Feb 27, 2017, 10:26 pm
Last edit by: ChrisFlyer66
THIS IS A WIKI TO AN OLD THREAD THAT IS NO LONGER BEING MAINTAINED!
This is a new thread for 2017. The previous discussion can be found here.
The new thread for 2018 is here.
DETAILS:
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
Standard BP- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for BP, but has issues making 2 or more payments in a row. Make one BP, then come back or do another trans, then another BP to avoid issues. Make sure you get a BP receipt in the app and it shows the BP info and the CC you paid before leaving the store.
Some tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
--------------------------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
$1.88 next day.
$1.88 next day.
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
$1.50 next day.
$1.50 next day, $1.00 three days.
$1.50 next day, $1.00 three days.
For money order questions, check the following threads and their wiki posts:
This is a new thread for 2017. The previous discussion can be found here.
The new thread for 2018 is here.
DETAILS:
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
Standard BP- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for BP, but has issues making 2 or more payments in a row. Make one BP, then come back or do another trans, then another BP to avoid issues. Make sure you get a BP receipt in the app and it shows the BP info and the CC you paid before leaving the store.
Some tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
--------------------------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARDGlimcher VISA
$1.88 next day.
Works:
VISABank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
$1.88 next day.
Works:
----------------------------------------------------------------------------------------Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
Alliant Credit Union Cashback Visa Signature
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work: Capital OneBoA Alaska Airlines Visa
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.For money order questions, check the following threads and their wiki posts:
Billpay at Walmart(2017)
Aug 10, 2017, 2:13 pm
#257
Join Date: Jan 2016
Programs: Ink/Sapphire/Freedom/SPG
Posts: 338
before you or others proceed with more B/Ps for Chase, check this DP from a reader of mpd:
http://milesperday.com/2017/08/anoth...#disqus_thread
The rest can ignore this if ya'll are confident you won't get the axe doing B/Ps OR if you don't value you Chase account(s). There's a lot more DPs shared in private discussions but they'd prefer to lick their wounds in private. Hindsight is always 20/20.
http://milesperday.com/2017/08/anoth...#disqus_thread
The rest can ignore this if ya'll are confident you won't get the axe doing B/Ps OR if you don't value you Chase account(s). There's a lot more DPs shared in private discussions but they'd prefer to lick their wounds in private. Hindsight is always 20/20.
Aug 10, 2017, 5:51 pm
#258
Join Date: Jul 2014
Posts: 3,688
Good luck and hopefully you don't get flagged doing just a "few" B/Ps to Chase. I've read that Chase team is very sensitive to all forms of anonymous billpays which WMBP falls under. Many of recent shutdowns has WMBP as their common denominator. In the long run, one has to decide if WMBP is worth the risk of getting all your Chase accounts shutdown.
Aug 11, 2017, 2:21 pm
#259
Join Date: Jan 2016
Programs: Ink/Sapphire/Freedom/SPG
Posts: 338
Yeah , that was my only way of MS, i hate MOs
Aug 11, 2017, 11:27 pm
#260
Join Date: Oct 2015
Posts: 116
Good luck and hopefully you don't get flagged doing just a "few" B/Ps to Chase. I've read that Chase team is very sensitive to all forms of anonymous billpays which WMBP falls under. Many of recent shutdowns has WMBP as their common denominator. In the long run, one has to decide if WMBP is worth the risk of getting all your Chase accounts shutdown.
Last edited by elegua; Aug 11, 2017 at 11:43 pm
Aug 12, 2017, 3:27 am
#262
Join Date: Dec 2010
Posts: 1,516
It seems UBS Visa cannot be paid via regular visa.
Aug 12, 2017, 2:29 pm
#263
Join Date: Jul 2014
Posts: 3,688
true.
the guy who shared his story on mpd has been with Chase since 2002, did five figure B/Ps before the axe fell; one commenter was with them for 20 years and loyalty doesn't mean anything to them when they did something Chase frowned upon.
we either heed the warning or completely ignore it, we're the one who will live with the choices we make.
the guy who shared his story on mpd has been with Chase since 2002, did five figure B/Ps before the axe fell; one commenter was with them for 20 years and loyalty doesn't mean anything to them when they did something Chase frowned upon.
we either heed the warning or completely ignore it, we're the one who will live with the choices we make.
Aug 14, 2017, 11:37 am
#264
Join Date: Jan 2014
Posts: 148
i'm looking for a cheaper alternative to plastiq to pay mortgage and daycare. it seems most talk here is for using billpay for paying off your CC bill.
does the process go like this:
1) use cc with bonus awards category to buy a gc (seems like Vanilla is a no go, so a pin MC would be safest bet)
2) bring MC GC to walmart and ask them to send a payment to my mortgage company? I found it listed on billpay website. i can do 4 debit transactions from the said MC GCs
2a) what can i do for daycare, its a small local place and i doubt it's listed?
does the process go like this:
1) use cc with bonus awards category to buy a gc (seems like Vanilla is a no go, so a pin MC would be safest bet)
2) bring MC GC to walmart and ask them to send a payment to my mortgage company? I found it listed on billpay website. i can do 4 debit transactions from the said MC GCs
2a) what can i do for daycare, its a small local place and i doubt it's listed?
Aug 14, 2017, 12:43 pm
#265
Join Date: Oct 2013
Posts: 1,322
i'm looking for a cheaper alternative to plastiq to pay mortgage and daycare. it seems most talk here is for using billpay for paying off your CC bill.
does the process go like this:
1) use cc with bonus awards category to buy a gc (seems like Vanilla is a no go, so a pin MC would be safest bet)
2) bring MC GC to walmart and ask them to send a payment to my mortgage company? I found it listed on billpay website. i can do 4 debit transactions from the said MC GCs
2a) what can i do for daycare, its a small local place and i doubt it's listed?
does the process go like this:
1) use cc with bonus awards category to buy a gc (seems like Vanilla is a no go, so a pin MC would be safest bet)
2) bring MC GC to walmart and ask them to send a payment to my mortgage company? I found it listed on billpay website. i can do 4 debit transactions from the said MC GCs
2a) what can i do for daycare, its a small local place and i doubt it's listed?
Aug 16, 2017, 11:20 am
#266
Join Date: Jan 2014
Posts: 148
thanks for the reply, a follow up question on the bill pay:
do i need to bring a copy of the receipt? or will they take my word for it on the account #, etc.?
do i need to bring a copy of the receipt? or will they take my word for it on the account #, etc.?
Aug 16, 2017, 11:52 am
#267
Join Date: Mar 2009
Posts: 2,295
But each WM can vary. At one, I need to fill out the bill pay forms, at another, I just write the stuff on a little slip of paper, on another, they are fine with me speaking the information to them...
Aug 29, 2017, 9:20 am
#268
Join Date: Feb 2011
Posts: 87
Went to a walmart today for bill pay. Cashier asked me for social and occupation. When I asked why he said any amount over 900 will ask this info. Anyone else has this experience?
Aug 29, 2017, 6:54 pm
#270
Join Date: Nov 2015
Programs: DL, Marriott & IHG Platty; HH Diamonte
Posts: 861