FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   2018 Shutdown Thread (https://www.flyertalk.com/forum/manufactured-spending/1885592-2018-shutdown-thread.html)

AlohaDaveKennedy Mar 31, 2018 6:52 am

Calm down about refueling boats . Maybe the poster is from Miami. Not unusual to be filling up your boat multiple times a month down here as our folks use boats quite a bit. In fact, New Times just declared Miami America's Capital of Cryptocurrency and that has much to do with our extensive use of boats.:p


Originally Posted by wyogold (Post 29584495)
Ten times in a row? Several times a month? In the winter?

We MSers can pretend all we want but it's really pretty obvious that our spending is abnormal


AlohaDaveKennedy Mar 31, 2018 7:09 am

No, there are many 200 gallon tanks in motorhomes, trucks and vans. Don't tailgate any vehicles down in Florida that are dragging their rear bumper and making sloshing sounds. The business of stealing gas and reselling it on the black market using vehicles filled with drums and tanks is literally exploding here in Florida.:rolleyes:



Originally Posted by pharmawalk (Post 29586537)
I don't think that is factual.


NoonRadar Mar 31, 2018 6:44 pm


Originally Posted by Milezjunkie (Post 29570579)
Just to quickly share my experience with a Chase shutdown. In Feb, my BOA checking account was fraudulently used to send a PayPal payment. So BOA froze my account and opened a new one. It just so happened that I had a payment scheduled for a Chase account and since that account was frozen the payment was returned. I thought no big deal and made the payment the following day from the new account. Fast forward to the next week and I was using my Freedom Apple Pay for the 1st quarter bonus. I successfully bought two VGCs and when I tried to buy my third in two days my card was declined. Thinking it was a fraud alert I called and was informed all my cards were frozen and my relationship was under review. Two days later Apple Pay pushed a message that my cards were not available. I called CS and was finally transferred to Chase Fraud Services or something like that. The woman there was friendly and asked about the returned payment and GCM purchases on my BA card. She didn't seem too concerned and said NOT to shred my cards as she submitted a request to reopen my accounts. Three days later I got a call from an extremely rude and arrogant Chase representative that said ALL my cards are closed and there was no option for reconsideration and that was the final decision. He admitted that the returned payment was an initial flag and then making VGC purchases caused a manual review (which obviously puts human eyes on the accounts). I had been a Chase customer for over 12 years, had nearly all everyday spend on Chase cards and nothing crazy with MS. I would max the Freedom on half the quarters. I did MS $20K on my BA card spread over a year. I did MS on my Ink cards but pretty far below the max. They claimed it was the number of recent accounts (ok, I was doing 12 new CC accounts the past two years each). They didn't care my FICO is over 800, never a late payment, never a missed payment, debt free aside from a mortgage. The rep was downright rude. I guess he figures I am no longer a Chase customer because of his decision so who is going to listen to my complaint. So thanks to some criminal using my BOA account I lost all my Chase accounts. They did give me 30 days to use my UR points.

Sorry to hear, sucks. Doesn't hurt to try calling a couple more times though.

Does Ch@s3 let you transfer/cash out UR points after a shutdown?

devastitis Mar 31, 2018 7:33 pm


Originally Posted by NoonRadar (Post 29588775)
Sorry to hear, sucks. Doesn't hurt to try calling a couple more times though.

Does Ch@s3 let you transfer/cash out UR points after a shutdown?

they give you 30 days to transfer/use up UR points.

mhdena Mar 31, 2018 8:33 pm


Originally Posted by pharmawalk (Post 29586537)
I don't think that is factual.

Is this just a guess of yours?

Easy enough to look up and be sure then next time you can omit the "I don't think" part.

Lekuxs15 Apr 2, 2018 12:36 pm

Wife got axed over the weekend after applying for the Iberia card. She went pending, approved the next day. I was instant approved and accounts open for now

dogbyte Apr 2, 2018 3:15 pm


Originally Posted by Lekuxs15 (Post 29594348)
Wife got axed over the weekend after applying for the Iberia card. She went pending, approved the next day. I was instant approved and accounts open for now

Any particular reason for the shutdown?

Lekuxs15 Apr 2, 2018 5:40 pm

Too many requests for credit/reviews of credit. Number of credit card accounts.
Seems like there are several DPs for reinstatement for these reasons

breauxdle Apr 4, 2018 1:38 pm

anyone ever seen a DP of discover shutting someone down?

briang191 Apr 7, 2018 2:40 pm

Barclay card arrival plus shutdown this week. No WMBP 30k limit. 100k per month ms with some regular spend. I stopped using the card for about 3 months. I might have to open a cap 1 card.

wyogold Apr 7, 2018 2:59 pm


Originally Posted by briang191 (Post 29613994)
Barclay card arrival plus shutdown this week. No WMBP 30k limit. 100k per month ms with some regular spend. I stopped using the card for about 3 months. I might have to open a cap 1 card.

Cap1 is pretty much impossible to get for churners with a lot of new accounts. Discover it miles with double miles first year is a good easy to get alternative. Only drawback is low cl.

briang191 Apr 7, 2018 3:27 pm


Originally Posted by wyogold (Post 29614037)
Cap1 is pretty much impossible to get for churners with a lot of new accounts. Discover it miles with double miles first year is a good easy to get alternative. Only drawback is low cl.


what do you mean when you say " a lot of new accounts". Discover isn't an option due to the first year only.

wyogold Apr 7, 2018 3:48 pm


Originally Posted by briang191 (Post 29614125)



what do you mean when you say " a lot of new accounts". Discover isn't an option due to the first year only.

More than 2/12 approx, though not really 100% clear. As for the one year limit, just open another one after the year is up.

briang191 Apr 7, 2018 4:06 pm


Originally Posted by wyogold (Post 29614180)
More than 2/12 approx, though not really 100% clear. As for the one year limit, just open another one after the year is up.

thanks for the info. I might be under 2/12 if cap 1 doesn't count business accounts.

FrankMS Apr 7, 2018 4:08 pm


Originally Posted by briang191 (Post 29613994)
Barclay card arrival plus shutdown this week. No WMBP 30k limit. 100k per month ms with some regular spend. I stopped using the card for about 3 months. I might have to open a cap 1 card.

You went from a 100k/month to zero? Maybe they were looking at inactivity with the new card product?


All times are GMT -6. The time now is 5:35 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.