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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Mar 4, 2015, 3:46 pm
      #3376  
     
    Join Date: Sep 2013
    Programs: AA Lifetime Gold
    Posts: 3,677
    Originally Posted by PaulMSN
    My initial Redcard purchase using the IHG card coded as grocery on my last statement and yielded 2x points. My load this week shows as earning 2x points online, but I won't get them until the card closes.
    Thanks, that's the way to go then.
    Brugge is offline  
    Old Mar 4, 2015, 3:47 pm
      #3377  
     
    Join Date: Sep 2013
    Programs: AA Lifetime Gold
    Posts: 3,677
    Originally Posted by DaveInLA
    I loaded RB about 3 months ago with Chase IHG, I got 2x points.

    The Freedom is able to block 5x to Target just like Citi did with their 5x TYP a couple years ago.
    ^
    Brugge is offline  
    Old Mar 4, 2015, 6:46 pm
      #3378  
     
    Join Date: Dec 2014
    Location: Sacramento, CA
    Posts: 13
    Loaded in Sacramento. Business as usual
    babsfam2 is offline  
    Old Mar 4, 2015, 6:58 pm
      #3379  
     
    Join Date: Sep 2004
    Location: The World!!!
    Programs: Some of them not all ...
    Posts: 1,532
    Loaded in Florida without a problem. Only thing is I went back to the Target and to the CS Register that actually had my N/A Transaction on 02/25. I had been going to the other Target, so I though it would be interesting to go back to where it all happened . A new CS was there, she just swiped, ask me to swipe and for the 4 digits and my Odd Number Transaction was in my RB.

    So still waiting for my missing funds to post into my RB, as 10 business days are about to expire and people are getting closed today. I do not want to be closed and with money missing.
    carlitos is offline  
    Old Mar 4, 2015, 8:11 pm
      #3380  
     
    Join Date: Jan 2014
    Posts: 1,269
    Originally Posted by mbfanos
    Could anyone tell me if subaccount cardholder can load their RB? Thanks
    Can't do that.
    LWT3 is offline  
    Old Mar 4, 2015, 9:19 pm
      #3381  
     
    Join Date: Feb 2015
    Location: Sacramento
    Programs: RR, QS, AS MP, SPG
    Posts: 233
    Originally Posted by babsfam2
    Loaded in Sacramento. Business as usual
    Wasn't able to make it to Target today after work, had other errands to run... but tomorrow is a new day and I will give the ol' Sacramento Targets a test.
    CASACW2 is offline  
    Old Mar 4, 2015, 9:47 pm
      #3382  
     
    Join Date: Oct 2014
    Location: LAC
    Programs: Regal Crown Club
    Posts: 488
    Originally Posted by CASACW2
    I will give the ol' Sacramento Targets a test.
    You mean they have a Target now in the Old Sacramento prospector town/tourist trap LOL
    Julian Brennan is offline  
    Old Mar 4, 2015, 9:51 pm
      #3383  
     
    Join Date: Feb 2015
    Location: Sacramento
    Programs: RR, QS, AS MP, SPG
    Posts: 233
    Originally Posted by Julian Brennan
    You mean they have a Target now in the Old Sacramento prospector town/tourist trap LOL
    No, sorry. didn't mean "Old Sacramento" I meant the sacramento targets in general... Broadway, Jefferson, Natomas.
    CASACW2 is offline  
    Old Mar 4, 2015, 10:17 pm
      #3384  
     
    Join Date: Nov 2012
    Location: SMF
    Posts: 45
    Hey SMF guys! Last time I loaded was 3/1 and no problems. I'll go to usual stores tomorrow to load more. I went to the Target on Sunrise in mid Feb and I had to go to CS desk to load due to an error message at cashier. Haven't been back since.
    focusmmuter is offline  
    Old Mar 4, 2015, 11:10 pm
      #3385  
     
    Join Date: Oct 2014
    Location: LAC
    Programs: Regal Crown Club
    Posts: 488
    Originally Posted by CASACW2
    No, sorry. didn't mean "Old Sacramento" I meant the sacramento targets in general... Broadway, Jefferson, Natomas.
    You did see the "LOL" at the end, did you?
    Julian Brennan is offline  
    Old Mar 5, 2015, 1:08 am
      #3386  
     
    Join Date: Feb 2006
    Posts: 203
    Originally Posted by nmasino
    Anyone use their US airways mastercard for a redcard load and if so was the payee the Barclays Delaware bank? Don't want to deal with calling if its incorrect or lose my money in limbo somewhere. Thanks!
    It's probably similar to Serve for folks who live in apartments or units. In Address Line 1, only type: "APT" or "UNIT", excluding quotations. Good luck.
    christof is offline  
    Old Mar 5, 2015, 1:11 am
      #3387  
     
    Join Date: Jan 2015
    Posts: 166
    Wow, seems like quite a few Sacramento folks on here. There's as much likelihood of a Target opening up in Old Sacramento as a Walmart is of opening up in San Francisco.

    I went to Natomas Target guest services to load up and the CS person smiled and said I love those cards. He then whipped out his wallet shaking it in the air as he said "I've got my RedCard in here too". He told me he got his in Roseville. So, folks, don't kid yourselves. Many Target employees are playing the Target MS game too as I believe Target employees already get a discount for store purchases.

    Btw, I load mostly at Broadway Target and at Natomas Target. In my last three trips, both store's cashiers told me I can only load at guest services even though I had groceries and said I also want to load my RedCard.

    Are you encountering the same? I was able to load with cashier for my Feb loads.
    Beetlesauce is offline  
    Old Mar 5, 2015, 1:16 am
      #3388  
     
    Join Date: Jan 2015
    Posts: 166
    Originally Posted by nmasino
    Anyone use their US airways mastercard for a redcard load and if so was the payee the Barclays Delaware bank? Don't want to deal with calling if its incorrect or lose my money in limbo somewhere. Thanks!
    Simply do a test billpay for a small amount like $10 first if you are not totally comfortable. I have 2 US Air MCs and both get billpay sent to Barclays Bank Delaware and never had an issue.
    Beetlesauce is offline  
    Old Mar 5, 2015, 1:53 am
      #3389  
     
    Join Date: Feb 2009
    Posts: 3,738
    Went to the Target in Maui (a great place to load when you arrive and when you depart due to its location near OGG). They are currently doing a soft opening of the store with the firm opening date of March 8th. The place was a madhouse. Tons and tons of people. They were not able to get Redbird running for me... even low amounts requested at the service desk were not going through.
    Astrophsx is offline  
    Old Mar 5, 2015, 7:06 am
      #3390  
     
    Join Date: May 2010
    Posts: 688
    It seems very time-consuming only being able to load $1k at a time. I know there is a $5k/month limit but how much are all the Redcard holders MS'ing a month with all the other MS'ing techniques?
    rtraveler is offline  


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