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-   -   Chase may be coding Amex Serve as a Cash Advance (not confirmed) (https://www.flyertalk.com/forum/manufactured-spending/1617380-chase-may-coding-amex-serve-cash-advance-not-confirmed.html)

letopeto Oct 2, 14 10:55 am

Chase may be coding Amex Serve as a Cash Advance (not confirmed)
 
Everyone,

Please be aware -- chase is now coding as of today amex serve transactions as a cash advance. My transaction was declined, and after calling in to CS, found out it is being coded as a cash advance.

I luckily had the foresight to set my cash advance limit to $0, but looks like Chase is dead.

hamhead Oct 2, 14 11:01 am

It isn't really 100% concrete until someone gets hit with the CA charge.

Many times with different issuers, calling in will get you "this was a cash advance" response and it ends up posting as a purchase. Your charge may have been blocked for other reasons.

Not saying you're wrong or anything, just it is hard to tell sometimes.

voodoomonkey Oct 2, 14 11:18 am

I can see it reduced my "Available for Cash Advance" amount by $500.

ericdabbs Oct 2, 14 11:19 am

Quote:

Originally Posted by letopeto (Post 23615961)
Everyone,

Please be aware -- chase is now coding as of today amex serve transactions as a cash advance. My transaction was declined, and after calling in to CS, found out it is being coded as a cash advance.

I luckily had the foresight to set my cash advance limit to $0, but looks like Chase is dead.

Quote:

Originally Posted by voodoomonkey (Post 23616073)
I can see it reduced my "Available for Cash Advance" amount by $500. That's evidence enough for me. Sucks.

I just loaded Serve this morning with my CSP card and I didn't see any changes in Cash Advance amount changed and I haven't set my Cash Advance to zero. Does it deduct the Cash Advance available balance as soon as you charge to it or after it gets posted? If that is the case, I didn't see any changes.

For both of you, can you please list which Chase cards it coded as "cash advance"? I have read in the past that if you use the Ink (Cash, Plus or Bold) cards that it could be charged as cash advance but I am not sure how many data points there were.

Dad to GO Oct 2, 14 11:19 am

Quote:

Originally Posted by ericdabbs (Post 23616075)
I just loaded Serve this morning and I didn't see any changes in Cash Advance amount changed and I haven't set my Cash Advance to zero.

Same here...

mikex163 Oct 2, 14 11:23 am

I loaded yesterday and today for $400 total.
My CA limit decreased $200, but nothing posted yet (naturally).

Thanks for the warning though, will keep an eye on it.

EDIT: used CSP

voodoomonkey Oct 2, 14 11:28 am

Quote:

Originally Posted by ericdabbs (Post 23616075)
can you please list which Chase cards it coded as "cash advance"? I have read in the past that if you use the Ink (Cash, Plus or Bold) cards that it could be charged as cash advance but I am not sure how many data points there were.

I used CSP. Both the 10/1 and 10/2 loads ($500 each) are Pending, and Available Cash Advance has dropped by $500.

JayTheBillionaire Oct 2, 14 11:29 am

Thanks for the heads up. I'll keep an eye on it. Anyone else can confirm?

hamhead Oct 2, 14 11:31 am

Welp, things not looking good.

I never bothered switching my 3 BB to Serve. Seems like every advantage Serve gets ends up getting cracked eventually.

JayTheBillionaire Oct 2, 14 11:32 am

Quote:

Originally Posted by hamhead (Post 23616134)
Welp, things not looking good.

:(

vinctong Oct 2, 14 11:35 am

CSP cash advance $0 - worked yesterday but today:

"You have the following errors.
We're sorry, your card issuer declined this transaction. Please call the number on the back of your Visa card for additional information."

chongwj8 Oct 2, 14 11:44 am

Quote:

Originally Posted by vinctong (Post 23616160)
CSP cash advance $0 - worked yesterday but today:

"You have the following errors.
We're sorry, your card issuer declined this transaction. Please call the number on the back of your Visa card for additional information."

Same thing here. CA set to $0. Transaction declined. Time to switch card.

aceofcards Oct 2, 14 11:47 am

This is a change on Chase's part right?

hamokmonky Oct 2, 14 11:47 am

anyone experiencing this on a bank other than chase? Is it also possible that its acting like the buxx card which initially shows as CA on some cards but posts as purchase?

ericdabbs Oct 2, 14 11:49 am

Quote:

Originally Posted by voodoomonkey (Post 23616113)
I used CSP. Both the 10/1 and 10/2 loads ($500 each) are Pending, and Available Cash Advance has dropped by $500.

Interesting. I'll keep an eye out for it when it posts. Question for you, if they charged the transaction as Cash Advance, would it deduct the available cash advance amount right away or does the transaction have to post to your account before they deduct the available cash advance balance? It sounds like from your answer if you were charged a Cash Advance it would be deducted right away.


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