Jan 10, 2015, 9:20 pm
Last edit by: NoonRadar
Nov 24, 2015
Dear XXXXXXXXX,
We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:
• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)
DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/
DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)
Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.
WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.
WEBSITE:
This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
https://amex.serve.com/prepaidredcard
PREPAID REDCARD LOAD LIMITS
Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
Online Debit Card Load * - $200/day and $1,000/month
Checking/Savings Account - $2,000/month
Checks - $2,000/day and $10,000/month
ATM Withdrawals - $750/day and $2,000/month
All "Monthly" limits are per calendar month and reset on the 1st of each month.
Daily limits reset at midnight Eastern time, 9 PM Pacific time.
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.
ATM Withdrawals:
No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.
RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard
FREQUENTLY ASKED QUESTIONS
Q: Can I reload a RB at a Target that doesn't sell RB?
Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904
Q: Can I buy or reload a RB in North Carolina?
See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.
Q: Can I reload the RB at any register, or just at the Customer Service desk?
It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.
Q: What is the most efficient way to drain a RedCard?
Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.
Q: I cant access the BillPay feature through the RB website!
Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.
Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
Yes.
Q: How many Redbird cards can you purchase at once?
You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.
Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
No. You will have to cancel your Bluebird or Serve account first before registering.
Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.
Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.
Q: Can we get Redbird online?
No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.
Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.
Q: Can we load Redbird with Target gift cards at Target?NO.
When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.
Q: What are the card’s load limits per transaction at Target?
[B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.
Q: What credit cards can I use to reload RedCard in Target stores?
NONE. As of May 6, 2015, credit cards cannot be used to reload.
Q: Can I reload with a debit card?
Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.
Q: Can I reload with a prepaid debit card or Vanilla Visa?
Yes, but only if you have a PIN for that card.
Q: How can I load 2 debit cards in one transaction? Example 2x$500.
1. Swipe debit card on my terminal after total comes up $1000.
2. PIN pad comes up. Enter 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
(thanks to Mamibear)
Q: Can someone else buy a Redbird card for you?
Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.
Q: Can you reload Serve/Bluebird at Target?
No.
Q: How do I contact Target's support team to resolve an issue with my RedCard?
Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).
Q: Can you have both Redbird and AFT cards?
Yes.
You can have both Redbird and AFT since they are independent products.
Q: I got a "Pending" notice that the registration is being reviewed, what now?
Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
• Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
Secure Document Upload
Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
Prepaid REDcard (Target) 2015-2016
May 10, 2015, 1:02 pm
#7068
Join Date: Jan 2006
Location: Arlington, VA
Programs: UA 1K, AA PLT, SPG PLT
Posts: 1,612
Did you do a split tender transaction for several of the GCs, or did you do them individually?
-jeremy
May 10, 2015, 1:04 pm
#7069
Join Date: Jul 2013
Location: DC Metro Area
Posts: 62
I had a $495 load disappear into the ether today. The first receipt printed out normal, but then an extra slip printed out stating that the transaction couldn't be completed. Sure enough the money was taken off the VGC, but didn't make it to the Redcard. I called AMEX. Their response is it's a system outage and it could take 3-5 days for the money to show up. They advised I keep my receipt in the meantime.
$500 is off the VGC but not showing on Redbird. Going to call in a bit, but I'm not too worried. It may take a bit to resolve, but I can float the $.
May 10, 2015, 1:51 pm
#7070
Join Date: Feb 2015
Posts: 910
This is what I did with variable OVs from WAG promo this week:
1. I swipe OV on my terminal after total comes up $1000.
2. PIN pad comes up. Enter any 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO
5. Cashier reads something on her end and asks me how much on this card. $500. She pushes something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
1. I swipe OV on my terminal after total comes up $1000.
2. PIN pad comes up. Enter any 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO
5. Cashier reads something on her end and asks me how much on this card. $500. She pushes something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
So whoever added this to the wiki should make a note that this method might not work with all gift cards, or that it is still being tested.
May 10, 2015, 2:05 pm
#7071
Join Date: Nov 2011
Posts: 1,944
We're gonna need more data points to see if this works with all types of gift cars or not. I did one load with fixed $200 Vanillas from OD (office depot) and when I hit no on step 4 above, it cancelled the whole transaction I believe, and the cashier had to swipe the Vanillas on her end each time. I didn't get to see cashier's screen so I don't know what it displayed on her end.
So whoever added this to the wiki should make a note that this method might not work with all gift cards, or that it is still being tested.
So whoever added this to the wiki should make a note that this method might not work with all gift cards, or that it is still being tested.
