Chase may be coding Amex Serve as a Cash Advance (not confirmed)
Oct 4, 14, 8:20 am - Wikipost
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Oct 2, 14, 11:55 am
#1
Original Poster
Join Date: Sep 2014
Posts: 51
Chase may be coding Amex Serve as a Cash Advance (not confirmed)
Everyone,
Please be aware -- chase is now coding as of today amex serve transactions as a cash advance. My transaction was declined, and after calling in to CS, found out it is being coded as a cash advance.
I luckily had the foresight to set my cash advance limit to $0, but looks like Chase is dead.
Please be aware -- chase is now coding as of today amex serve transactions as a cash advance. My transaction was declined, and after calling in to CS, found out it is being coded as a cash advance.
I luckily had the foresight to set my cash advance limit to $0, but looks like Chase is dead.
Oct 2, 14, 12:01 pm
#2
Join Date: Feb 2014
Posts: 511
It isn't really 100% concrete until someone gets hit with the CA charge.
Many times with different issuers, calling in will get you "this was a cash advance" response and it ends up posting as a purchase. Your charge may have been blocked for other reasons.
Not saying you're wrong or anything, just it is hard to tell sometimes.
Many times with different issuers, calling in will get you "this was a cash advance" response and it ends up posting as a purchase. Your charge may have been blocked for other reasons.
Not saying you're wrong or anything, just it is hard to tell sometimes.
Oct 2, 14, 12:18 pm
#3
Join Date: Dec 2013
Location: Socal
Posts: 133
I can see it reduced my "Available for Cash Advance" amount by $500.
Last edited by voodoomonkey; Oct 4, 14 at 12:18 pm
Oct 2, 14, 12:19 pm
#4
Join Date: Dec 2013
Posts: 3,322
Originally Posted by letopeto
Everyone,
Please be aware -- chase is now coding as of today amex serve transactions as a cash advance. My transaction was declined, and after calling in to CS, found out it is being coded as a cash advance.
I luckily had the foresight to set my cash advance limit to $0, but looks like Chase is dead.
Please be aware -- chase is now coding as of today amex serve transactions as a cash advance. My transaction was declined, and after calling in to CS, found out it is being coded as a cash advance.
I luckily had the foresight to set my cash advance limit to $0, but looks like Chase is dead.
Originally Posted by voodoomonkey
I can see it reduced my "Available for Cash Advance" amount by $500. That's evidence enough for me. Sucks.
For both of you, can you please list which Chase cards it coded as "cash advance"? I have read in the past that if you use the Ink (Cash, Plus or Bold) cards that it could be charged as cash advance but I am not sure how many data points there were.
Oct 2, 14, 12:19 pm
#5
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 794
Originally Posted by ericdabbs
I just loaded Serve this morning and I didn't see any changes in Cash Advance amount changed and I haven't set my Cash Advance to zero.
Oct 2, 14, 12:23 pm
#6
Join Date: Apr 2014
Location: DC
Posts: 352
I loaded yesterday and today for $400 total.
My CA limit decreased $200, but nothing posted yet (naturally).
Thanks for the warning though, will keep an eye on it.
EDIT: used CSP
My CA limit decreased $200, but nothing posted yet (naturally).
Thanks for the warning though, will keep an eye on it.
EDIT: used CSP
Last edited by mikex163; Oct 2, 14 at 1:03 pm
Oct 2, 14, 12:28 pm
#7
Join Date: Dec 2013
Location: Socal
Posts: 133
Originally Posted by ericdabbs
can you please list which Chase cards it coded as "cash advance"? I have read in the past that if you use the Ink (Cash, Plus or Bold) cards that it could be charged as cash advance but I am not sure how many data points there were.
Oct 2, 14, 12:29 pm
#8
Join Date: Sep 2014
Posts: 20
Thanks for the heads up. I'll keep an eye on it. Anyone else can confirm?
Oct 2, 14, 12:31 pm
#9
Join Date: Feb 2014
Posts: 511
Welp, things not looking good.
I never bothered switching my 3 BB to Serve. Seems like every advantage Serve gets ends up getting cracked eventually.
I never bothered switching my 3 BB to Serve. Seems like every advantage Serve gets ends up getting cracked eventually.
Oct 2, 14, 12:32 pm
#10
Join Date: Sep 2014
Posts: 20
Originally Posted by hamhead
Welp, things not looking good.
Oct 2, 14, 12:35 pm
#11
Join Date: Jun 2013
Posts: 15
CSP cash advance $0 - worked yesterday but today:
"You have the following errors.
We're sorry, your card issuer declined this transaction. Please call the number on the back of your Visa card for additional information."
"You have the following errors.
We're sorry, your card issuer declined this transaction. Please call the number on the back of your Visa card for additional information."
Oct 2, 14, 12:44 pm
#12
Join Date: Feb 2013
Location: Ground Zero
Posts: 68
Originally Posted by vinctong
CSP cash advance $0 - worked yesterday but today:
"You have the following errors.
We're sorry, your card issuer declined this transaction. Please call the number on the back of your Visa card for additional information."
"You have the following errors.
We're sorry, your card issuer declined this transaction. Please call the number on the back of your Visa card for additional information."
Oct 2, 14, 12:47 pm
#13
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
This is a change on Chase's part right?
Oct 2, 14, 12:47 pm
#14
Join Date: Aug 2013
Posts: 1,207
anyone experiencing this on a bank other than chase? Is it also possible that its acting like the buxx card which initially shows as CA on some cards but posts as purchase?
Oct 2, 14, 12:49 pm
#15
Join Date: Dec 2013
Posts: 3,322
Originally Posted by voodoomonkey
I used CSP. Both the 10/1 and 10/2 loads ($500 each) are Pending, and Available Cash Advance has dropped by $500.
