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Plastiq for rent, tuition, utilities, etc.

Old Dec 2, 2015, 5:53 pm
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Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard

Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
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Plastiq for rent, tuition, utilities, etc.

Old Nov 8, 2016, 11:11 am
  #586  
 
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
Originally Posted by DaveInLA
I'm thinking of getting AMEX Biz Plat to pay property taxes as well via Plastiq. My tax payments due for Nov/Dec and Feb/Apr are are about $4K each so I wouldn't qualify for the extra 0.5x paying them separately like that. Will it complicate things on the county's side (LA County) if I pay $5K now and $3K+ in the spring?
It might. I tried to make a small payment once (Santa Barbara county) and it got returned as they didn't take partial payments. If you can, you could probably pay the whole thing at once. The extra Shop Small point is only good through 12/31 so you might want to make the second payment before 12/31 anyway. So it'd be a single payment of $8k+, get the extra 0.5x, and an extra point on the whole payment for Shop Small. Plus, more than halfway to the $15k spend for the whole 100k signup bonus.

My second payment isn't due until 4/10, but I'm probably going to make it mid-December, assuming the first payment posts to my property taxes properly.
penner42 is offline  
Old Nov 8, 2016, 11:34 am
  #587  
 
Join Date: Jun 2015
Posts: 644
Originally Posted by Low Roller
I don't think there's anything sketchy about Plastiq (not sure about other services). Plastiq is actually one of the preferred suppliers for Amex Canada's Business Gold card (you can choose 3 of these suppliers to earn 2x MR), so they obviously don't have a problem with it.
What are the 3 suppliers?
Stivelio is offline  
Old Nov 8, 2016, 1:09 pm
  #588  
 
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
Originally Posted by Stivelio
What are the 3 suppliers?
On the Canadian business gold card you can choose 3 companies from a list of about 25 (including Plastiq) and you earn 2MR points/$ instead of 1 for any purchases at your chosen companies. I don't think the US card has the same set-up.
Low Roller is offline  
Old Nov 8, 2016, 2:15 pm
  #589  
 
Join Date: Dec 2015
Posts: 25
Just a PSA, you do not need an AMEX business card to be eligible for the 2X points.

I have an AMEX Gold, Platinum, and the Benz Platinum and all three were eligible for the small shops 2X points through Plastiq.
GlobalPuros is offline  
Old Nov 9, 2016, 10:51 pm
  #590  
 
Join Date: Dec 2014
Posts: 39
Can anybody comment on CSP + Alliant Credit Union?

I'm getting the potential CA fee warning message... :/
mad cow disease is offline  
Old Nov 14, 2016, 10:38 am
  #591  
 
Join Date: Dec 2015
Location: DCA
Posts: 818
For anyone who might be in a similar situation - I signed up at the end of last month on the MC rent/mortgage promo at 1.75%. I had just converted an AA Plat card to the AT&T Access More, which I wanted to use long-term for this payment, but hadn't received it yet. So I set it up with my Prestige MC for the first month. Just chatted with them today and they were able to switch it from the Prestige to my new AT&T card with the same promo rate for the rest of the scheduled payments.

I hope I am also able to make edits to the payment amount on occasion as my mortgage payment periodically changes due to fluctuations in the escrow withholding amount.
bodiddely is offline  
Old Nov 14, 2016, 11:05 am
  #592  
 
Join Date: Jun 2015
Posts: 644
I don't see plastiq listed on the amex small business map. Is the statement on the plastiq site really accurate for this amex promo?
Stivelio is offline  
Old Nov 14, 2016, 11:51 am
  #593  
 
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
Originally Posted by bodiddely
For anyone who might be in a similar situation - I signed up at the end of last month on the MC rent/mortgage promo at 1.75%. I had just converted an AA Plat card to the AT&T Access More, which I wanted to use long-term for this payment, but hadn't received it yet. So I set it up with my Prestige MC for the first month. Just chatted with them today and they were able to switch it from the Prestige to my new AT&T card with the same promo rate for the rest of the scheduled payments.

I hope I am also able to make edits to the payment amount on occasion as my mortgage payment periodically changes due to fluctuations in the escrow withholding amount.
Wish I had known I could convert to that. I converted my AA Plat to a DoubleCash instead.
penner42 is offline  
Old Nov 14, 2016, 11:55 am
  #594  
 
Join Date: Dec 2015
Location: DCA
Posts: 818
Originally Posted by penner42
Wish I had known I could convert to that. I converted my AA Plat to a DoubleCash instead.
Doesn't hurt to call and ask... I would give it a shot (or three). Not sure how it works with Citi but with Chase at least it's possible to PC the same card very quickly in succession (e.g. CSP to CS to CFU to CF all within a week or two).
bodiddely is offline  
Old Nov 14, 2016, 12:35 pm
  #595  
 
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
Originally Posted by Stivelio
I don't see plastiq listed on the amex small business map. Is the statement on the plastiq site really accurate for this amex promo?
I can confirm I received 2x MR points for the Small Business promo on my Plastiq charges.
akcae is offline  
Old Nov 14, 2016, 3:28 pm
  #596  
 
Join Date: Nov 2012
Location: SFO
Posts: 1,746
Originally Posted by akcae
I can confirm I received 2x MR points for the Small Business promo on my Plastiq charges.
Thanks, when did you place the charge?
djibouti is offline  
Old Nov 14, 2016, 3:48 pm
  #597  
 
Join Date: Sep 2012
Posts: 4,431
I used 11 $100 MC gift cards toward mortgage and Ally car payments late last week. Everything looks like it's going well with appropriate emails, but when I check the Plastiq app, it says "invalid state". I just messaged Plastiq, will wait to hear what they have to say. Have you guys noticed that before?
DaveInLA is offline  
Old Nov 15, 2016, 7:56 am
  #598  
 
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
Originally Posted by djibouti
Thanks, when did you place the charge?
Nov 3.
akcae is offline  
Old Nov 15, 2016, 9:42 am
  #599  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by DaveInLA
I used 11 $100 MC gift cards toward mortgage and Ally car payments late last week. Everything looks like it's going well with appropriate emails, but when I check the Plastiq app, it says "invalid state". I just messaged Plastiq, will wait to hear what they have to say. Have you guys noticed that before?
Update-- I contacted Plastiq by text, the "invalid state" is just an IT problem.
DaveInLA is offline  
Old Nov 15, 2016, 3:26 pm
  #600  
 
Join Date: Jun 2009
Location: ORD, EZE
Programs: AA Platinum, Hilton HHonors Diamond, SPG Gold, Marriott Gold, AMEX Platinum
Posts: 71
Made a $5,100 transaction through Plastiq to Suntrust (mortgage provider). Transaction posted on 11/9, and 0.5x additional points was given for transactions over $5k (for Amex Biz Plat) but no 2x Small Business was posted. Maybe it's dead? Any other DP for last week/this week?
wshadow is offline  

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