Simon mall gift card(2014-2015)
#61
Join Date: Apr 2014
Location: SFO
Posts: 175
I also used a Barclay card yesterday for some of these and it's still "temp auth" but too soon to know how long it will stay temp.
If I do decide to use this for the Exec spend I'll have to make sure I can control when the charges hit. I'll call later in the week after my bill closes to see if I can get them manually removed. Second time in my life *I* got to take advantage of float! Thanks.
#62
Join Date: May 2009
Location: PHL
Posts: 2,842
I noticed today that a SSN and DOB is required to buy one of these online
#63
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
Has anyone bought the USB VGCs labeled "Rewardcard"? I've only ever used the "Blue Wave" and was curious if anyone has experience with them. PM if you'd prefer.
#64
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
That is strange. I'm not being billed for it either. I've read other threads where temp auth charges take forever to fall off but I didn't think it also meant I wouldn't be billed for it.
I also used a Barclay card yesterday for some of these and it's still "temp auth" but too soon to know how long it will stay temp.
If I do decide to use this for the Exec spend I'll have to make sure I can control when the charges hit. I'll call later in the week after my bill closes to see if I can get them manually removed. Second time in my life *I* got to take advantage of float! Thanks.
I also used a Barclay card yesterday for some of these and it's still "temp auth" but too soon to know how long it will stay temp.
If I do decide to use this for the Exec spend I'll have to make sure I can control when the charges hit. I'll call later in the week after my bill closes to see if I can get them manually removed. Second time in my life *I* got to take advantage of float! Thanks.
Something similar happens at some office supply stores that call to preauthorization "large" GC purchases.
#65
Suspended
Join Date: Dec 2013
Posts: 632
Dammit, wish I had access to these. My local malls only sell the AMEX. You guys are lucky to have the option while it lasts.
#66
Join Date: May 2013
Location: RMS
Programs: DL Plat, UA Gold, Bonvoy Titanium, Hilton Credit Card Diamond
Posts: 8,789
#67
Join Date: May 2014
Location: Dayton, OH
Programs: CarlsonGold,HHDiamond, SPGGold,ChoiceGold, *Silver, WNCompanionPass, ASMVPGold, HyattDiamond,IHGPlat
Posts: 255
I'm gonna try to buy some with AGC tomorrow.
#68
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
#69
Join Date: Apr 2014
Location: SFO
Posts: 175
I was testing so I bought 1x$500 w/Citi, no Simon authorization. I only had one temp auth. charge on my card (no duplicate temp *charge*) and that finally fell off today-- 1 week.
Sunday I bought 2x$500 ($502.95 x2) on Barclay's and since it was a new CC I was worried--over worried, probably--about a fraud alert over $1K so I had him run it as two-$502.95 charges. The two separate charges are still sitting there as temp auth.--on Barclay US Air-- but it's only been since Sunday.
Had to show ID only both times, reps are friendly and clueless. First one let me pay fee w/cash, second said I couldn't. They're college students, I'm a senior--lots of fun social engineering. I'm very curious when triggers will kick in--authorization or paperwork. I think what this demonstrates, though, is that Simon is slow to process charges.
Not sure if I'll ramp up other than for min. spends because draining is a bit of a hassle and I can't find any other place to buy $500 GC w/CC--to try other methods - and $200 is way too much of a hassle for me. Don't want to go cards by mail or AFT Thanks again for information.
Sunday I bought 2x$500 ($502.95 x2) on Barclay's and since it was a new CC I was worried--over worried, probably--about a fraud alert over $1K so I had him run it as two-$502.95 charges. The two separate charges are still sitting there as temp auth.--on Barclay US Air-- but it's only been since Sunday.
Had to show ID only both times, reps are friendly and clueless. First one let me pay fee w/cash, second said I couldn't. They're college students, I'm a senior--lots of fun social engineering. I'm very curious when triggers will kick in--authorization or paperwork. I think what this demonstrates, though, is that Simon is slow to process charges.
Not sure if I'll ramp up other than for min. spends because draining is a bit of a hassle and I can't find any other place to buy $500 GC w/CC--to try other methods - and $200 is way too much of a hassle for me. Don't want to go cards by mail or AFT Thanks again for information.
I was just reading your post again and realized we may not be on the same page. At least in my area, when you buy SGCs they will call in to preauthorize any GC purchase exceeding $500. So, if you buy 2x$500 you get one temp charge of $1,005.90 for the preauth and another charge of $1,005.90 for the actual purchase. This results in having 2x your purchase amount being tied up. The actual purchase tends to clear in 2-3 days, but the temp auth charges seem to hang around for a long time (~30 days according to one Citi CSR). You can call to manually remove the temp auth charges if you explain to Citi that they were duplicative preauthorization charges.
Something similar happens at some office supply stores that call to preauthorization "large" GC purchases.
Something similar happens at some office supply stores that call to preauthorization "large" GC purchases.
#70
Join Date: Apr 2014
Location: SFO
Posts: 175
Lord help me I sometimes think it's easier for someone with blanks, stolen CC #s and other equipment to get a gift card with CC than it is for poor lil 'ol MS me.
I sometimes fantasize about going to the local medical marijuana (MM)club and selling them gift cards for cash since they can't use banks and have to get really creative. Sure would be a good partnership--MM & MS--what's not to like?
#71
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
#72
Join Date: Oct 2013
Posts: 49
** Could Only impact you if you use a gift card **
Went to my local Simon mall where I know everyone and everyone knows me, sort of like cheers but without the alcohol and I bought 2k and yes without any paperwork but more to the story they now want ID and the card to swipe themselves instead of you swiping it themselves and the guy working said new policy because people are using giftcards and they will no longer accept them or cards without your name being listed on it.
Went to my local Simon mall where I know everyone and everyone knows me, sort of like cheers but without the alcohol and I bought 2k and yes without any paperwork but more to the story they now want ID and the card to swipe themselves instead of you swiping it themselves and the guy working said new policy because people are using giftcards and they will no longer accept them or cards without your name being listed on it.
, , , ,
. . . .
; ; ; ;
Feel free to download them to your computer; I've got plenty.
#73
Join Date: May 2005
Posts: 1,337
Two $502.95 transactions is about 1000x more likely to generate a fraud alert than something over $1k. Theory is a thief is likely to buy the same increment multiple times up until the card is maxed out.
#74
Join Date: Apr 2014
Location: SFO
Posts: 175
Thanks for your input!
#75
Join Date: Mar 2009
Location: East Coast
Posts: 1,018
Is it safe to buy SC with cc by Citi, Wells Fargo, and Barclays?
And who is an issuer of these? I mean they can be loaded onto BB, right?
Thanks!
And who is an issuer of these? I mean they can be loaded onto BB, right?
Thanks!