May 10, 2015, 3:03 pm
#7072
Join Date: Feb 2010
Location: Washington, DC
Programs: Marriott Titanium, Hilton Diamond, AA Plat
Posts: 128
Quote:
Originally Posted by zoomgirl
No problem loading SMGCs onto our Redcards at the Target in Arlington, VA yesterday. Loaded 5, $500 gift cards onto each of our Redcards at multiple registers and the customer service desk and no one asked for ID.
Great to hear...I'll be stopping by shortly to buy some SMGCs and then head to the same Target (I live a few blocks from the SM and a few more from the Target - which I'm assuming you are referring to the one in Alexandria, just South of the County line), and in the past (with CCs), the employees haven't cared much at all.
Did you do a split tender transaction for several of the GCs, or did you do them individually?
-jeremy
Originally Posted by zoomgirl
No problem loading SMGCs onto our Redcards at the Target in Arlington, VA yesterday. Loaded 5, $500 gift cards onto each of our Redcards at multiple registers and the customer service desk and no one asked for ID.
Great to hear...I'll be stopping by shortly to buy some SMGCs and then head to the same Target (I live a few blocks from the SM and a few more from the Target - which I'm assuming you are referring to the one in Alexandria, just South of the County line), and in the past (with CCs), the employees haven't cared much at all.
Did you do a split tender transaction for several of the GCs, or did you do them individually?
-jeremy
May 10, 2015, 3:18 pm
#7073
Join Date: Feb 2015
Posts: 595
I did this with OV and it worked as described. However, when I hit No, the cashier was surprised and asked if I wanted to cancel. So I suspect that in NoonRadar's case it was an error by the cashier rather than something inherently not working (It would be strange to ask if you wanted it all on one card and to cancel the transaction if the answer was No)
May 10, 2015, 3:22 pm
#7074
Join Date: Jan 2013
Posts: 186
My local OD/OM has consistent large quantities of prepaid visas and they let me purchase as many as I want with the promo. I'm hesitant to purchase a large quantity due to the fact that I'm at the limit for the month on my and wife's RB. I'm trying to hit minimum spends on a few cards. I'll be out of the country the first two weeks of June. I know in the MS game things change without notice. What are the odds Target will change their policy and not accept GC debits. Seasoned MS'ers I'd appreciate any insight.
May 10, 2015, 3:57 pm
#7075
Join Date: Jan 2012
Programs: Marriott/SPG Plat, Hilton Gold
Posts: 887
If you can't afford to carry a GC inventory load and find alternate means to unload them over time if your primary method fails, then don't buy them.
I was left with some OV VGC when the restrictions started coming on Bluebird. I carried them for a while. Not rich, but not poor either, didn't miss a meal or a payment. Eventually bled them off, example every trip to WM I'd go to 2 cashiers and CS, and make $40 deposits, which came below the $50 limit that seemed to exclude them. Took longer than I like, but that's the risks you run with having a large dollar inventory you can't unload the same day.
May 10, 2015, 4:29 pm
#7076
Join Date: Feb 2015
Posts: 186
We're gonna need more data points to see if this works with all types of gift cars or not. I did one load with fixed $200 Vanillas from OD (office depot) and when I hit no on step 4 above, it cancelled the whole transaction I believe, and the cashier had to swipe the Vanillas on her end each time. I didn't get to see cashier's screen so I don't know what it displayed on her end.
So whoever added this to the wiki should make a note that this method might not work with all gift cards, or that it is still being tested.
So whoever added this to the wiki should make a note that this method might not work with all gift cards, or that it is still being tested.
May 10, 2015, 4:35 pm
#7077
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
May 10, 2015, 4:47 pm
#7078
Join Date: Apr 2014
Posts: 30
I was able to use the US Bank VGC to pay for my season tickets for football season, but the Vanillas are being stubborn.
May 10, 2015, 6:01 pm
#7079
Join Date: Feb 2015
Posts: 910
I did this with OV and it worked as described. However, when I hit No, the cashier was surprised and asked if I wanted to cancel. So I suspect that in NoonRadar's case it was an error by the cashier rather than something inherently not working (It would be strange to ask if you wanted it all on one card and to cancel the transaction if the answer was No)
Either way it's not that big of a deal. I for once am glad that I can still feed my Redbirds at Target without having to switch to Bluebird/Serve and have to do that at Walmart.
May 10, 2015, 6:26 pm
#7080
Join Date: Feb 2015
Posts: 69
Same thing happened to me loading Vanilla VGCs, pressing "No" when asked if I wanted to put the full amount on the card cancelled the whole transaction.