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-   -   Evolve Money (https://www.flyertalk.com/forum/manufactured-spending/1541638-evolve-money.html)

IPG Apr 25, 2014 12:37 am


Originally Posted by sbft77 (Post 22757893)
I was paying off a car loan using several debit cards through Evolve. When the loan balance was $316, I made three payments, $200, $100 and on the next day, $16. But the $16 payment was returned. Maybe the final payoff payment isn't allowed to be done through Evolve?

However, the Infiniti Financial Services website now shows the account as closed, with the previous $100 payment listed as a Payoff Payment and showing the previous balance as $100, with no mention of the remaining $16 (this was a 0% loan, so it shouldn't be related to interest). Is it normal for lenders to credit you small balances? (some credit cards give you credits for small balances like $1.99, but I wasn't expecting that for a car loan, and for an amount like $16; I wonder what would've happened if the amount was a bit higher like $25 or $99).

(Or this is a glitch that they'll fix by repossessing my car...)

I've been told by a bank before that final payment on a loan had to be in person. I guess to sign documents that it's now closed? Idk...probably a bank specific rule.

I've left $5 outstanding on a car loan once because to pay if off meant an early termination fee. Interest on $5 for 14 months was nothing compared to a $250 ETF. I randomly received the title to my car 2 months later. Apparently the bank felt servicing my account was costing too much and let me go fee free.

ibleed0range Apr 25, 2014 7:41 am


Originally Posted by josephstern (Post 22757494)
$999 max per account per day, IME. That's more than $500 x 2.

wrong. It's $999 per payment

toxicity Apr 25, 2014 8:19 am


Originally Posted by crapz1 (Post 22743201)
You'll have to use more than one account if you want them to all arrive on the same day. Each EV account has a limit of $1k/day.

Yep, thx.

Paid from 3 different accounts all on same day. No problems w/ WF applying payments, smooth sailing.

DaveInLA Apr 25, 2014 9:19 am

I just started this month, but i've had no problems getting WF mortgage payments to apply to monthly payments. I have 2 mortgages-- the first is about $1800; I used the Sat-Sun method and everything went through Monday afternoon. I then tried late Monday night and early Tues morning, the Monday payments applied on Wednesday, the Tues payments applied on Thursday. I thought the different posting dates would be an issue, but it looks like they all applied to the monthly mortgage payment because next payment is now due 6/1!

tigermark82 Apr 25, 2014 9:26 am


Originally Posted by IPG (Post 22758177)
I've been told by a bank before that final payment on a loan had to be in person. I guess to sign documents that it's now closed? Idk...probably a bank specific rule.

It could potentially be that by paying it off before the due date even by a few days means you owed less interest. Although it seems hard to believe that it would be a difference of over $16, maybe it's just that they require a specific procedure for paying off the loan. You can ask for a loan payoff amount from the bank. You will likely want to either go in or call just to make sure you're straight on the loan.

HazyNJ Apr 25, 2014 10:43 am


Originally Posted by jimbaum (Post 22756310)
Wiki: Good news: As of 04/24, US Bank MC GCs stopped working again.

I guess this is being facetious?


Just picked up some fee-free Mastercards at QT today so I hope they get it fixed soon...

QT ? :confused:

PortlySpartacus Apr 25, 2014 10:45 am


Originally Posted by HazyNJ (Post 22760408)
QT ? :confused:

QuickTrip of course

frudd38 Apr 25, 2014 11:36 am


Originally Posted by igoringa (Post 22756904)
I had success last month, but I sent all payments on one day (Saturday) through multiple accounts and made sure it tied to the penny. Took them a few days to apply it after receiving it, but it did ultimately get processed as my payment

Thank you.

mimixbox Apr 25, 2014 2:38 pm


Originally Posted by frudd38 (Post 22756800)
Any datapoints on CitiMortgage payments posting smoothly?

Trying to pay a CitiMortgage HELOC but my account number is 10 digits, Evolve is asking for 11 digits?

AveApostle Apr 25, 2014 4:09 pm

Staples having another promo--this time on MC GCs ($20 store GC when you spend $300+)
http://www.flyertalk.com/forum/manuf...l#post22753634
Good to see that some are getting their MCGCs to work, but are people still having problems using them with Evolve?

MillenniumFlyer Apr 25, 2014 4:50 pm

I'm attempting to use my OneVanilla card to pay a bill, but the system is coming up with a message saying that my account number is invalid. This doesn't make sense because when I check my card activity on the OneVanilla website, it shows that the transaction is pending (with no amount showing). I still have all the funds available on the card.

Has anyone encountered this issue?

Nishant1 Apr 25, 2014 5:00 pm

Evolve money has recently become not very reliable and less than satisfactory customer service. Instead of getting issues resolved in timely manner, what I get is standard responses without estimated issue resolution time.

In view of this, I am limiting EM use only to harmless bills like utility payments and avoid use for mortgage or loan payments.

karenfly Apr 25, 2014 5:12 pm

Just try to pay loan payment and got the following error msg:
Bill submission failed:
JP Morgan Chase Mortgage

Does anyone has the same issue?

josephstern Apr 25, 2014 5:19 pm


Originally Posted by karenfly (Post 22762477)
Just try to pay loan payment and got the following error msg:
Bill submission failed:
JP Morgan Chase Mortgage

Does anyone has the same issue?

Similar problems here with Wells Fargo.

Something is really wrong on this site.

And, as posted above, I see the authorization on my card. So I'm locked out of the card for a while also.

On to plan B. Oh! I don't have a plan B.

raccah Apr 25, 2014 5:22 pm


Originally Posted by josephstern (Post 22762508)
Similar problems here with Wells Fargo.

Something is really wrong on this site.

And, as posted above, I see the authorization on my card. So I'm locked out of the card for a while also.

On to plan B. Oh! I don't have a plan B.

Wow, sorry man, I just paid my JP this week - I hope it works again soon.


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