Jan 10, 2015, 9:20 pm
Last edit by: NoonRadar
Nov 24, 2015
Dear XXXXXXXXX,
We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:
• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)
DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/
DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)
Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.
WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.
WEBSITE:
This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
https://amex.serve.com/prepaidredcard
PREPAID REDCARD LOAD LIMITS
Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
Online Debit Card Load * - $200/day and $1,000/month
Checking/Savings Account - $2,000/month
Checks - $2,000/day and $10,000/month
ATM Withdrawals - $750/day and $2,000/month
All "Monthly" limits are per calendar month and reset on the 1st of each month.
Daily limits reset at midnight Eastern time, 9 PM Pacific time.
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.
ATM Withdrawals:
No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.
RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard
FREQUENTLY ASKED QUESTIONS
Q: Can I reload a RB at a Target that doesn't sell RB?
Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904
Q: Can I buy or reload a RB in North Carolina?
See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.
Q: Can I reload the RB at any register, or just at the Customer Service desk?
It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.
Q: What is the most efficient way to drain a RedCard?
Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.
Q: I cant access the BillPay feature through the RB website!
Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.
Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
Yes.
Q: How many Redbird cards can you purchase at once?
You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.
Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
No. You will have to cancel your Bluebird or Serve account first before registering.
Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.
Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.
Q: Can we get Redbird online?
No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.
Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.
Q: Can we load Redbird with Target gift cards at Target?NO.
When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.
Q: What are the card’s load limits per transaction at Target?
[B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.
Q: What credit cards can I use to reload RedCard in Target stores?
NONE. As of May 6, 2015, credit cards cannot be used to reload.
Q: Can I reload with a debit card?
Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.
Q: Can I reload with a prepaid debit card or Vanilla Visa?
Yes, but only if you have a PIN for that card.
Q: How can I load 2 debit cards in one transaction? Example 2x$500.
1. Swipe debit card on my terminal after total comes up $1000.
2. PIN pad comes up. Enter 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
(thanks to Mamibear)
Q: Can someone else buy a Redbird card for you?
Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.
Q: Can you reload Serve/Bluebird at Target?
No.
Q: How do I contact Target's support team to resolve an issue with my RedCard?
Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).
Q: Can you have both Redbird and AFT cards?
Yes.
You can have both Redbird and AFT since they are independent products.
Q: I got a "Pending" notice that the registration is being reviewed, what now?
Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
• Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
Secure Document Upload
Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
Prepaid REDcard (Target) 2015-2016
May 20, 2015, 12:30 pm
#7651
Join Date: Jan 2014
Posts: 291
That still doesn't make sense, since he would still owe on all the credit cards that he loaded from in the first place. It will never make sense to withdraw to checking and than pay off Credit Cards from checking no matter how one spins it. Not sure why people have to complicate things so much.
I have no mortgage or any of that sort so I simply pay off my credit cards after feeding my RBs
.Back when Target allowed credit card loads, I left 5k/RB for one or two weeks, as they were nice to me. Now, I simply bill pay it all one day after loading
May 20, 2015, 1:11 pm
#7652
Join Date: Nov 2011
Posts: 45
Tried to get another redbird for my wife. The screen said that she already had an existing account. Looking for suggestions. Does this mean her social got banned by AMEX?
Scenarios I came up with, wait to receive our monies from closed account and then retry, possibly with a call to CS. The other option is to call CS now, though I think I should probably wait a few days.
I was just thinking I may as well get another 5k loaded again this month for her by opening another account.
NVM: reread the wiki and realized that I will need to wait since we need to wait for the account to truly close after we receive our monies.
Scenarios I came up with, wait to receive our monies from closed account and then retry, possibly with a call to CS. The other option is to call CS now, though I think I should probably wait a few days.
I was just thinking I may as well get another 5k loaded again this month for her by opening another account.
NVM: reread the wiki and realized that I will need to wait since we need to wait for the account to truly close after we receive our monies.
