Anyone ever gotten back with Cap 1 after getting shut down?

Is chase shut-down risk still likely after applying for one of their cards? Ive been reading about it but no real recent dp that I can tell.

Apparently so -- just happened to me. I totally ignored the C-bank since they went 5/24. But I've kept a couple of their no-AF cards with 5X cat's since 7-12 yrs ago. A few weeks ago I applied for the new Hyatt card though. And now they shut down all their remaining cards that I kept, and those of everyone else in the household. They even "shut down" an account that I closed ~6 yrs ago. Hmmm seems like there's some spite involved.

It sounds as if you had not used those cards for several years.
Is it possible that they had shut you down at the original time but didn't make the connection with regards to the notification?
Then when you applied for the new card, they just resent the original shut-down notification? (You never really had an extant account after the initial closure.)

Damn that's harsh. What was your #/24? Did they give you a reason and have you tried asking for recon? I read that you may get reconned if ms is not a major issue.

I did use them for the 5X: between $1.5K-3K per year on personal, <$1K business.

Since there's no way I'd limit my #/24 for the benefit of one bank that doesn't want to compete fairly, I never really needed to count. I'm guessing it's way >5 (maybe 10-18, including AU's). I do not want a recon -- it's a done deal.
And they sent me letters with the reasons: 1) # of CC accounts, 2) too many accounts opened recently.

Not a true shutdown, but I did want to warn people about PNC and how sensitive they are to money orders. I opened a mobile wallet account with them about a month ago for the $300 bonus. Since I don't plan on keeping this account long term, I deposited two Walmart MO for $499.12 at the ATM. PNC put a hold on the funds for 5 business days, which isn't a huge deal.

I had also pushed $2000 from PayPal to meet the direct deposit requirements from the bonus. To get the funds out, I made a $1000 Chase payment and a $1000 AMEX payment. Both showed up as pending the following day, then disappeared on the next day.

I called PNC and they said that since the money orders were being held, they put a hold on my entire account. Any charges made would also be subject to hold, even if there are enough funds from other sources to cover the balance (in my case, the PayPal transfer). They said the Chase and AMEX payments would be released, but to check with Chase and AMEX to make sure.

I would avoid using PNC for money order deposits, or at least avoid using the account while the MO funds are being held.

I wouldn't read too much into the reasons, I recently got APPROVED for an account by Chase where they mentioned these reasons as negatively affecting my credit score, in addition to 3) account opened too recently, and 4) length of credit history. Not that I care too much, but all of this seems rather arbitrary, my credit history is 30+ years with the average age of account around 12 years, and my credit score at 800+.

In general for all banks, I'd suggest teller (drive through) deposit vs ATM, likely scrutinized less since a banker already put eyes on them during the deposit. Also 1 transaction vs multiple MOs via ATM.

for new customers, the bank has different policy and restrictions.

That's a lot of driving, and will not help according to earlier DPs. Shut down decisions come from the back office, and being known or visible to front line tellers makes no difference.

Yeah, the only time I think it might make a difference is with smaller banks or credit unions. Larger banks like Chase or PNC don't care unless you have lots of $$$ in accounts with them.

PNC is fine.

You really want to limit these type of things for the first 30 days of a new account. Banks tend to place longer holds and are more "curious" about customer activity in this timeframe.

Finally someone is using common sense, I never understand the hype around chs3, I get nearly all of the benefits matched through other credit cards/banks. The only area that chs3 really stands out is Fr33dom 5X and ability to pool the points into UR, but I don't spend enough on gas and grocery plus this benefit may be axed in the future (it's not profitable).