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Originally Posted by mortalwombat
(Post 29373560)
Same thing just happened to my SO. Flagged after a fraud alert via mobile pay. Accounts closed after the 10 day review. Trying to appeal now. There is no significant MS other than Freedom categories, no new accounts in 6 months, 4 accounts in last 12, 9/24. 7 inquiries total.
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Originally Posted by zeppoloveskafka
(Post 29361437)
No, the AM number I had was created thru Synchrony. There is just one. My spend was only 2.5K much of it through paypal (kiva loans all under 1K). I did use the card for boarding fees with a southwest flight, but I don't see how that is relevant. Until otherwise, I believe them when they say Asia miles shut down my credit card, not the other way around.
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Originally Posted by devastitis
(Post 29373628)
Chase’s T&C says they can shut you down for any reason. Looks like the fraud alert put eyes on your SO’s accounts, and they saw MS on the Freedom after some investigation. You can call the EO and see if they’re willing to reverse their decision and file with the CFPB. |
Originally Posted by mortalwombat
(Post 29373988)
Already asked for an appeal and callback with a supervisor along with an EO investigation. I'm a CPC whatever that's worth anymore and trying my best to help. I wanted a Chase Ink business card. At that time, the annual fee was being waived for the first year, according to not only published reports, but also by my personal CPC banker. So I apply and receive the card and the AF is on the first statement :mad: I bring that to the attention of my private banker who says "don't worry, we'll get that reversed." Long story short, the branch had to reimburse me from their own branch funds for the AF. The CC division would not budge from their stance that the AF was not refundable. :eek: It appears to me that Chase's CC division marches to it's own drummer no matter what other parts of the organization says.:o |
Originally Posted by radonc1
(Post 29374659)
Chase can be remarkably fickle when it comes to credit cards.
I wanted a Chase Ink business card. At that time, the annual fee was being waived for the first year, according to not only published reports, but also by my personal CPC banker. So I apply and receive the card and the AF is on the first statement :mad: I bring that to the attention of my private banker who says "don't worry, we'll get that reversed." Long story short, the branch had to reimburse me from their own branch funds for the AF. The CC division would not budge from their stance that the AF was not refundable. :eek: It appears to me that Chase's CC division marches to it's own drummer no matter what other parts of the organization says.:o It just seems being Chase CPC does not worth anything outside the basic banking stuff. |
I had my Citizens Bank checking account closed with no explanation. I used it almost exclusively for depositing MO's. Didn't generally keep much of a balance, although I do owe them high 5 figures on another loan. It wasn't a big deal. I have another bank I can use, where my father worked for 18 years and still has an account. I was using Citizens because it saved me about 10 miles of driving every deposit I had to make.
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Originally Posted by redtop43
(Post 29388829)
I had my Citizens Bank checking account closed with no explanation. I used it almost exclusively for depositing MO's. Didn't generally keep much of a balance, although I do owe them high 5 figures on another loan. It wasn't a big deal. I have another bank I can use, where my father worked for 18 years and still has an account. I was using Citizens because it saved me about 10 miles of driving every deposit I had to make.
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Regarding AMEX and Chase MS, is one more likely to get shut down with MS on co-branded cards (e.g. SPG/MP) or MR/UR cards?
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Originally Posted by gumercindo
(Post 29397937)
Regarding AMEX and Chase MS, is one more likely to get shut down with MS on co-branded cards (e.g. SPG/MP) or MR/UR cards?
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Originally Posted by ChrisFlyer66
(Post 29398064)
I'd say MR/UR cards are more likely to get shut down.
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Today I received a UPS mail from Merril Edge that my investment account will be terminated in 1 month. I have $100K+ on that account, that gives me Preferred Honor status for my Bofa cards.
I am really shocked. What can trigger this? I don't do crazy activity on my investment account, just MS on Bofa cards. |
Originally Posted by jk2
(Post 29401425)
Today I received a UPS mail from Merril Edge that my investment account will be terminated in 1 month. I have $100K+ on that account, that gives me Preferred Honor status for my Bofa cards.
I am really shocked. What can trigger this? I don't do crazy activity on my investment account, just MS on Bofa cards. |
Originally Posted by devastitis
(Post 29401453)
The MS on the BO@ cards. |
Maybe, maybe not. Have seen BoA close bank accounts without closing credit card accounts.
Originally Posted by jk2
(Post 29401496)
will they close them next?
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Originally Posted by jk2
(Post 29401425)
Today I received a UPS mail from Merril Edge that my investment account will be terminated in 1 month. I have $100K+ on that account, that gives me Preferred Honor status for my Bofa cards.
I am really shocked. What can trigger this? I don't do crazy activity on my investment account, just MS on Bofa cards. |
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