Mar 2019
Posts: 4
I didn't read 112 pages but I did read the sticky. Does this work in California? And when you ask the CSR to not hit enter after the initial swipe, doesn't that raise red flags with the CSR? Say you use a real ATM card, do you need to change payment? Can someone post the actual step by step procedure? I usually liquidate at stater Bros. But it's only $200 at a time.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
I say I have MasterCrds so I need to swipe and change to debit before you enter the amount. They get the hang of it.
Last edited by Zonaminn; Dec 9, 2019 at 4:45 am
Dec 9, 2019, 8:24 am
#1691
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,445
if you read the wiki you would see point 6.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
I say I have MasterCrds so I need to swipe and change to debit before you enter the amount. They get the hang of it.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
I say I have MasterCrds so I need to swipe and change to debit before you enter the amount. They get the hang of it.
). You can search for them if you wish (I believe this thread was one site where I did so).With that being said, I would be at this time very leery of using MCGCs for obtaining MOs at WM due to the most recent issue discussed here.
Dec 9, 2019, 8:50 am
#1692
Suspended
Join Date: Nov 1999
Posts: 24,153
I have also posted several times instructions on how to convert MCGCs at WM. (In fact @craz has chided me several times on my verbal instructions in that they are dead giveaways for someone using a GC, which is true but in flyover country it seems not to matter ). You can search for them if you wish (I believe this thread was one site where I did so).
With that being said, I would be at this time very leery of using MCGCs for obtaining MOs at WM due to the most recent issue discussed here.
). You can search for them if you wish (I believe this thread was one site where I did so).With that being said, I would be at this time very leery of using MCGCs for obtaining MOs at WM due to the most recent issue discussed here.
Yep, in the case of unloading at Wally its based on 3 things, Location,Location,Location
Last week I went to a place I had stopped going to since they knew what was up and were geared to prevent it. My last 3 times I walked out a happy customer, not so last week, once I swiped instead of inserting before anything the csr (never saw before) simply KOed the whole thing and said "you should know better then use a G card instead of a bank card". I dont believe theres a single bank card that doesnt have a chip nowadays
So its very much a YMMV issue what will work and wont work, that said there are areas that are completely Dead and nothing will work or mentioning using more then 1 card or having to swipe 1st that will set off all kinds of alarms, while at other locations it wont matter. Id think its easier out in the sticks and the nearer to a major met city the worst the chances of walking out a happy customer
Dec 9, 2019, 11:16 am
#1693
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
My DL got banned for MOs lately...how easy to get an ID from another state...some states do require proof of in-state address and take several days to receive the ID in the mail to the in-state address on the application form. any state doesnt need proof of in-state address and can issue the ID right away?
Dec 9, 2019, 12:43 pm
#1694
Join Date: Sep 2019
Posts: 317
My DL got banned for MOs lately...how easy to get an ID from another state...some states do require proof of in-state address and take several days to receive the ID in the mail to the in-state address on the application form. any state doesnt need proof of in-state address and can issue the ID right away?
- Current out-of-state driver’s license
- Another form of identification
- Proof of your Social Security number
- Proof of your new residence with your new address
- Pass a vision test
- Payment for a new driver’s license
I understand why you'd like a second DL from another state, but it's hard to get one legally unless you've actually moved to a different state.
Dec 9, 2019, 1:54 pm
#1695
Join Date: Feb 2008
Location: CHS
Programs: Delta, AA, BA, United, Hyatt Globalist, Hilton Honors Diamond, SPG Marriott Gold, Sixt Platinum
Posts: 1,142
I think mine has also been blocked. I’m using this as an opportunity to redeem $200 Office supply gift cards, and stay under WM ID limit.