Originally Posted by FrankMS (Post 29614221)

You went from a 100k/month to zero? Maybe they were looking at inactivity with the new card product?

Originally Posted by briang191 (Post 29614239)

pretty much. I stopped Msing on the card and was using only using the card for normal spend. I don't think I'll be able to speak with anyone to dispute the closing of the account. I may try calling on a weekday.

Originally Posted by FrankMS (Post 29614249)

Could've been the cycling, too. Doing 3x+ your limit each month may have caught some eyes. Were all your Barclay cards shut down?

Originally Posted by briang191 (Post 29614268)

Arrival plus was my only card from Barclays.

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Originally Posted by briang191 (Post 29614301)

Originally Posted by Milezjunkie (Post 29570579)

Just to quickly share my experience with a Chase shutdown. In Feb, my BOA checking account was fraudulently used to send a PayPal payment. So BOA froze my account and opened a new one. It just so happened that I had a payment scheduled for a Chase account and since that account was frozen the payment was returned. I thought no big deal and made the payment the following day from the new account. Fast forward to the next week and I was using my Freedom Apple Pay for the 1st quarter bonus. I successfully bought two VGCs and when I tried to buy my third in two days my card was declined. Thinking it was a fraud alert I called and was informed all my cards were frozen and my relationship was under review. Two days later Apple Pay pushed a message that my cards were not available. I called CS and was finally transferred to Chase Fraud Services or something like that. The woman there was friendly and asked about the returned payment and GCM purchases on my BA card. She didn't seem too concerned and said NOT to shred my cards as she submitted a request to reopen my accounts. Three days later I got a call from an extremely rude and arrogant Chase representative that said ALL my cards are closed and there was no option for reconsideration and that was the final decision. He admitted that the returned payment was an initial flag and then making VGC purchases caused a manual review (which obviously puts human eyes on the accounts). I had been a Chase customer for over 12 years, had nearly all everyday spend on Chase cards and nothing crazy with MS. I would max the Freedom on half the quarters. I did MS $20K on my BA card spread over a year. I did MS on my Ink cards but pretty far below the max. They claimed it was the number of recent accounts (ok, I was doing 12 new CC accounts the past two years each). They didn't care my FICO is over 800, never a late payment, never a missed payment, debt free aside from a mortgage. The rep was downright rude. I guess he figures I am no longer a Chase customer because of his decision so who is going to listen to my complaint. So thanks to some criminal using my BOA account I lost all my Chase accounts. They did give me 30 days to use my UR points.

Originally Posted by briang191 (Post 29613994)

Barclay card arrival plus shutdown this week. No WMBP 30k limit. 100k per month ms with some regular spend. I stopped using the card for about 3 months. I might have to open a cap 1 card.

Originally Posted by ChrisFlyer66 (Post 29614481)

Cap1 will also shut you down if you MS $100k/month on their cards

Originally Posted by pharmawalk (Post 29615150)

Tbh, I just don't understand the churn and burn mentality so many have on this forum. It affects everyone and decreases the longevity of this adventure.

Originally Posted by pharmawalk (Post 29615150)

Tbh, I just don't understand the churn and burn mentality so many have on this forum. It affects everyone and decreases the longevity of this adventure.

Originally Posted by Milezjunkie (Post 29570579)

Just to quickly share my experience with a Chase shutdown. In Feb, my BOA checking account was fraudulently used to send a PayPal payment. So BOA froze my account and opened a new one. It just so happened that I had a payment scheduled for a Chase account and since that account was frozen the payment was returned. I thought no big deal and made the payment the following day from the new account. Fast forward to the next week and I was using my Freedom Apple Pay for the 1st quarter bonus. I successfully bought two VGCs and when I tried to buy my third in two days my card was declined. Thinking it was a fraud alert I called and was informed all my cards were frozen and my relationship was under review. Two days later Apple Pay pushed a message that my cards were not available. I called CS and was finally transferred to Chase Fraud Services or something like that. The woman there was friendly and asked about the returned payment and GCM purchases on my BA card. She didn't seem too concerned and said NOT to shred my cards as she submitted a request to reopen my accounts. Three days later I got a call from an extremely rude and arrogant Chase representative that said ALL my cards are closed and there was no option for reconsideration and that was the final decision. He admitted that the returned payment was an initial flag and then making VGC purchases caused a manual review (which obviously puts human eyes on the accounts). I had been a Chase customer for over 12 years, had nearly all everyday spend on Chase cards and nothing crazy with MS. I would max the Freedom on half the quarters. I did MS $20K on my BA card spread over a year. I did MS on my Ink cards but pretty far below the max. They claimed it was the number of recent accounts (ok, I was doing 12 new CC accounts the past two years each). They didn't care my FICO is over 800, never a late payment, never a missed payment, debt free aside from a mortgage. The rep was downright rude. I guess he figures I am no longer a Chase customer because of his decision so who is going to listen to my complaint. So thanks to some criminal using my BOA account I lost all my Chase accounts. They did give me 30 days to use my UR points.