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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Sep 16, 2015, 10:05 am
      #10126  
     
    Join Date: Jan 2015
    Location: Champaign, IL
    Programs: Total Rewards Diamond, Wyndham Diamond, Marriott Gold, AA Gold
    Posts: 564
    Originally Posted by ElPresidente
    But it never occured to me. Will Redcard let me write an online billpay check for amount larger than current balance?
    I do not think so.
    pwd847 is offline  
    Old Sep 16, 2015, 11:23 am
      #10127  
     
    Join Date: Jan 2011
    Location: MDW
    Programs: WN (CP 6x, A+ 2x), Marriott (LT Titanium), Hyatt Explorer, Hertz PC, UA/*A Silver
    Posts: 425
    Originally Posted by pwd847
    I do not think so.
    Originally Posted by ElPresidente
    I setup my Redcard account, to be able to pull from my bank checking account up to $500. I know if I "overdraft" with Target purchases it will pull additional cash as needed.

    But it never occured to me. Will Redcard let me write an online billpay check for amount larger than current balance?
    I haven't tried, but I'm 99.99% sure it won't. Funds are deducted from your balance immediately upon paying a bill. I've never seen any mention of 'overdraft' anywhere in the FAQs.
    illinidad is offline  
    Old Sep 16, 2015, 1:01 pm
      #10128  
     
    Join Date: Sep 2010
    Posts: 3
    Originally Posted by yorkman
    Just got shut down for the first time by a Target associate.

    VCC Target in Richmond VA. Been loading there since the beginning with no issues. Customer service associate told me no gift cards. Mgr echoed. Tried on my way out with cashier before paying and was told the same thing. Cashier has loaded me dozens of times previously. Sounds like a new store policy....
    What has been your experience at other Richmond locations? Any luck? Thanks!
    pillow is offline  
    Old Sep 16, 2015, 2:24 pm
      #10129  
     
    Join Date: Jul 2014
    Location: LAX
    Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
    Posts: 1,305
    Originally Posted by AlohaDaveKennedy
    Or UFBing?
    Probably a naive question, but care to explain what UFBing stands for?
    jediwho is offline  
    Old Sep 16, 2015, 2:33 pm
      #10130  
     
    Join Date: Jan 2015
    Location: Champaign, IL
    Programs: Total Rewards Diamond, Wyndham Diamond, Marriott Gold, AA Gold
    Posts: 564
    Originally Posted by jediwho
    Probably a naive question, but care to explain what UFBing stands for?
    https://www.ufbdirect.com
    pwd847 is offline  
    Old Sep 17, 2015, 4:58 pm
      #10131  
     
    Join Date: Sep 2014
    Posts: 50
    bay area california, tried using simon vgc at target but they needed name on card to match ID. anyone else experience this?
    zerosoul is offline  
    Old Sep 17, 2015, 6:56 pm
      #10132  
     
    Join Date: Dec 2013
    Posts: 3,509
    Originally Posted by zerosoul
    bay area california, tried using simon vgc at target but they needed name on card to match ID. anyone else experience this?
    YMMV between cashiers depending on their comfort level. Find another cashier to try or go to another Target. But to answer your question I am sure EVERYONE has experienced this at least once before so no need to worry.
    ericdabbs is offline  
    Old Sep 17, 2015, 9:00 pm
      #10133  
     
    Join Date: Jul 2009
    Location: SJC
    Programs: AA, AS, Marriott
    Posts: 6,068
    Originally Posted by ericdabbs
    YMMV between cashiers depending on their comfort level. Find another cashier to try or go to another Target. But to answer your question I am sure EVERYONE has experienced this at least once before so no need to worry.
    Yep. The only consistency is that there is inconsistency. The unfortunate thing about the Bay Area is the concentration of MSers. They're also likely to be heavy hitters too. It shut down Walmart loads here, and I give it 2-3 months before the bird goes hungry at all Bay Area Targets.
    Majuki is online now  
    Old Sep 17, 2015, 9:59 pm
      #10134  
     
    Join Date: Mar 2015
    Location: California
    Programs: AA UA
    Posts: 151
    Originally Posted by zerosoul
    bay area california, tried using simon vgc at target but they needed name on card to match ID. anyone else experience this?
    I read up thread people are not even allowed to load from VGC at the Cambell (bay area california) target.

    BTW I was not aware any place in the bay area selling Simon VGC.
    Bluebirdie is offline  
    Old Sep 17, 2015, 10:51 pm
      #10135  
     
    Join Date: Oct 2014
    Posts: 503
    Business as usual at my local Target. First time loading since the POS upgrade. Boy does it take a hell of a lot longer to load though.
    ILGfly is offline  
    Old Sep 17, 2015, 11:24 pm
      #10136  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by ILGfly
    Business as usual at my local Target. First time loading since the POS upgrade. Boy does it take a hell of a lot longer to load though.
    Agreed; it's very slow.

    I've been loading on the new software for 2-3 weeks without issue but today I came across what appeared to be a different version (one I haven't previously encountered). It drained the VGC just fine but there was no "credit/debit" option presented on the touchscreen (as is typical)... system just defaulted to "credit" prior to asking for PIN.
    Radster is offline  
    Old Sep 18, 2015, 12:47 am
      #10137  
     
    Join Date: Feb 2012
    Posts: 4,477
    Any word if/when the redbird will be available nationwide?
    Has there been any increase in the coverage area since early 2015 (the last time I checked)?
    MaxVO is offline  
    Old Sep 18, 2015, 1:48 am
      #10138  
     
    Join Date: Apr 2015
    Posts: 81
    today i went to colma and serramonte targets. apparently both have a new policy of 2k/person/day... which isnt terribly bad but makes me sad to have a limit 500 under the official daily limit :P
    uPantcho is offline  
    Old Sep 18, 2015, 7:03 am
      #10139  
     
    Join Date: Apr 2015
    Posts: 166
    Originally Posted by Radster
    Agreed; it's very slow.

    I've been loading on the new software for 2-3 weeks without issue but today I came across what appeared to be a different version (one I haven't previously encountered). It drained the VGC just fine but there was no "credit/debit" option presented on the touchscreen (as is typical)... system just defaulted to "credit" prior to asking for PIN.
    I've moved to doing a $1k transaction as 2-$500 charges as that seems faster with the new system than 2 separate transactions. So long as your cashier understands how to do it.
    Falimz is offline  
    Old Sep 18, 2015, 8:17 am
      #10140  
     
    Join Date: Jul 2009
    Location: SJC
    Programs: AA, AS, Marriott
    Posts: 6,068
    Originally Posted by uPantcho
    today i went to colma and serramonte targets. apparently both have a new policy of 2k/person/day... which isnt terribly bad but makes me sad to have a limit 500 under the official daily limit :P
    Aren't these stores down the street from each other? It's inconvenient, but at least you can get your loads in. I thought the one attached to the mall had started comparing payment method to the name on the REDcard and ID?
    Majuki is online now  


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