May 20, 2015, 2:56 pm
#7654
Join Date: Feb 2015
Posts: 910
To clarify, I def don't mean my criticism as scolding you/anyone rather than just stating what I think is the best course of action for MS based on what you reported, or what I thought you reported. Also thanks for clarifying the $9K was two transactions.
As for the opening of the new Redbird acct, maybe wait until you get the money and deposit that check, than let us know how it goes with your attempt to open another acct.
May 20, 2015, 4:34 pm
#7655
Join Date: Jul 2014
Posts: 19
Just an FYI..Tried to load visa go wallet $500 at a Target near chicago. CSR asked for id and dint accept the gf as there was no name in it and said only debit card. Had to convince her that its a debit card and spoke to manager who later accepted to load it.
May 20, 2015, 4:54 pm
#7657
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 496
May 20, 2015, 8:55 pm
#7658
Join Date: Apr 2015
Posts: 36
Data Point
After being denied any RB loading at my local Target, I went to the one near work. GS said "You know it has to be Debit", I said yes. I then proceeded with 2*500 OVs. However, when I pressed No on reaching Step 4 as per the wiki, the GS looked at the screen and said that I was supposed to press Yes. I said I didn't want to load 1k on 1 card. Then I requested 2 separate transactions, which I feel the GS wasn't too happy about. It could be a case of ignorance !!
All in all, I felt as if I was in my local WM
Central NJ location
After being denied any RB loading at my local Target, I went to the one near work. GS said "You know it has to be Debit", I said yes. I then proceeded with 2*500 OVs. However, when I pressed No on reaching Step 4 as per the wiki, the GS looked at the screen and said that I was supposed to press Yes. I said I didn't want to load 1k on 1 card. Then I requested 2 separate transactions, which I feel the GS wasn't too happy about. It could be a case of ignorance !!
All in all, I felt as if I was in my local WM
Central NJ location
May 20, 2015, 9:08 pm
#7659
Join Date: Jan 2015
Location: Champaign, IL
Programs: Total Rewards Diamond, Wyndham Diamond, Marriott Gold, AA Gold
Posts: 564
Data Point
After being denied any RB loading at my local Target, I went to the one near work. GS said "You know it has to be Debit", I said yes. I then proceeded with 2*500 OVs. However, when I pressed No on reaching Step 4 as per the wiki, the GS looked at the screen and said that I was supposed to press Yes. I said I didn't want to load 1k on 1 card. Then I requested 2 separate transactions, which I feel the GS wasn't too happy about. It could be a case of ignorance !!
All in all, I felt as if I was in my local WM
Central NJ location
After being denied any RB loading at my local Target, I went to the one near work. GS said "You know it has to be Debit", I said yes. I then proceeded with 2*500 OVs. However, when I pressed No on reaching Step 4 as per the wiki, the GS looked at the screen and said that I was supposed to press Yes. I said I didn't want to load 1k on 1 card. Then I requested 2 separate transactions, which I feel the GS wasn't too happy about. It could be a case of ignorance !!
All in all, I felt as if I was in my local WM
Central NJ location
I had one girl, when the register asked for the last 4 digits of my credit card, she started to put in the last 4 of the RB card!
May 20, 2015, 9:29 pm
#7660
Join Date: Jun 2011
Posts: 76
May 20, 2015, 9:39 pm
#7661
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
May 20, 2015, 9:54 pm
#7662
Join Date: Jan 2015
Posts: 10
On the other hand, Iron found out the hard way what happens when you stick your money in and then try to pull out. One does not simply withdraw funds from a Blue/Best/Red-bird.
As a rule of thumb, always push funds through using Bill Pay and purchases. There's never a good way to explain to a desk jockey why you're supposedly loading Redbird with "your debit card"/VGC and then "returning the balance"/cashing out right back into your other bank account where it "came from"/can earn interest.
May 20, 2015, 10:48 pm
#7664
Join Date: Feb 2015
Posts: 186
I believe it's run through Northern Trust, at least, IIRC, that's who the physical billpay checks are drawn on.