Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Mar 27, 14, 11:18 am
  #1591  
 
Join Date: Sep 2012
Posts: 217
Originally Posted by glocklt4
So I predict this thread blowing up with either really good new or really bad news sometime late tonight once all of our statements hit, haha. I usually just check the next day after a statement, but tonight I may check at 12pm ET or maybe even 1-2am ET. Who knows though... maybe they run a batch job at 3-4am and by the time we all wake up D-Day will be upon us.
Are you all about to get your 2nd statement? Or 3rd statement?
atxtravel is offline  
Old Mar 27, 14, 11:30 am
  #1592  
 
Join Date: May 2012
Posts: 175
Originally Posted by atxtravel
Are you all about to get your 2nd statement? Or 3rd statement?
3rd... when the real play began! lol
rossrr is offline  
Old Mar 27, 14, 11:35 am
  #1593  
 
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,513
Originally Posted by atxtravel
Are you all about to get your 2nd statement? Or 3rd statement?
A different way to put it, the one AFTER the 1st one with <$6500 spend. So this statement should show what charges are actually going to get 5% cash back, and that cash back should hit within a couple days. All of this cash back is delayed to the statement after the one in which your transactions were listed that you're expecting the cash back from.
glocklt4 is offline  
Old Mar 27, 14, 11:54 am
  #1594  
 
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Originally Posted by glocklt4
A different way to put it, the one AFTER the 1st one with <$6500 spend. So this statement should show what charges are actually going to get 5% cash back, and that cash back should hit within a couple days. All of this cash back is delayed to the statement after the one in which your transactions were listed that you're expecting the cash back from.
Shouldn't be a problem for the majority. I did more than 6.5K on the first statement in Jan at CVS and everything was calculated correctly (both 1% and 5%). Of course, amex could still changes things at any time.
lad2 is offline  
Old Mar 27, 14, 11:58 am
  #1595  
 
Join Date: Jan 2010
Location: IAD, TPE
Posts: 448
[QUOTE= Originally Posted by jb0506
I hit 46,500 spend on 13,000 of credit limit about 350% of my credit limit in the first two weeks of this cycle. Let's hope the CB is coded right. All spending is gas, grocery, or drugstore.

My first real month of MS on my Amex Blue Cash.[/QUOTE]

This is reckless, yet I am impressed with your moxy.
fangtl is offline  
Old Mar 27, 14, 12:19 pm
  #1596  
 
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
Originally Posted by oohaahouch
well, if the income reported can be supported, FR should be considered break from MS
I think that the answer is "yes" according to FRs reported thus far.

For the long term, I think that a "thorough" FR will include much more than income vs. spending verification. For example, reward abuse (whatever definition Amex adopts) is another factor for more damaging FRs and resulting AAs.
Henry II is offline  
Old Mar 27, 14, 12:25 pm
  #1597  
 
Join Date: Oct 2012
Posts: 77
Originally Posted by cdancer20
Seriously.... Treated as purchase, but doesn't earn points/miles: Cashback = points/miles.
cash back = points/miles? Only because you say so chief.
Youpaiyou is offline  
Old Mar 27, 14, 12:42 pm
  #1598  
 
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,374
Originally Posted by Youpaiyou
cash back = points/miles? Only because you say so chief.
I tried to help...obviously you just are too naive to understand the countless arrows that were drawn for you.
cdancer20 is offline  
Old Mar 27, 14, 12:45 pm
  #1599  
 
Join Date: Dec 2013
Posts: 3,426
Originally Posted by Youpaiyou
cash back = points/miles? Only because you say so chief.
Then go ahead and try it and see if it works. Don't ask if its something you don't want to hear.

Last edited by ericdabbs; Mar 27, 14 at 2:15 pm
ericdabbs is offline  
Old Mar 27, 14, 1:18 pm
  #1600  
 
Join Date: Jul 2013
Posts: 121
Originally Posted by jb0506
I hit 46,500 spend on 13,000 of credit limit about 350% of my credit limit in the first two weeks of this cycle. Let's hope the CB is coded right. All spending is gas, grocery, or drugstore.

My first real month of MS on my Amex Blue Cash.
you probably just did everything possible to get a FR and if not satisfactory, get your account closed !! Learn to take it slow ...
knn9413a is offline  
Old Mar 27, 14, 1:52 pm
  #1601  
 
Join Date: Jul 2013
Posts: 1,035
Originally Posted by Youpaiyou
That doesn't say anything about 1% cash back. If it is being treated as a purchase then there is a chance it will receive cash back..... I guess I'll find out.
I mean using this card is pointless in this scenario. You get a minimum of 1% cashback on any card you use and you want to use this card to fund your serve online? There are absolutely no pros to using this card in this situation.
ibleed0range is offline  
Old Mar 27, 14, 3:40 pm
  #1602  
 
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
Originally Posted by jb0506
I hit 46,500 spend on 13,000 of credit limit about 350% of my credit limit in the first two weeks of this cycle. Let's hope the CB is coded right. All spending is gas, grocery, or drugstore.

My first real month of MS on my Amex Blue Cash.
Nice! I need to to ramp up on my Amex cards. Statements like this give me hope.
Fuerza is offline  
Old Mar 27, 14, 3:46 pm
  #1603  
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
If you had to make a reimbursable purchase for about 10k that can be made at a pharmacy or Office store which one would you take? i am leaning towards office store since it will get VES also but can switch, any suggestions?
oohaahouch is offline  
Old Mar 27, 14, 3:48 pm
  #1604  
 
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,513
Originally Posted by oohaahouch
If you had to make a reimbursable purchase for about 10k that can be made at a pharmacy or Office store which one would you take? i am leaning towards office store since it will get VES also but can switch, any suggestions?
Office. You can always cash out UR points at 1penny each as statement credit (5% cash back), but if you don't need to do that then the UR points can be worth a lot more than 1penny each for international premium travel.
glocklt4 is offline  
Old Mar 27, 14, 3:52 pm
  #1605  
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Originally Posted by glocklt4
Office. You can always cash out UR points at 1penny each as statement credit (5% cash back), but if you don't need to do that then the UR points can be worth a lot more than 1penny each for international premium travel.
yes, exactly my thought, just need to call up chase to make sure they will let a 10k charge go through
oohaahouch is offline  

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