Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Mar 27, 14, 8:49 am
  #1576  
 
Join Date: Mar 2006
Posts: 43
I hit 46,500 spend on 13,000 of credit limit about 350% of my credit limit in the first two weeks of this cycle. Let's hope the CB is coded right. All spending is gas, grocery, or drugstore.

My first real month of MS on my Amex Blue Cash.
jb0506 is offline  
Old Mar 27, 14, 9:11 am
  #1577  
 
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
Hope you are ready for the FR
heyeaglefn is offline  
Old Mar 27, 14, 9:13 am
  #1578  
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Originally Posted by jb0506
I hit 46,500 spend on 13,000 of credit limit about 350% of my credit limit in the first two weeks of this cycle. Let's hope the CB is coded right. All spending is gas, grocery, or drugstore.

My first real month of MS on my Amex Blue Cash.
Yeah ^
oohaahouch is offline  
Old Mar 27, 14, 9:24 am
  #1579  
 
Join Date: Nov 2009
Location: DEN
Programs: SPG Gold; HH Diamond
Posts: 223
Originally Posted by jb0506
I hit 46,500 spend on 13,000 of credit limit about 350% of my credit limit in the first two weeks of this cycle. Let's hope the CB is coded right. All spending is gas, grocery, or drugstore.

My first real month of MS on my Amex Blue Cash.
JOOC, do you have a long history with AmEx?
kjgco is offline  
Old Mar 27, 14, 10:26 am
  #1580  
 
Join Date: Oct 2012
Posts: 77
Can anyone confirm whether they received 1% cash back for SERVE online loads?
Youpaiyou is offline  
Old Mar 27, 14, 10:36 am
  #1581  
 
Join Date: May 2000
Location: I see palm trees....
Posts: 414
Originally Posted by kjgco
JOOC, do you have a long history with AmEx?
He used to.......
Bean is offline  
Old Mar 27, 14, 10:41 am
  #1582  
 
Join Date: Jul 2013
Posts: 1,035
Originally Posted by Youpaiyou
Can anyone confirm whether they received 1% cash back for SERVE online loads?
Go look at the Serve thread

Online CC Loads:

Treated as purchase, but doesn't earn points/miles:
Amex
ibleed0range is offline  
Old Mar 27, 14, 10:41 am
  #1583  
 
Join Date: Dec 2013
Posts: 3,433
Originally Posted by Bean
He used to.......
ZING!!!! ^
ericdabbs is offline  
Old Mar 27, 14, 10:42 am
  #1584  
 
Join Date: Dec 2013
Posts: 3,433
Originally Posted by Youpaiyou
Can anyone confirm whether they received 1% cash back for SERVE online loads?
KISS. Just use another rewards earning CC to do Serve online loads.
ericdabbs is offline  
Old Mar 27, 14, 10:43 am
  #1585  
 
Join Date: Aug 2013
Location: Kansas City
Posts: 193
Originally applied on 1/9/2014 got rejected. Applied again on 3/27/2014 and approved!!!
Nomoneyinmybank is offline  
Old Mar 27, 14, 10:52 am
  #1586  
 
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
Originally Posted by jb0506
I hit 46,500 spend on 13,000 of credit limit about 350% of my credit limit in the first two weeks of this cycle. Let's hope the CB is coded right. All spending is gas, grocery, or drugstore.

My first real month of MS on my Amex Blue Cash.
I would be more worried about FR than properly coded CB; but to each his own.
Henry II is offline  
Old Mar 27, 14, 11:01 am
  #1587  
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Originally Posted by Henry II
I would be more worried about FR than properly coded CB; but to each his own.
well, if the income reported can be supported, FR should be considered break from MS
oohaahouch is offline  
Old Mar 27, 14, 11:04 am
  #1588  
 
Join Date: Oct 2012
Posts: 77
Originally Posted by ibleed0range
Go look at the Serve thread

Online CC Loads:

Treated as purchase, but doesn't earn points/miles:
Amex
That doesn't say anything about 1% cash back. If it is being treated as a purchase then there is a chance it will receive cash back..... I guess I'll find out.
Youpaiyou is offline  
Old Mar 27, 14, 11:15 am
  #1589  
 
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,518
So I predict this thread blowing up with either really good new or really bad news sometime late tonight once all of our statements hit, haha. I usually just check the next day after a statement, but tonight I may check at 12pm ET or maybe even 1-2am ET. Who knows though... maybe they run a batch job at 3-4am and by the time we all wake up D-Day will be upon us.
glocklt4 is offline  
Old Mar 27, 14, 11:16 am
  #1590  
 
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,374
Originally Posted by ibleed0range
Go look at the Serve thread

Online CC Loads:

Treated as purchase, but doesn't earn points/miles:
Amex
Originally Posted by Youpaiyou
That doesn't say anything about 1% cash back. If it is being treated as a purchase then there is a chance it will receive cash back..... I guess I'll find out.
Seriously.... Treated as purchase, but doesn't earn points/miles: Cashback = points/miles.
cdancer20 is offline  

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