Originally Posted by
annhedonia
Sunday I bought 2x$500 ($502.95 x2) on Barclay's and since it was a new CC I was worried--over worried, probably--about a fraud alert over $1K so I had him run it as two-$502.95 charges.
Two $502.95 transactions is about 1000x more likely to generate a fraud alert than something over $1k. Theory is a thief is likely to buy the same increment multiple times up until the card is maxed out.